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Cost of Furnished vs Unfurnished Housing in Bali: Which Option Suits Your Budget?
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Published on October 30, 2025 · 4 min read · by Ilham Budiman

cost of furnished vs unfurnished housing in bali

Understanding the cost of furnished vs unfurnished housing in Bali is essential to make the right decision based on budget, lifestyle, and flexibility. 

In this article, we explore the differences, benefits, and price ranges of both furnished and unfurnished accommodations on the island.

Before diving into costs, it’s important to understand what distinguishes furnished from unfurnished housing in Bali.

Understanding Furnished and Unfurnished Housing

cost of furnished vs unfurnished housing in bali

Unsplash/Sanju Pandita

Furnished housing comes equipped with basic furniture and appliances such as beds, wardrobes, kitchen appliances, air conditioning, and sometimes even décor elements. 

This type of housing is ideal for those who want to move in immediately without worrying about buying or transporting furniture.

Unfurnished housing, on the other hand, is rented empty, often with only essential fixtures like a bathroom and kitchen counters. 

This option allows tenants the freedom to decorate, furnish, and customize the space according to personal taste. 

However, it requires additional investment in furniture and household items.

Cost of Furnished Housing in Bali

The cost of furnished vs unfurnished housing in Bali is influenced by several factors including location, size, and property type. 

Furnished properties generally come at a higher monthly rent due to the convenience and ready-to-live-in nature of the accommodation.

In popular expat areas like Seminyak, Canggu, and Ubud, a furnished one-bedroom apartment or villa can range from $600 to $1,500 per month, depending on the quality and amenities. 

For larger villas with multiple bedrooms, private pools, and modern furniture, prices can rise significantly, ranging from $1,500 to $5,000 per month.

Furnished housing is particularly appealing for short-term stays, digital nomads, or those who prefer not to invest in furniture upfront. 

Moreover, many furnished rentals include utilities such as electricity, water, and Wi-Fi in the rent, making budgeting more predictable.

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Cost of Unfurnished Housing in Bali

cost of furnished vs unfurnished housing in bali

Unsplash/Louie A

Unfurnished housing is generally more affordable in terms of monthly rent but requires additional upfront costs for furniture and appliances. 

A one-bedroom unfurnished apartment or villa in areas like Sanur, Jimbaran, or Denpasar might cost between $400 and $1,000 per month, depending on location and property quality. 

Larger unfurnished villas start at around $1,200 per month and can go up to $3,500 or more for luxury properties.

The advantage of unfurnished housing is the freedom to personalize your living space and potentially save money if you already own furniture or plan a long-term stay. 

However, tenants must consider the cost of furnishing the home, which can range from $2,000 to $10,000 or more, depending on taste and quality of furniture.

Factors Affecting the Cost Difference

Several factors influence the cost of furnished vs unfurnished housing in Bali:

  • Location: Prime tourist areas like Seminyak, Canggu, and Ubud generally have higher rents for both furnished and unfurnished properties. Therefore, you might consider other options, such as PBD Aparthotel in Kuta.
  • Property Type: Villas with private pools, modern amenities, and high-end furniture naturally command higher prices.
  • Duration of Stay: Long-term leases often offer discounts, especially for unfurnished properties.
  • Maintenance and Utilities: Furnished rentals often include maintenance and utilities, while unfurnished properties might require additional monthly expenses.

Deciding between furnished and unfurnished housing depends on your personal needs, budget, and length of stay.

Choose furnished if you prefer convenience, plan a short-term stay, or want an all-inclusive living experience without the hassle of furnishing a home.

Choose unfurnished if you have your own furniture, seek flexibility to design your home, or plan a long-term stay to offset the initial investment.

Understanding the cost of furnished vs unfurnished housing in Bali will help you make a well-informed decision and enjoy your time on the island without financial surprises.

If you’re looking for a property in Bali, check out more listings on Rumah123!