Jakarta vs Bali for Expats: Living Benefits, Cost of Living, and Housing Choices
Published on January 9, 2026 · 5 min read · by Ilham Budiman

Jakarta vs Bali is a common topic among expatriates who want to move to Indonesia.
Both cities offer very different lifestyles, opportunities, and challenges.
Jakarta is the capital city and the center of business and government, while Bali is known worldwide for its relaxed atmosphere, beaches, and tourism industry.
Choosing between Jakarta vs Bali for expats depends on personal priorities, career goals, lifestyle preferences, and budget.
Some expats prefer the fast-paced city life, while others look for a calmer and more balanced way of living.
Below is an explanation of Jakarta vs Bali, starting from the advantages, cost of living, and other important factors that expats usually consider.
Advantages of Living in Jakarta

Unsplash/Afif Ramdhasuma
1. More Career and Business Opportunities
Jakarta is Indonesia’s economic center.
Many expats choose to live in Jakarta because of job opportunities in multinational companies, finance, technology, and professional services.
2. Better Access to International Facilities
The city offers international schools, modern hospitals, and high-quality healthcare.
This is an important factor for expat families.
3. Modern Urban Lifestyle
Jakarta has many shopping malls, restaurants, cafes, and entertainment venues.
For expats who enjoy city life, Jakarta offers convenience and variety.
4. Improving Public Transportation
Jakarta’s MRT, LRT, and commuter trains make daily commuting more manageable.
This helps expats move around the city more efficiently despite heavy traffic.
Read more:
5 Affordable Housing Options in Jakarta for Expats: Best Places to Live on a Budget
5. Wide Selection of Housing Options
One major advantage of living in Jakarta is the wide variety of housing choices.
Expats can choose from landed houses to modern apartments in different areas of the city.
Popular options include Southgate Residence apartment in South Jakarta, which is close to business districts and public transportation, and Aerium Residence in West Jakarta, known for its modern design and family-friendly environment.
This flexibility makes it easier for expats to find a home that fits their lifestyle and budget.
Advantages of Living in Bali

Unsplash/Laurentiu Morariu
1. Relaxed Lifestyle and Natural Beauty
Many expats choose to live in Bali because of its calm atmosphere and beautiful environment.
Beaches, rice fields, and mountains make daily life feel more balanced and less stressful.
2. Strong Expat and International Community
Bali has a large expat population, especially in areas like Canggu, Ubud, and Seminyak.
English is widely spoken, which makes it easier for newcomers to adapt and build social connections.
Read more:
7 Best Expat Communities in Bali and Jakarta
3. Good Work-Life Balance
Bali is popular among digital nomads and remote workers.
Coworking spaces, cafes, and flexible working hours support a healthier work-life balance for those who live in Bali.
4. Outdoor and Wellness Activities
Expats can enjoy surfing, yoga, hiking, and cycling.
The strong wellness culture helps many people improve their physical and mental well-being.
5. Villa-Style Residential Options
Another advantage of living in Bali is the availability of villa-style housing.
Many residential areas offer private villas with open layouts, gardens, and swimming pools.
Examples include villa-based developments such as Lush Villa Seminyak, which attract expats looking for privacy, comfort, and a resort-style living environment.
Cost of Living Bali vs Jakarta
Cost of living Bali vs Jakarta is one of the most important considerations for expatriates.
In general, Bali can be more affordable, especially for housing and daily expenses, depending on lifestyle choices.
Renting a house or villa in Bali is often cheaper than renting an apartment in central Jakarta.
Daily expenses such as food, transportation, and leisure activities can also be lower in Bali, particularly if expats choose local options.
However, living in popular expat areas or choosing imported goods can increase costs.
Jakarta, on the other hand, tends to be more expensive, especially in terms of housing, transportation, and schooling.
International schools and premium healthcare facilities in Jakarta can significantly raise the cost of living.
Overall, the cost of living Bali vs Jakarta varies greatly depending on lifestyle, family size, and location.
Jakarta vs Bali, Where Should Expats Live?
So, Jakarta vs Bali: where should expats live? There is no single answer that fits everyone.
Bali is ideal for expats who value a relaxed lifestyle, nature, and flexible work arrangements.
It is suitable for digital nomads, creatives, and retirees who want a slower pace of life.
Jakarta is better suited for expats who prioritize career advancement, stable employment, and urban living.
It offers more professional opportunities and modern facilities, but with a higher cost and faster pace.
In the end, the decision between Jakarta vs Bali depends on personal goals.
Some expats even choose to experience both, starting their career in Jakarta and later moving to Bali for a more balanced lifestyle.
Both cities offer unique experiences, making Indonesia an attractive destination for expatriates.
If you are currently looking for an apartment in South Jakarta, BRANZ Mega Kuningan is a great option. Find out more on Rumah123.
**Cover image: Unsplash/JESHOOTS.COM

