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Contoh Surat Permohonan Pelunasan KPR, Unduh Format DOCS & PDF r123-share-title
Terakhir diperbarui 06 Nopember 2025 · 3 min read · by Yongky Yulius
Jika ingin melunasi cicilan KPR sebelum waktunya, ternyata kamu membutuhkan surat tersendiri.
Surat yang dimaksud adalah surat permohonan pelunasan KPR.
Tanpa adanya surat ini, proses pelunasan KPR tidak akan ditindaklanjuti oleh pihak bank, karena surat tersebut merupakan pernyataan tertulis yang sah.
Biasanya, pelunasan KPR dilakukan bagi debitur yang sudah memiliki uang cukup dan ingin terbebas dari utang.
Namun tentu saja, bisa saja pihak bank memberlakukan penalti KPR atas percepatan pelunasan yang dilakukan.
Nah, jika Anda termasuk debitur yang ingin melunasi cicilan rumah, wajib tahu contoh surat permohonan pelunasan KPR berikut ini.
Contoh Surat Permohonan Pelunasan KPR
Kepada Yth,
Ibu Lidyawati
Consumer Loan Section Head
PT Bank BRI Perseco
Kantor Wilayah Jalan Bunga No. 10, Jakarta Barat
Perihal: Surat Permohonan Pelunasan Kredit Pemilikan Rumah (KPR)
Dengan hormat,
Saya yang bertanda tangan di bawah ini:
- Nama: Prasetyo Putra
- Tempat Tanggal Lahir: Jakarta, 20 Februari 1990
- Alamat: Perumahan Delima Residence, Jatiwaringin
- Telepon: 081658907
Dengan ini mengajukan permohonan Pelunasan Kredit Pemilikan Rumah (KPR) yang saya ajukan ke PT Bank Rakyat Indonesia (Persero) Tbk, dengan rincian sebagai berikut:
- Nama Nasabah: Prasetyo Putra
- No. Nasabah: K12345678
- No. Rekening:12345678910
- Jenis Tabungan: Tabungan BritAma
- Unit Pengelola: Kantor Cabang Umum, Senayan II
- Penggunaan:
Pembelian rumah tapak sebanyak satu unit yang berlokasi di Grand Depok City, Jawa Barat dan permohonan Kredit Tanpa Agunan (KTA) senilai Rp400.00.000 yang akan diangsur selama lima tahun.
Mohon kiranya surat permohonan pelunasan rumah ini agar dapat dibantu untuk dilakukan. Pelunasan serta keringan biaya akan disesuaikan dengan kesepakatan dan ketentuan pada awal perjanjian.
Demikian surat permohonan ini saya ajukan dengan sebenarnya dalam keadaan sehat jasmani dan rohani serta tidak ada paksaan dari pihak manapun.
Jakarta, 30 Januari 2022
Prasetyo Putra
Bunga KPR Terbaru
Beli properti impian dengan memilih produk KPR terbaik di Rumah123
Suku bunga mulai dari4.5%
Tenor Max.25 Tahun
Suku bunga mulai dari2.6%
Tenor Max.20 Tahun
Suku bunga mulai dari3.75%
Tenor Max.20 Tahun
Contoh Surat Permohonan Pelunasan KPR Format Gambar
Contoh Surat Permohonan Pelunasan KPR Format PDF dan DOCS
Untuk mengunduh contoh surat pelunasan KPR dalam format DOCS dan PDF, kamu bisa mengakses tautan berikut ini:
***
Itu dia beberapa contoh surat pelunasan KPR yang dapat kamu jadikan referensi awal.
Surat itu bisa menjadi bekal jika kamu hendak mengajukan KPR seperti membeli rumah di Grand City Balikpapan dan Anvaya Townhouse melalui situs properti Rumah123.
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Untuk lebih memahami surat permohonan pelunasan KPR, kamu bisa melihat penjelasannya di bawah ini.
Aspek yang Mesti Ada dalam Surat Permohonan Pelunasan KPR
Dari contoh surat pelunasan KPR di atas, kita jadi tahu ada beberapa aspek penting yang mesti tercantum dalam suratnya.
- Kepada siapa suratnya ditujukan (contoh: pejabat bank yang memiliki wewenang terkait KPR).
- Nama bank dan alamatnya.
- Identitas debitur, mulai dari nama, tempat dan tanggal lahir, hingga alamat.
- Data nasabah, mulai dari nama, nomor rekening, jenis tabungan, dan unit pengelola.
- Penggunaan surat.
- Lokasi dan tanggal suratnya dibuat.
- Tanda tangan di atas materai.
***
Nah, itu dia referensi contoh surat permohonan pelunasan KPR.
Untuk mengetahui informasi lainnya seputar pelunasan kredit rumah, kamu bisa membaca artikel berikut ini:
Baca juga:
Wajib Tahu! Pengalaman Melunasi KPR BTN & Syarat Pengajuannya
Jika ada yang ingin ditanyakan seputar proses KPR, bisa kunjungi forum Teras123, ya!
