
Perbedaan kavling dan perumahan penting untuk diketahui, terutama jika Anda hendak membeli atau menjual properti, atau ingin berinvestasi di sektor properti.
Dengan mengetahui perbedaan keduanya, bekal pengetahuan Anda sebelum mengambil keputusan investasi bisa jadi lebih tepat.
Perlu diketahui, instrumen investasi apa pun, termasuk properti, memiliki risikonya tersendiri.
Namun, Anda bisa meminimalisasi risiko investasi apabila membekali diri dengan pengetahuan yang mumpuni.
Untuk mengetahui lebih lanjut apa saja perbedaan kavling dan perumahan, baca selengkapnya di bawah ini!
Perbedaan Kavling dan Perumahan

Pengertian Kavling
Untuk mengetahui perbedaan kavling dan perumahan, Anda wajib memahami definisi dari masing-masing aset properti tersebut.
Tanah kavling adalah bagian tanah yang telah dipetak dan memiliki ukuran tertentu.
Nantinya, di atas tanah kavling tersebut akan dibangun hunian atau bangunan lainnya.
Sertifikat tanah dari tanah kavling pun telah dipecah sesuai dengan bidang lahannya.
Biasanya, tanah kavling dibeli oleh masyarakat yang tidak mempunyai bujet cukup untuk membeli rumah jadi.
Solusinya, tentu dengan membeli tanahnya dulu, untuk kemudian dibangun rumah.
Baca juga: Penting! Ini Untung-Rugi Jual Tanah Kavling yang Perlu Diperhatikan
Harga tanah kavling pada umumnya memang lebih murah ketimbang harga rumah jadi pada ukuran yang sama.
Saat ini, tanah kavling pun masih banyak yang tersedia di perkotaan, seperti tanah di Bandung atau tanah di Jakarta.
Contoh kavling yang ada di lokasi strategis adalah Vanya Park BSD City.
Di proyek propert ini, terdapat beberapa tipe tanah kavling, yakni tanah seluas 93 meter persegi, 97 meter persegi, 127 meter persegi, 140 meter persegi, 180 meter persegi, hingga 302 meter persegi.
Kavlingnya berada di lokasii strategis, karena hanya 11 menit dari AEON Mall, 17 menit dari The Breeze, dan 11 menit dari UIC College BSD.
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Pengertian Perumahan
Nah, itulah pengertian dari tanah kavling. Selanjutnya, Anda harus mengetahui pengertian dari perumahan.
Perumahan merupakan kumpulan rumah yang dibangun oleh developer dengan desain senada, lengkap dengan fasilitas umum dan akses jalan tersendiri.
Tak hanya berada di perkotaan, kini perumahan juga sudah banyak dibangun di pedesaan.
Dari segi harga, perumahan di pedesaan tentu lebih murah ketimbang perumahan di perkotaan.
Fakta lainnya, saat ini banyak masyarakat yang ingin membeli unit di perumahan menggunakan skema pembayaran KPR (Kredit Pemilikan Rumah).
KPR adalah program pinjaman dana yang diberikan bank kepada debitur untuk membeli rumah. Kemudian, debitur wajib membayar uang muka, angsuran, bunga atau margin, dan biaya lain yang dibutuhkan dalam proses KPR.
Beberapa contoh perumahan adalah Central Park Juanda dan Bukit Podomoro Jakarta.
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Jenis dan Tipe Perumahan

Saat ini, perumahan terbagi menjadi beberapa jenis, yang dikategorikan berdasarkan luas, fasilitas, dan tujuan pembuatan proyeknya. Berikut rinciannya:
Kompleks perumahan: Dikenal juga sebagai perumahan. Proyek ini berisi sekumpulan unit rumah dalam jumlah banyak, bisa puluhan atau ratusan rumah. Biasanya dilengkapi fasilitas seperti jalan akses, keamanan, dan taman.
Cluster: Kompleks residensial yang jumlah unitnya rumahnya lebih terbatas dibandingkan perumahan biasa. Jumlah rumahnya biasanya hanya belasan atau puluhan.
Townhouse: Kompleks residensial yang sifatnya eksklusif dan privat, serta dilengkapi fasilitas premium. Jumlah unitnya lebih sedikit ketimbang cluster. Biasanya belasan, atau bahkan kurang dari 10.
Baca juga: Penting! Ini Tips Membeli Tanah Kavling dengan Aman dan Murah
Jenis dan Tipe Kavling

Sama seperti perumahan, kavling juga memiliki beberapa jenis atau tipe, yakni standard lot, irregular, corner, rear-loaded, dan masih banyak lagi. Berikut penjelasan singkatnya.
Standard lot: Tanah kavling yang berbentuk persegi atau persegi panjang. Bagian belakang dan depannya sama panjang.
Irregular: Tanah kavling yang tidak terpaku pada bentuk-bentuk geometris umum.
Baca juga: Pahami Peraturan Tanah Kavling dalam Proses Jual Beli
Corner: Tanah kavling yang bersentuhan langsung dengan dua jalan yang bersimpangan.
Rear-loaded: Tanah kavling yang bentuknya memanjang, dengan bagian belakang yang cocok dijadikan pintu masuk rumah.
Flute: Tanah kavling yang berbentuk memanjang, namun bagian depan dan belakangnya sempit.
Squat: Tanah kavling yang ukuranya lebih kecil dan mampu menampung rumah seluas 295 meter persegi.
***
Memahami perbedaan antara kavling dan perumahan sangat penting sebelum kamu memutuskan untuk membeli properti.
Kavling adalah tanah yang menawarkan fleksibilitas dalam desain bangunan.
Sementara itu perumahan adalah properti yang memberikan kenyamanan dengan fasilitas dan lingkungan yang sudah tertata.
Dari segi harga dan jenis, keduanya memiliki kelebihan masing-masing tergantung pada kebutuhan dan tujuan investasi.
Semoga penjelasan dalam artikel ini membantumu dalam membuat keputusan yang lebih tepat dan bijak.
Punya pertanyaan seputar properti? Yuk, Tanya Rumah123 di sini!