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How Much Does It Cost to Live in Bali? (Guide for Expats & Digital Nomads)
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Published on October 29, 2025 · 4 min read · by Imam

how much does it cost to live in bali

How much does it cost to live in Bali? Photograph: Artem Beliaikin via Unsplash

Bali isn’t just a dreamy vacation destination, it’s also become one of the most popular places for expats, remote workers, and digital nomads to settle. 

But how much does it really cost to live in Bali?

The answer depends on your lifestyle. 

You can live simply like a local or splurge like you’re on a permanent holiday. 

This guide breaks down the monthly cost of living in Bali in 2025 based on real, updated data.

1. Housing & Rent in Bali

Housing is often your biggest expense, but Bali offers a wide range, from shared villas in Ubud to beachside lofts in Canggu.

  • Budget: IDR 3–6 million/month (~USD 200–400) for a basic room or local apartment.
  • Mid-range: IDR 6–12 million/month (~USD 400–800) for a 1–2 bedroom furnished villa with A/C.
  • Luxury: IDR 15–40 million/month (~USD 1,000–2,600+) for private pool villas or beachfront properties in Seminyak, Uluwatu, or Berawa.

Long-term rental prices are cheaper when paid yearly. Airbnb and agent fees may raise the price if not negotiated directly.

2. Food & Dining Out

You can eat well in Bali on any budget.

  • Local warung meal: IDR 20,000–40,000 (~USD 1.30–2.60)
  • Western café lunch: IDR 80,000–150,000 (~USD 5–10)
  • Monthly grocery budget (1 person): IDR 2–4 million (~USD 130–260)

Cooking at home saves money, but many expats eat out daily due to Bali’s affordable cafés and healthy food scene.

Read more:

How to Live in Bali Permanently: Everything You Need to Know

3. Transportation

  • Scooter rental: IDR 700,000–1.5 million/month (~USD 45–100)
  • Fuel: IDR 12,500/liter (~USD 0.80)
  • Taxi or Gojek (ride-hailing app): IDR 20,000–50,000 for short rides (~USD 1.50–3)

Traffic can be hectic, so scooters remain the most efficient way to get around. 

Long-term residents often choose to rent monthly, or buy a used scooter for IDR 7–12 million. 

However, foreigners are not legally allowed to register a vehicle in their name without a KITAS, so ownership typically goes through a trusted local or long-term rental agreement.

4. Coworking Spaces & Internet

how much does it cost to live in bali?

How much does it cost to live in Bali? Photograph: Yan Krukau via Pexels

Bali is a hotspot for digital nomads, and coworking spaces are easy to find in areas like Canggu, Ubud, and Seminyak. 

Memberships typically range from IDR 1.5–3 million/month (~USD 100–200), depending on location and access level. 

High-speed home internet is also widely available for IDR 400,000–900,000/month (~USD 25–60), with providers like Biznet, Indihome, and MyRepublic.

Popular coworking spaces such as Outpost (Canggu and Ubud) and BWork (Canggu) offer excellent infrastructure, community events, and vibrant expat networks. 

Whether you’re a freelancer or a startup founder, it’s easy to stay connected and productive in Bali.

5. Healthcare & Insurance

Bali has decent clinics and international hospitals in major towns. 

Local care is affordable, but insurance is highly recommended.

  • Clinic visit (without insurance): IDR 250,000–600,000 (~USD 16–40)
  • Monthly expat health insurance: IDR 1–2.5 million (~USD 65–160), depending on coverage.

Recommended providers: Allianz, Cigna Global, SafetyWing 

Hospitals: Siloam Hospitals Bali, BIMC, Kasih Ibu Hospital

6. Leisure & Lifestyle

  • Yoga/pilates class: IDR 100,000–200,000/session (~USD 6–12)
  • Gym membership: IDR 300,000–1 million/month (~USD 20–65)
  • Massage/spa: IDR 100,000–250,000/session (~USD 6–15)
  • Nightlife & drinks: Cocktail ~IDR 130,000, beer ~IDR 40,000–60,000

Bali is full of events, live music, markets, and beach clubs, you’ll never be bored.

Read more:

7 Best Expat Communities in Bali and Jakarta

7. Estimated Monthly Cost of Living (2025)

Lifestyle Type Estimated Monthly Cost (USD)
Budget $500 – $800
Mid-range $900 – $1,500
Luxury $2,000 – $3,500+

These estimates include housing, food, transport, basic healthcare, and leisure.

Living in Bali can be incredibly affordable, especially if you embrace the local lifestyle. 

Whether you’re a remote worker, retiree, or simply escaping the city life, Bali offers value, comfort, and a vibrant international community, all wrapped in paradise.

Still, costs can vary greatly depending on your preferences. 

Want beachfront luxury? You’ll pay for it. 

Happy with nasi goreng and scooter rides? Bali can be one of the cheapest places you’ve ever lived.