Retirement in Indonesia for Foreigners: Visa, Cost of Living, and Best Places to Live

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Dreaming of spending your retirement surrounded by tropical beauty, warm communities, and a relaxed pace of life? Indonesia might be the perfect destination for you. 

From the tranquil beaches of Bali to the cool highlands of Bandung, this diverse country offers countless places where retirees can embrace comfort, culture, and nature all at once. 

With its affordable cost of living and welcoming atmosphere, Indonesia makes retirement not only peaceful but also deeply fulfilling.

If you’re considering retiring in Indonesia, there are several important things to keep in mind, here’s what you should know.

Retirement in Indonesia for Foreigners

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1. Understand the Visa Requirements

The first step to enjoying your retirement in Indonesia for foreigners is to understand the retirement visa requirements.

The retirement visa (KITAS Lansia) allows you to stay in Indonesia long-term, but you are not permitted to work or earn income from local sources.

To qualify for a retirement visa, you must meet several conditions:

• Be at least 55 years old (some sources set the range at 55–60).
• Have valid health and life insurance with a minimum coverage of IDR 25 million.
• Provide proof of pension or steady income (around USD 1,500 per month).
• Have no intention of working in Indonesia.
• Employ at least one local helper or domestic worker.
• Sign a one-year accommodation lease agreement in Indonesia.

These requirements ensure that retirees can support themselves comfortably while contributing to the local economy.

Read also: Living in Sanur Bali for Retirees: Where Every Day Feels Like a Holiday

2. Stay Up to Date on Vaccinations

For foreigners planning to retire in Indonesia, staying up to date on vaccinations is essential to ensure a healthy and worry-free life. 

Before moving, make sure you’ve received the routine vaccines such as measles-mumps-rubella (MMR), diphtheria-tetanus-pertussis, varicella (chickenpox), and polio. 

In addition, doctors often recommend getting extra protection through vaccines like hepatitis A and typhoid, which are especially useful for those living in tropical environments or enjoying local cuisine. 

Taking these precautions helps you stay active and enjoy your new lifestyle safely in Indonesia.

3. Choose the Right Location

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When planning your retirement in Indonesia for foreigners, choosing the right location is one of the most important steps to ensure a comfortable and enjoyable lifestyle. 

Each destination in Indonesia offers its own charm and advantages.

• Bali: The most popular choice among expats, offering a vibrant community, wellness-focused lifestyle, and stunning beaches.
• Yogyakarta: Perfect for retirees who value culture, tradition, and affordable living.
• Bandung: Ideal for those who prefer a cool climate and lively local atmosphere.
• Lombok or Ubud: Great for anyone seeking peace, natural beauty, and a slower pace of life.

Before deciding where to settle, consider key factors such as accessibility to hospitals, international airports, and expat communities. 

Choosing the right area will make your retirement in Indonesia not only comfortable but also deeply fulfilling.

Planning to settle down in Indonesia? Discover the perfect house or apartment for your retirement with Rumah123!

4. Learn Basic Bahasa Indonesia

Learning basic Bahasa Indonesia can make daily life much easier, especially when interacting with local markets, service providers, or neighbors. 

Beyond practicality, it also helps you connect more deeply with the community and better understand Indonesian culture.

5. Manage Your Finances Wisely

Compared to most Western countries, living in Indonesia is generally more affordable. 

However, it’s important to note that the cost of living can vary significantly from one city to another. 

Major cities like Jakarta and Denpasar tend to be more expensive, while places such as Yogyakarta offer a much lower cost of living.

For everyday transactions, it’s recommended to use local banking services to enjoy greater convenience and lower fees. 

Additionally, be aware that foreign pensions may be subject to taxes, depending on your home country’s tax treaty with Indonesia.

Read also: Top 7 Pros of Living in Surabaya You Should Know

Those are some helpful tips for retirement in Indonesia for foreigners.

Hope this guide helps you plan a smooth and enjoyable transition to your new life in Indonesia!

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