Contoh Surat Keterangan Karyawan Tetap untuk KPR
03 April 2023 · 4 min read · by Shandy Pradana
Surat keterangan karyawan tetap ialah surat yang biasa dikeluarkan oleh HRD sebuah perusahaan untuk kebutuhan tertentu.
Misalnya, surat keterangan karyawan tetap untuk pengajuan Kredit Pemilikan Rumah atau KPR.
Surat itu menyatakan bahwa seseorang yang dimaksud, memang merupakan karyawan tetap di perusahaan yang bersangkutan.
Bagi yang belum tahu, karyawan tetap berbeda dengan karyawan kontrak maupun pekerja lepas.
Karyawan tetap adalah mereka yang dipekerjakan tanpa adanya batasan atau jangka waktu, serta berhak atas uang pesangon.
Status karyawan tetap sendiri berasal dari Surat Perjanjian Kerja Waktu Tidak Tertentu (PKWTT) yang diatur oleh UU Cipta Kerja.
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Inilah Contoh Surat Keterangan Karyawan Tetap untuk KPR
Sebagai referensi dalam mencari surat keterangan karyawan tetap untuk KPR, Rumah123.com menyajikan contohnya.
Anda bisa cek contoh surat keterangan kerja untuk KPR di bawah ini:
Cara Membuat Surat Keterangan Karyawan Tetap untuk KPR
Foto: Unsplash
Biasanya, surat keterangan karyawan tetap dibuat oleh bagian HRD dan disahkan oleh pimpinan perusahaan.
Namun tak jarang juga karyawan itu sendiri yang membuat surat tersebut, lalu mengirimkan ke HRD untuk meminta pengesahan.
Jika Anda memang berniat membuatnya sendiri, berikut struktur atau bagian dalam surat keterangan kerja karyawan tetap untuk KPR:
Kepala Surat
Hampir sama dengan membuat surat keterangan resmi lain, kepala surat berisi nama perusahaan, alamat hingga nomor teleponnya.
Ada juga beberapa perusahaan yang sudah menyiapkan kertas khusus dengan kepala surat di dalamnya, sehingga Anda hanya perlu menulis isinya saja.
Dengan begitu, Anda tidak perlu repot untuk membuat kepala surat yang biasanya juga harus mencantumkan logo dari perusahaan.
Perihal Surat
Setelah membuat kepala surat, tulis perihal surat di bagian bawahnya.
Dalam perihal surat ini, sampaikan maksud dan alasan dari dibuatnya surat keterangan karyawan tetap untuk KPR tersebut.
Isi Surat
Bagian selanjutnya berkaitan dengan data karyawan, seperti nama, jabatan, lama waktu bekerja, dan penjelasan tentang pengajuan KPR.
Ini jika yang Anda buat adalah surat keterangan kerja untuk pengajuan KPR.
Namun, Anda membuat surat keterangan karyawan untuk tujuan lainnya, maka isi suratnya mengikuti kebutuhan.
Penutup Surat
Terakhir adalah penutup surat. Di bagian ini berisi tentang tempat, tanggal, serta tanda tangan dan nama pembuatnya.
Untuk membuat surat tersebut menjadi resmi dan sah, Anda bisa menambahkan stempel dari perusahaan.
Pada bagian penutup surat, yang bertanda tangan adalah pihak HRD atau juga bisa pimpinan perusahaan tersebut.
Itulah beberapa bagian yang mesti ada di surat keterangan kerja untuk KPR.
Baca juga:
Contoh Surat Rekomendasi Perusahaan untuk Pengajuan KPR
Manfaat Surat Keterangan Karyawan Tetap
Foto: RegioDom
Setidaknya, ada beberapa manfaat atau keuntungan yang bisa didapat jika memiliki surat keterangan kerja karyawan tetap, seperti:
Kemudahan untuk Mengurus Suatu Keperluan
Surat keterangan bagi karyawan tetap berguna untuk melancarkan urusan atau kepentingan yang dimiliki oleh karyawan tersebut.
Seperti pengajuan KPR atau kredit perbankan lainnya, agar nantinya mendapatkan persetujuan dari pihak bank.
Bukti Memiliki Rekam Kerja yang Baik
Surat keterangan karyawan tetap juga dapat digunakan sebagai bukti kalau karyawan tersebut memiliki rekam kerja yang baik.
Dengan kata lain, surat ini dapat dijadikan bahan pertimbangan bagi perusahaan baru ketika karyawan tersebut mengajukan lamaran.
Sebagai Bukti Pengalaman Kerja
Jika ingin melamar pekerjaan di suatu perusahaan, terkadang pengalaman kerja dengan minimal waktu tertentu menjadi salah satu persyaratannya.
Dalam hal ini, Anda bisa menggunakan surat keterangan karyawan tetap sebagai bukti.
Untuk mendapatkan status karyawan tetap, seorang karyawan harus melewati masa percobaan selama 3 bulan sampai 1 tahun.
Surat keterangan karyawan tetap dapat berguna sebagai bukti, kalau Anda pernah bekerja dalam waktu tertentu di suatu perusahaan.
Keuntungan Menjadi Karyawan Tetap saat Mengambil KPR
Foto: Unsplash
Dalam pengajuan Kredit Pemilikan Rumah (KPR), harus diakui kalau seorang karyawan tetap memiliki nilai lebih di mata bank dan lembaga finansial.
Sebagai institusi keuangan yang berorientasi profit, tentu saja bank akan memperhitungkan tingkat risiko dan kemampuan bayar calon debiturnya.
Maka itu, karyawan dengan status tetap lebih diutamakan dari karyawan kontrak.
Alasannya adalah, bank harus memiliki jaminan bahwa debitur dapat terus membayar tagihan selama jangka waktu kredit berjalan.
Lalu, bagaimana dengan karyawan dengan status kontrak?
Kabar baiknya, ada beberapa bank yang menawarkan program KPR untuk wiraswasta dan karyawan kontrak.
Namun terdapat banyak syarat yang wajib dipenuhi, salah satunya adalah besaran pendapatan setara UMR.
Baca juga:
Inilah Contoh Surat Keterangan Kerja untuk KPR
***
Demikian penjelasan tentang manfaat surat keterangan karyawan tetap untuk KPR beserta contohnya.
Temukan juga rekomendasi rumah KPR dengan harga dan desain beragam di Rumah123.com.
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