Surat keterangan kerja adalah dokumen yang dibuat oleh perusahaan untuk menerangkan bahwa seseorang bekerja di perusahaan tersebut.
Surat ini merupakan dokumen pendukung saat mengajukan KPR ke bank.
Dalam pembuatan surat keterangan kerja, bagian HRD merupakan pihak yang berwenang menerbitkan surat tersebut.
Supaya lebih jelas, Anda bisa melihat contoh surat keterangan kerja untuk KPR yang benar yang bisa dijadikan referensi awal sebelum Anda membeli rumah secara KPR, seperti membeli Tanakayu atau Enchante BSD.
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TOTO\\\/Equivalent\"]","uuid":"5446073e-61f5-4043-a3f9-c7dc659649d4","medias":[{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/3015\/1661844855_630dbd77ece82floorplan_6241.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3015\/1661844855_630dbd77ece82floorplan_6241.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3015\/1661844855_630dbd77ece82floorplan_6241.jpg","order":0}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/80758905e33e9296f6054fdee6d7500a.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/80758905e33e9296f6054fdee6d7500a.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/80758905e33e9296f6054fdee6d7500a.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/a7b771bf6186a2b87da0582ac67d8079.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/a7b771bf6186a2b87da0582ac67d8079.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/a7b771bf6186a2b87da0582ac67d8079.jpg","order":1},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/ceb47848bd777e699059269e8187b2bf.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/ceb47848bd777e699059269e8187b2bf.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/ceb47848bd777e699059269e8187b2bf.jpg","order":2},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/5a191664a2e4d3af401049e726ff11d1.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/5a191664a2e4d3af401049e726ff11d1.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/5a191664a2e4d3af401049e726ff11d1.jpg","order":3},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/0fa62b8b9c38ebce23003e7c2d26ebc7.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/0fa62b8b9c38ebce23003e7c2d26ebc7.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/0fa62b8b9c38ebce23003e7c2d26ebc7.jpg","order":4},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/1948eb6fa8c1684857990fb6ac62f621.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/1948eb6fa8c1684857990fb6ac62f621.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/1948eb6fa8c1684857990fb6ac62f621.jpg","order":5},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/fb934258271ac2ca189f65ad3dcf8e8b.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/fb934258271ac2ca189f65ad3dcf8e8b.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/fb934258271ac2ca189f65ad3dcf8e8b.jpg","order":6},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/0cd20630e7bc879a5e946a5d37d8502d.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/0cd20630e7bc879a5e946a5d37d8502d.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/0cd20630e7bc879a5e946a5d37d8502d.jpg","order":7},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/ed56989b1021686970fbedf89cda8089.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/ed56989b1021686970fbedf89cda8089.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/ed56989b1021686970fbedf89cda8089.jpg","order":8},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/3b1cb8e085f0c5c40347d9fda74f98e6.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/3b1cb8e085f0c5c40347d9fda74f98e6.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/3b1cb8e085f0c5c40347d9fda74f98e6.jpg","order":9},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/ee8a067ebe15ad56574b3626c12a4c69.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/ee8a067ebe15ad56574b3626c12a4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Apa Fungsi Surat Keterangan Kerja?
Surat keterangan kerja menjelaskan status seseorang sebagai karyawan di sebuah perusahaan.
Dalam surat tersebut, tercantum status kepegawaian, posisi atau jabatan, serta lama bekerja di perusahaan.
Dengan adanya informasi tersebut, surat keterangan kerja untuk KPR dapat menjadi salah satu dokumen pendukung bagi bank dalam menilai kelayakan calon debitur.
Beli properti impian dengan memilih produk KPR terbaik di Rumah123
Bank BCA
Bunga mulai
1.23%
Tenor maks.
30 tahun
Angsuran mulai dari
Rp. 797.552
BRI KPR
Bunga mulai
1.75%
Tenor maks.
25 tahun
Angsuran mulai dari
Rp. 988.294
Bank Mandiri
Bunga mulai
2.6%
Tenor maks.
30 tahun
Angsuran mulai dari
Rp. 960.815
Bank BTN
Bunga mulai
2.65%
Tenor maks.
30 tahun
Angsuran mulai dari
Rp. 967.113
Bank OCBC
Bunga mulai
7.99%
Tenor maks.
25 tahun
Angsuran mulai dari
Rp. 1.850.769
*Perhitungan angsuran berdasarkan tenor maksimal, harga rumah Rp 300 juta, dan uang muka 20%.Lihat Semua Bank
Bagaimana Cara Membuat Surat Keterangan Kerja untuk KPR?
Langkah awal untuk membuat surat keterangan kerja adalah menghubungi pihak HRD di perusahaan tempat Anda bekerja.
Sampaikan maksud dan tujuan pembuatan surat tersebut, yaitu sebagai salah satu syarat untuk mengajukan KPR.
Berikut adalah beberapa poin yang mesti diketahui dalam cara membuat surat keterangan aktif kerja untuk KPR:
Memuat penjelasan dan tujuan surat dibuat.
Menjelaskan kepada siapa surat ditujukan.
Mencantumkan nama, pemohon KPR, domisili, dan jabatan di perusahaan.
Mencantumkan nama penanggung jawab isi surat, jabatan, dan alamat yang bersangkutan.
Tulis alamat dan informasi kantor secara jelas.
Tambahkan kontak seperti nomor telepon dan e-mail.
Gunakan font yang sering digunakan pada dokumen resmi, seperti Arial atau Times New Roman.
Gunakan font berukuran 12 agar surat keterangan kerja lebih mudah dibaca.
Bagaimana Contoh Surat Keterangan Kerja untuk KPR yang Benar?
1. Contoh Surat Keterangan Kerja untuk KPR
2. Contoh Surat Keterangan Kerja untuk KPR Subsidi
PT BERKAH JAYA
Jalan Raya Kembangan Kav. B32, Kebon Jeruk, Jakarta Barat
Telp. 021 555 31 22
SURAT KETERANGAN KERJA
No. 101/SPK-RM/IX/2026
Saya yang bertanda tangan di bawah ini:
Nama: Lilith Safira
Jabatan: HRD Manager PT Berkah Jaya
Alamat: Menara Hijau, Jalan Kembang 3 No. 79, Matraman, Jakarta Timur
Dengan ini menerangkan bahwa yang bersangkutan di bawah ini:
Nama: Steve McQueen
Jabatan: Manajer Produksi
Alamat: Jalan Mangga No. 66, Bintaro, Tangerang Selatan
Dengan ini menyatakan bahwa saudara Steve McQueen merupakan karyawan tetap di PT Berkah Jaya dan telah bekerja sejak 1 Januari 2021 hingga saat ini sebagai seorang Manajer Produksi.
Surat keterangan kerja ini digunakan sebagai salah syarat administrasi pengajuan KPR subsidi oleh saudara Steve McQueen.
Demikian surat keterangan kerja ini dibuat, semoga dapat digunakan sebagaimana mestinya.
Jakarta, 6 Desember 2026
HRD Manager PT Berkah Jaya
Lilith Safira
Simulasi KPR
Hitung pembiayaan kredit rumah dengan bunga KPR terbaik di Rumah123
Jika ada pertanyaan seputar KPR, silakan kunjungi forum Teras123.
Semoga bermanfaat!
FAQ Surat Keterangan Kerja untuk KPR
Apa itu surat keterangan kerja untuk KPR?
Surat keterangan kerja untuk KPR adalah dokumen yang dibuat perusahaan untuk menerangkan bahwa seseorang bekerja di perusahaan tersebut. Surat ini dapat menjadi salah satu dokumen pendukung dalam pengajuan KPR ke bank.
Siapa yang membuat surat keterangan kerja untuk KPR?
Surat keterangan kerja untuk KPR umumnya dibuat dan diterbitkan oleh bagian HRD atau pihak yang berwenang di perusahaan tempat pemohon bekerja.
Apa saja isi surat keterangan kerja untuk KPR?
Surat keterangan kerja biasanya memuat nama karyawan, jabatan, status kepegawaian, lama bekerja, informasi perusahaan, serta tujuan pembuatan surat.
Bagaimana cara membuat surat keterangan kerja untuk KPR?
Anda dapat menghubungi bagian HRD perusahaan dan menyampaikan bahwa surat tersebut diperlukan sebagai salah satu syarat pengajuan KPR. HRD biasanya akan menyiapkan surat berdasarkan format yang berlaku di perusahaan.
Apakah surat keterangan kerja wajib untuk KPR?
Surat keterangan kerja dapat menjadi salah satu dokumen pendukung dalam pengajuan KPR, terutama untuk membuktikan status pekerjaan calon debitur. Persyaratan dokumen dapat berbeda sesuai kebijakan bank dan jenis KPR yang diajukan.
Apakah karyawan kontrak bisa mengajukan KPR?
Karyawan kontrak tetap dapat mengajukan KPR, tetapi persetujuan kredit bergantung pada penilaian bank terhadap penghasilan, masa kerja, kemampuan membayar, dan persyaratan lainnya.
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