Ringkasan:
Untuk kamu yang memiliki gaji Rp30 juta, harga rumah ideal yang direkomendasikan adalah berkisar antara Rp1,2 Miliar hingga Rp1,8 Miliar. Angka ini memastikan cicilan kamu tetap berada di batas aman 30% dari penghasilan sehingga gaya hidup dan tabungan masa depanmu tidak terganggu.
Punya penghasilan besar seperti Rp30 jutaan per bulan tentu membawa kebahagiaan tersendiri.
Namun, untuk kamu yang hendak beli rumah, bisa jadi saat ini memiliki pertanyaan di benak.
“Gaji 30 juta beli rumah harga berapa agar keuangan kamu tetap aman?”
Tanpa, perhitungan yang matang, cicilan rumah bisa saja jadi beban yang menyesakkan.
Dalam artikel ini, mari kita mengupas tuntas rasio cicilan ideal dan rekomendasi harga rumah yang paling pas untuk level penghasilan kamu.
Selain cicilan, ada juga strategi menabung agar bisa membeli rumah secara cash.
Rasio Cicilan Ideal untuk Gaji Rp30 Juta Per Bulan
1. Batas Aman: Aturan 30 Persen (Rekomendasi!)
Secara finansial, batas paling aman untuk cicilan utang adalah 30% dari penghasilan kotor.
Untuk gaji Rp30 juta, artinya alokasi cicilan ideal kamu adalah: 30.000.000 x 30 persen = 9.000.000 per bulan.
Mengapa harus 30 persen?
- Menjaga Gaya Hidup: Dengan sisa Rp21 juta, kamu masih sangat leluasa untuk biaya hidup, transportasi, hiburan, dan premi asuransi.
- Dana Darurat: Kamu tetap punya ruang untuk menabung dana darurat minimal 10-20% dari gaji.
- Persetujuan Bank: Bank umumnya lebih mudah menyetujui aplikasi KPR jika rasio utang kamu berada di angka ini.
2. Batas Maksimal: Aturan 40 Persen
Jika kamu belum memiliki tanggungan (belum menikah) atau tidak memiliki cicilan lain (seperti cicilan mobil), kamu bisa menaikkan batas hingga 40 persen.
Berikut alokasi cicilan idealnya: 30.000.000 x 40 persen = 12.000.000 per bulan.
Angka Rp12 juta ini adalah total akumulasi utang.
Jadi, jika kamu sudah punya cicilan mobil sebesar Rp4 juta, maka sisa kuota cicilan rumah kamu tinggal Rp8 juta saja.
Jangan memaksakan lebih dari ini agar kamu tidak terjebak dalam kondisi house poor, punya rumah bagus tapi tidak punya uang tunai untuk kegiatan sehari-hari.
3. Simulasi Harga Rumah Berdasarkan Cicilan
Dengan asumsi bunga KPR rata-rata 5% hingga 7% per tahun (setelah masa promo), berikut adalah estimasi harga rumah yang bisa kamu ambil.
Asumsinya, kamu sudah membayar DP sebesar 10-20 persen.
| | | |
|---|
| No | Besar Cicilan | Estimasi Harga 15 Thn | Estimasi Harga 20 Thn |
| 1 | Rp9 Juta Ideal | ± Rp1.1 Miliar | ± Rp1.2 Miliar |
| 2 | Rp12 Juta Maksimal | ± Rp1.5 Miliar | ± Rp1.7 Miliar |
| | | |
4. Hal yang Sering Dilupakan: Biaya “Sampingan” Kepemilikan Rumah
Memiliki gaji Rp30 juta mungkin membuatmu percaya diri mengambil cicilan tinggi.
Namun, ingatlah bahwa pengeluaran rumah bukan cuma cicilan ke bank.
Kamu harus menyisihkan dana untuk:
- Pajak dan Legalitas: BPHTB, biaya notaris, dan biaya admin bank di awal (sekitar 5-7% dari harga rumah).
- Iuran Lingkungan (IPL): Semakin mewah perumahan yang kamu beli, semakin besar biaya keamanan dan kebersihannya.
- Maintenance: Kerusakan kecil, cat ulang, hingga renovasi tipis-tipis.
Jadi, gaji 30 Juta beli rumah harga berapa? Dengan angka cicilan Rp9 juta hingga Rp10 juta per bulan, memungkinkan kamu memiliki rumah di kisaran harga Rp1,2 miliar hingga Rp1,4 miliar.
Angka itu sangat aman membuatmu tanpa perlu takut kesulitan membayar tagihan listrik atau biaya hangout di akhir pekan.
Strategi Menabung untuk Beli Rumah Secara Cash dengan Gaji Rp30 Juta
1. Tentukan Target Harga dan Jangka Waktu
Langkah pertama adalah menetapkan angka yang realistis.
Berdasarkan profil gaji kamu, rumah di kisaran Rp1 miliar hingga Rp1,2 miliar adalah target yang sangat masuk akal.
- Target: Rp1,2 Miliar.
- Durasi: Misalnya kamu ingin mencapainya dalam 5 tahun.
2. Gunakan Metode Alokasi “Extreme Saving”
Karena kamu tidak membayar cicilan, kamu harus mensimulasikan “cicilan” ke diri sendiri dengan nominal yang lebih besar.
Dengan gaji Rp30 juta, jika kamu masih hidup lajang atau memiliki pengeluaran minimal, kamu bisa menggunakan rasio 50:30:20 atau bahkan lebih agresif:
- 50% untuk Tabungan Rumah: Rp15.000.000
- 30% untuk Biaya Hidup: Rp9.000.000
- 20% untuk Dana Darurat/Investasi Lain: Rp6.000.000
Dengan menabung Rp15 juta per bulan, dalam 5 tahun kamu akan mengumpulkan Rp900 juta.
Masih kurang? Di sinilah instrumen investasi bisa berperan.
3. Simpan di Instrumen Investasi, Bukan Tabungan Biasa
Uang Rp15 juta per bulan jika hanya didiamkan di rekening bank biasa akan tergerus inflasi properti (kenaikan harga rumah tiap tahun) dan terkena biaya admin.
Agar uang kamu “bekerja”, pindahkan alokasi tabungan ke:
- Reksa Dana Pasar Uang (RDPU): Untuk risiko sangat rendah namun bunga di atas deposito, sekitar 4-5 persen per tahun.
- Reksa Dana Pendapatan Tetap (RDPT) atau SBN: Untuk mengejar imbal hasil sekitar 5-7 persen per tahun.
- Emas: Sebagai hedge (pelindung) nilai uang agar tetap setara dengan kenaikan harga tanah.
Jika kamu konsisten menabung Rp15 juta/bulan di instrumen dengan imbal hasil 6% per tahun, dalam 5 tahun uangmu bisa tumbuh menjadi sekitar Rp1,04 Miliar.
4. Manfaatkan Bonus dan Pendapatan Tambahan
Gaji Rp30 juta biasanya datang dengan bonus tahunan atau THR yang besar.
Jangan gunakan uang ini untuk konsumtif.
Coba masukkan 80-90 persen dari bonus tahunan langsung ke rekening khusus rumah.
Ini bisa memotong waktu tunggu kamu dari 5 tahun menjadi mungkin hanya 3,5 atau 4 tahun saja.
6. Jaga Gaya Hidup Tetap Rendah (Frugal Living)
Kunci utama beli rumah cash dengan gaji Rp30 juta adalah jangan menaikkan gaya hidup seiring naiknya gaji.
Tetaplah merasa seperti memiliki gaji Rp10 juta, dan biarkan Rp20 juta sisanya fokus untuk membangun aset masa depan kamu.
Rekomendasi Rumah dengan Gaji Rp30 Juta
1. Rumah Tapak di Kawasan Penyangga Jakarta
Di rentang harga ini, kamu bisa mendapatkan rumah modern dengan desain minimalis atau industrial di kawasan yang sedang berkembang pesat.
Contoh kawasannya, ada rumah baru di kawasan BSD City, Gading Serpong, Summarecon Bekasi, hingga Grand Wisata.
Coba cek rumah di Altara Grand Wisata.
{"attributes":{"type":"udp","pdp_id":["nps7452"],"custom_title":"Lihat Detail Altara Grand Wisata"},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[{"uuid":"61baf955-aed2-4a17-b5b8-cd26e9f97d53","agent":{"organization":{"uuid":"375c5096-65af-459d-9acc-d55cb2dd2ab8","name":"Sinar Mas Land","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-fit\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","order":0}]}],"contacts":[{"contactType":1,"type":"EMAIL","value":"evergreen@99.co"},{"contactType":3,"type":"WHATSAPP","value":"+6282124753409"},{"contactType":2,"type":"PHONE_NUMBER","value":"+6282124753409"}],"url":"\/properti-baru\/developer\/sinar-mas-land\/1142\/"}},"location":{"uuid":"460fb540-41d9-43d4-b8c2-40babb9c75c9","level":0,"name":"Grand Wisata","locationType":0,"text":"Grand Wisata, Bekasi"},"originId":{"value":"nps7452","formattedValue":"nps7452"},"price":{"minValue":1299621000,"maxValue":1490000000,"currencyType":360,"display":"Rp 1,29 Miliar - 1,49 Miliar","offer":1299621000,"unitType":0,"subDisplay":""},"title":"Altara Grand Wisata","medias":[{"mediaType":"BACKGROUND","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/5d4a3bbabaa236498488d5565f23a2f4.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/5d4a3bbabaa236498488d5565f23a2f4.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/5d4a3bbabaa236498488d5565f23a2f4.jpg","order":0},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/7e86363ee7cc31d18ad10d7cd8fe1c34.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/7e86363ee7cc31d18ad10d7cd8fe1c34.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/7e86363ee7cc31d18ad10d7cd8fe1c34.jpg","order":2},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/079750968937fa3440a5285238949d0d.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/079750968937fa3440a5285238949d0d.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/079750968937fa3440a5285238949d0d.jpg","order":3},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/8a63c5d9906e4220b65465daca021e55.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/8a63c5d9906e4220b65465daca021e55.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/8a63c5d9906e4220b65465daca021e55.jpg","order":4},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/d7c26722c408f7416177687ae096e396.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/d7c26722c408f7416177687ae096e396.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/d7c26722c408f7416177687ae096e396.jpg","order":5},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/0bea5f20440280c567d0df62057a286b.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/0bea5f20440280c567d0df62057a286b.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/0bea5f20440280c567d0df62057a286b.jpg","order":6}]},{"mediaType":"LOGO","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/9b26c6aaf5abcd621519c1f2db6f9e70.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/9b26c6aaf5abcd621519c1f2db6f9e70.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/9b26c6aaf5abcd621519c1f2db6f9e70.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/90be2b8221031ffbe3d73d1fa0742cfc.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/90be2b8221031ffbe3d73d1fa0742cfc.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/90be2b8221031ffbe3d73d1fa0742cfc.jpg","order":0}]},{"mediaType":"YOUTUBE","mediaInfo":[{"mediaUrl":"https:\/\/www.youtube.com\/watch?v=UY4QJaSCcZA","thumbnailUrl":"https:\/\/www.youtube.com\/watch?v=UY4QJaSCcZA","formatUrl":"https:\/\/www.youtube.com\/watch?v=UY4QJaSCcZA","order":0}]},{"mediaType":"FACILITY","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":4},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":5},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":6},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":7},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":8},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":9},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":10},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":11},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":12},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":13},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":14},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":15},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":16},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":17},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":18},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":19},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":20},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":21},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":22},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":23},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":24},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":25},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":26},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":27},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":28},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":29},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":30}]},{"mediaType":"BROCHURE","mediaInfo":[{"mediaUrl":"","thumbnailUrl":"https:\/\/core-asset-manager.rumah123.com\/prod\/r123\/document\/6f3dc611a7a99e233bc24822dcad9e8b.pdf","formatUrl":null,"order":0}]},{"mediaType":"VR360","mediaInfo":[{"mediaUrl":"https:\/\/properview.rumah123.com\/grand-wisata\/?src=pdp","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/5d4a3bbabaa236498488d5565f23a2f4.jpg","formatUrl":"https:\/\/properview.rumah123.com\/grand-wisata\/?src=pdp","order":1}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/5d4a3bbabaa236498488d5565f23a2f4.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/5d4a3bbabaa236498488d5565f23a2f4.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/5d4a3bbabaa236498488d5565f23a2f4.jpg","order":0}]}],"primaryProject":{"subUnits":[{"name":"Altara","properties":[{"title":"Altara","description":"Pondasi : Finishing Cat Mowilex atau sejenisnya\nRangka Atap : Baja Ringan\nPenutup Atap : Atap Beton Cisangkan Genteng atau yang setara\nRangka Plafon : Hollow Metal \nPenutup Plafon : Papan Gypsum\nDinding : Plesteran & batu bata berlapis halus\nKusen Jendela & Pintu : Aluminum with Powder Coating Finish\nPintu : Solid Engineering Door, Gagang Impor\nLantai : Homogeneous Tile\nLantai Carport : Homogeneous Tile atau yang setara\nKanopi : Struktur Baja\nSanitasi : Ex China \nFitur Smart Home : CCTV, Smart Door Lock, Smart Light Switch\nListrik : 2200 VA\nSumber Air : PDAM","uuid":"0087b41f-bdfc-4992-b4cf-3509a7ad12c0","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/61627f8b088504f3f4f16447a45a353a.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/61627f8b088504f3f4f16447a45a353a.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/61627f8b088504f3f4f16447a45a353a.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/8bb017e696868452ecba86b50e490e9d.png","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/8bb017e696868452ecba86b50e490e9d.png","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/8bb017e696868452ecba86b50e490e9d.png","order":1},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/03d256fffa23c2d2597707655bcb3366.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/03d256fffa23c2d2597707655bcb3366.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/03d256fffa23c2d2597707655bcb3366.jpg","order":2},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/d30167b942e2d7e44ed385dbab00995d.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/d30167b942e2d7e44ed385dbab00995d.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/d30167b942e2d7e44ed385dbab00995d.jpg","order":3},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/30d9f1c481be8cc089f3f701260a3144.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/30d9f1c481be8cc089f3f701260a3144.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/30d9f1c481be8cc089f3f701260a3144.jpg","order":4},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/e3c593cd42e669d07f7befd911539af5.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/e3c593cd42e669d07f7befd911539af5.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/e3c593cd42e669d07f7befd911539af5.jpg","order":5},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/aa9b392c7c3a917f51e66fc797005b94.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/aa9b392c7c3a917f51e66fc797005b94.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/aa9b392c7c3a917f51e66fc797005b94.jpg","order":6},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/46a3ff1810497f62ccd1d1c0e7ed980e.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/46a3ff1810497f62ccd1d1c0e7ed980e.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/46a3ff1810497f62ccd1d1c0e7ed980e.jpg","order":7},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/9cb861f54e141ced33e6ae88675d2612.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/9cb861f54e141ced33e6ae88675d2612.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/9cb861f54e141ced33e6ae88675d2612.jpg","order":8},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/4b6e9d17d4661ed1408033e43af84158.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/4b6e9d17d4661ed1408033e43af84158.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/4b6e9d17d4661ed1408033e43af84158.jpg","order":9},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/54d9e095e4125c920e1f30e2c3a2f8fb.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/54d9e095e4125c920e1f30e2c3a2f8fb.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/54d9e095e4125c920e1f30e2c3a2f8fb.jpg","order":10},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/fde8eac2abebbcfd52a30cc918e64cc9.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/fde8eac2abebbcfd52a30cc918e64cc9.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/fde8eac2abebbcfd52a30cc918e64cc9.jpg","order":11},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/cf326daa16f16f0368a6728d0b8929b6.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/cf326daa16f16f0368a6728d0b8929b6.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/cf326daa16f16f0368a6728d0b8929b6.jpg","order":12},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/3e43e20de5892eef5f8cb3421953f35d.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/3e43e20de5892eef5f8cb3421953f35d.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/3e43e20de5892eef5f8cb3421953f35d.jpg","order":13},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/25370cdac1391e296c94acf2ec32a4f2.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/25370cdac1391e296c94acf2ec32a4f2.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/25370cdac1391e296c94acf2ec32a4f2.jpg","order":14},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/8d39e6eaa512b73c02675d59c2b14d84.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/8d39e6eaa512b73c02675d59c2b14d84.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/8d39e6eaa512b73c02675d59c2b14d84.jpg","order":15},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/c466c917bb1b4ff80afea7b65f0793e5.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/c466c917bb1b4ff80afea7b65f0793e5.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/c466c917bb1b4ff80afea7b65f0793e5.jpg","order":16},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/7a719fb61414323ef3983fbc59a2c3fe.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/7a719fb61414323ef3983fbc59a2c3fe.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/7a719fb61414323ef3983fbc59a2c3fe.jpg","order":17},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/ec74d58dc8da2f3a4ecd53269281398c.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/ec74d58dc8da2f3a4ecd53269281398c.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/ec74d58dc8da2f3a4ecd53269281398c.jpg","order":18},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/e9a8de2cb638282f9590db535d3790bd.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/e9a8de2cb638282f9590db535d3790bd.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/e9a8de2cb638282f9590db535d3790bd.jpg","order":19},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/2b02b92bd34075f1fdedaac94bec2b63.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/2b02b92bd34075f1fdedaac94bec2b63.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/2b02b92bd34075f1fdedaac94bec2b63.jpg","order":20},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/a1d226b56dee36d64a00b73166cbd996.png","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/a1d226b56dee36d64a00b73166cbd996.png","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/a1d226b56dee36d64a00b73166cbd996.png","order":21},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/b26db708e1193a38ae51c6eddee779e8.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/b26db708e1193a38ae51c6eddee779e8.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/b26db708e1193a38ae51c6eddee779e8.jpg","order":22}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/84e2dff091d34cbffd37018b3424c20a.png","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/84e2dff091d34cbffd37018b3424c20a.png","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/84e2dff091d34cbffd37018b3424c20a.png","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"60","formattedValue":"60 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"85","formattedValue":"85 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"4","formattedValue":"4"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":{"name":"carports","label":"Carport","value":"1","formattedValue":"1"}},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":1490000000,"maxValue":1490000000,"currencyType":360,"display":"Rp 1,49 Miliar","offer":1490000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bekasi\/altara-grand-wisata\/altara\/hos019823\/"},{"title":"Altara Home","description":"Pondasi : Finishing Cat Mowilex atau sejenisnya\nRangka Atap : Baja Ringan\nPenutup Atap : Atap Beton Cisangkan Genteng atau yang setara\nRangka Plafon : Hollow Metal \nPenutup Plafon : Papan Gypsum\nDinding : Plesteran & batu bata berlapis halus\nKusen Jendela & Pintu : Aluminum with Powder Coating Finish\nPintu : Solid Engineering Door, Gagang Impor\nLantai : Homogeneous Tile\nLantai Carport : Homogeneous Tile atau yang setara\nKanopi : Struktur Baja\nSanitasi : Ex China \nFitur Smart Home : CCTV, Smart Door Lock, Smart Light Switch\nListrik : 2200 VA\nSumber Air : PDAM","uuid":"785047ee-fecb-4c3a-a9e9-a16cc92677c5","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/934ec0d1dd474db8709ec7f878383873.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/934ec0d1dd474db8709ec7f878383873.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/934ec0d1dd474db8709ec7f878383873.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/e7a01c2993473499427b0ab7a353b8b8.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/e7a01c2993473499427b0ab7a353b8b8.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/e7a01c2993473499427b0ab7a353b8b8.jpg","order":1},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/6a35db9fdaa4dc1e12dc5678b056d678.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/6a35db9fdaa4dc1e12dc5678b056d678.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/6a35db9fdaa4dc1e12dc5678b056d678.jpg","order":2},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/c676bfe2271ca99cc463566ed5afae83.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/c676bfe2271ca99cc463566ed5afae83.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/c676bfe2271ca99cc463566ed5afae83.jpg","order":3},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/b81b40652270cf5810c305c84d212657.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/b81b40652270cf5810c305c84d212657.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/b81b40652270cf5810c305c84d212657.jpg","order":4},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/be5391c4135fefc55ce63ad637f17a8c.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/be5391c4135fefc55ce63ad637f17a8c.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/be5391c4135fefc55ce63ad637f17a8c.jpg","order":5},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/709077750ca7a2bcb41f586a5caa313a.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/709077750ca7a2bcb41f586a5caa313a.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/709077750ca7a2bcb41f586a5caa313a.jpg","order":6},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/34ef0493beadcdb61a83a459113a2ecf.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/34ef0493beadcdb61a83a459113a2ecf.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/34ef0493beadcdb61a83a459113a2ecf.jpg","order":7},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/efb0a35276157e580dda73a09512e8f5.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/efb0a35276157e580dda73a09512e8f5.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/efb0a35276157e580dda73a09512e8f5.jpg","order":8},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/04c34cc105de34c1326a98aea1ccd45a.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/04c34cc105de34c1326a98aea1ccd45a.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/04c34cc105de34c1326a98aea1ccd45a.jpg","order":9},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/b473f17004716294889219af837307f6.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/b473f17004716294889219af837307f6.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/b473f17004716294889219af837307f6.jpg","order":10},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/7d61a3c2fff39d9427667a02ced21df3.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/7d61a3c2fff39d9427667a02ced21df3.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/7d61a3c2fff39d9427667a02ced21df3.jpg","order":11},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/8a630bc44e2a8bfcdb0d42ddbefc3828.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/8a630bc44e2a8bfcdb0d42ddbefc3828.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/8a630bc44e2a8bfcdb0d42ddbefc3828.jpg","order":12},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/296a84e11edf4d5c8a485f9525d535c2.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/296a84e11edf4d5c8a485f9525d535c2.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/296a84e11edf4d5c8a485f9525d535c2.jpg","order":13},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/0e9dc074c428828899f1c99fc74bdf76.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/0e9dc074c428828899f1c99fc74bdf76.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/0e9dc074c428828899f1c99fc74bdf76.jpg","order":14},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/7befcac2a1af7b5b756ce3689a709f7b.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/7befcac2a1af7b5b756ce3689a709f7b.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/7befcac2a1af7b5b756ce3689a709f7b.jpg","order":15},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/f471a0be4a9442037c0bfe0fc906ce2f.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/f471a0be4a9442037c0bfe0fc906ce2f.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/f471a0be4a9442037c0bfe0fc906ce2f.jpg","order":16},{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/199781c247d355cde3b1749fbf05fc1e.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/199781c247d355cde3b1749fbf05fc1e.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/199781c247d355cde3b1749fbf05fc1e.jpg","order":17}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/1971002\/fb15ef4720edf5e15bd79de0237ec17c.png","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/1971002\/fb15ef4720edf5e15bd79de0237ec17c.png","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/1971002\/fb15ef4720edf5e15bd79de0237ec17c.png","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"60","formattedValue":"60 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"65","formattedValue":"65 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"2","formattedValue":"2"},"carports":{"name":"carports","label":"Carport","value":"1","formattedValue":"1"}},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":1299620700,"maxValue":1299620700,"currencyType":360,"display":"Rp 1,29 Miliar","offer":1299620700,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bekasi\/altara-grand-wisata\/altara-home\/hos1100000118\/"}]}]},"url":"\/perumahan-baru\/properti\/bekasi\/altara-grand-wisata\/nps7452\/"}]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}
2. High-Rise Apartment di Pusat Kota
Jika kamu adalah tipe orang yang tidak ingin terjebak macet berjam-jam, apartemen adalah pilihan logis.
Dengan budget ini, kamu tidak lagi melirik apartemen subsidi atau kelas bawah.
Contohnya, ada Casa de Parco di BSD City.
{"attributes":{"type":"udp","pdp_id":["nps1776"],"custom_title":"Lihat Detail Casa de Parco"},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[{"uuid":"2e5876c4-e4fb-42bd-838b-b3a43ac99c2d","agent":{"organization":{"uuid":"375c5096-65af-459d-9acc-d55cb2dd2ab8","name":"Sinar Mas Land","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-fit\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","order":0}]}],"contacts":[{"contactType":1,"type":"EMAIL","value":"evergreen@99.co"},{"contactType":3,"type":"WHATSAPP","value":"+6285142901808"},{"contactType":2,"type":"PHONE_NUMBER","value":"+6285142901808"}],"url":"\/properti-baru\/developer\/sinar-mas-land\/1142\/"}},"location":{"uuid":"ef369418-6f17-47a4-bcb2-4895bae18869","level":0,"name":"Bsd","locationType":0,"text":"BSD, Tangerang"},"originId":{"value":"nps1776","formattedValue":"nps1776"},"price":{"minValue":1319957000,"maxValue":1334224000,"currencyType":360,"display":"Rp 1,31 Miliar - 1,33 Miliar","offer":1319957000,"unitType":0,"subDisplay":""},"title":"Casa de Parco, BSD City","medias":[{"mediaType":"BACKGROUND","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/1776\/1661496697_63086d7993d09ads_images_1776.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1776\/1661496697_63086d7993d09ads_images_1776.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1776\/1661496697_63086d7993d09ads_images_1776.png","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/1776\/1601906887_5f7b28c784153ads_images_1776.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1776\/1601906887_5f7b28c784153ads_images_1776.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1776\/1601906887_5f7b28c784153ads_images_1776.jpg","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/1776\/1606378592_5fbf64609ca39ads_images_1776.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1776\/1606378592_5fbf64609ca39ads_images_1776.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1776\/1606378592_5fbf64609ca39ads_images_1776.png","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/1776\/1606378607_5fbf646f28a6bads_images_1776.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1776\/1606378607_5fbf646f28a6bads_images_1776.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1776\/1606378607_5fbf646f28a6bads_images_1776.png","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/1776\/1606378618_5fbf647aeed26ads_images_1776.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1776\/1606378618_5fbf647aeed26ads_images_1776.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1776\/1606378618_5fbf647aeed26ads_images_1776.png","order":4},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/1776\/1606378629_5fbf64853f38eads_images_1776.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1776\/1606378629_5fbf64853f38eads_images_1776.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1776\/1606378629_5fbf64853f38eads_images_1776.png","order":5},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/1776\/1650617108_62626b14ba1d0ads_images_1776.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1776\/1650617108_62626b14ba1d0ads_images_1776.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1776\/1650617108_62626b14ba1d0ads_images_1776.jpg","order":6}]},{"mediaType":"LOGO","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/original\/r123\/primary_property\/project\/1776\/1601894930_5f7afa129489aads_logo_1776.jpeg","thumbnailUrl":"https:\/\/picture.rumah123.com\/original\/r123\/primary_property\/project\/1776\/1601894930_5f7afa129489aads_logo_1776.jpeg","formatUrl":"https:\/\/picture.rumah123.com\/original\/r123\/primary_property\/project\/1776\/1601894930_5f7afa129489aads_logo_1776.jpeg","order":0}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/1776\/1661496697_63086d7993d09ads_images_1776.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1776\/1661496697_63086d7993d09ads_images_1776.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1776\/1661496697_63086d7993d09ads_images_1776.png","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/primary_property\/project\/1776\/1600667517_siteplan_1776.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1776\/1600667517_siteplan_1776.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1776\/1600667517_siteplan_1776.jpg","order":0}]},{"mediaType":"FACILITY","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/1080x720-fit\/","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/","order":4}]},{"mediaType":"BROCHURE","mediaInfo":[{"mediaUrl":"","thumbnailUrl":"https:\/\/core-asset-manager.rumah123.com\/prod\/r123\/document\/c205ed246d65a4e99d282740dbe9e39b.pdf","formatUrl":null,"order":0}]}],"primaryProject":{"subUnits":[{"name":"Magnolia","properties":[{"title":"2BR","description":"Finishing Unit Apartemen\nLANTAI : Keramik Roman\/Setara\nDINDING\nDinding Luar : Prefab\/Bata Ringan Diplester Weather-resistant Acrylic Emulsion Paint\nDinding Dalam : Partisi Gypsum Board Acrylic Emulsion Paint\nKamar Mandi : Keramik Roman\/Setara\nPLAFON\nWC\/Dapur : Gypsum\/Calciboard\nRuang Lain : Beton Expose Cat\nSANITER : Toto \/ American Standard \/ Setara\nPINTU \/ JENDELA\nInterior : Engineered Door\nEksterior : Kaca dengan Rangka Aluminium\nINSTALASI LISTRIK\nTipe 2 Kamar Tidur : 2.200 VA\nJARINGAN AIR BERSIH : PDAM","uuid":"145adbb1-f603-45ed-bb99-acfd8b514bcb","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/543233\/52a23654137a9cd575220b848a84378f.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/52a23654137a9cd575220b848a84378f.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/52a23654137a9cd575220b848a84378f.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/543233\/f6b1112ad3fb8b538ef72c808629495a.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/f6b1112ad3fb8b538ef72c808629495a.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/f6b1112ad3fb8b538ef72c808629495a.jpg","order":0}]}],"attributes":{"landSize":null,"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"50.44","formattedValue":"50.44 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"1","formattedValue":"1"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"1","formattedValue":"Apartemen"},"price":{"minValue":1319957000,"maxValue":1319957000,"currencyType":360,"display":"Rp 1,31 Miliar","offer":1319957000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/tangerang\/casa-de-parco-bsd-city\/2br\/aps19300\/"}]},{"name":"Gardenia","properties":[{"title":"2BR","description":"Finishing Unit Apartemen\nLANTAI : Keramik Roman\/Setara\nDINDING \nDinding Luar : Bata Ringan Diplester \/ Dinding Panel Weather-resistant Acrylic Emulsion Paint\nDinding Dalam : Partisi Gypsum Board Acrylic Emulsion Paint\nPLAFON\nWC\/Dapur : Gypsum\/Calciboard\nRuang Lain : Beton Expose Cat\nSANITER : Toto\/Setara\nPINTU \/ JENDELA\nInterior : Engineered Door\nEksterior : Kaca dengan Rangka Aluminium\nINSTALASI LISTRIK\nTipe 2 Kamar Tidur : 2.200 VA\nJARINGAN AIR BERSIH : PDAM","uuid":"1eb3fa4e-4d27-4675-874c-9e27e194f4f2","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/543233\/bf17bdcdd5a003b4a5b9955101107ab7.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/bf17bdcdd5a003b4a5b9955101107ab7.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/bf17bdcdd5a003b4a5b9955101107ab7.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/1080x720-fit\/customer\/543233\/395f3f10dbc18ca60363bc6dd58b632d.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/395f3f10dbc18ca60363bc6dd58b632d.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/395f3f10dbc18ca60363bc6dd58b632d.jpg","order":0}]}],"attributes":{"landSize":null,"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"50.44","formattedValue":"50.44 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"1","formattedValue":"1"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"1","formattedValue":"Apartemen"},"price":{"minValue":1334224000,"maxValue":1334224000,"currencyType":360,"display":"Rp 1,33 Miliar","offer":1334224000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/tangerang\/casa-de-parco-bsd-city\/2br\/aps19298\/"}]}]},"url":"\/perumahan-baru\/properti\/tangerang\/casa-de-parco-bsd-city\/nps1776\/"}]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}
3. Rumah Second di Lokasi Strategis
Jangan hanya terpaku pada rumah baru dari developer.
Dengan budget Rp1,5 Miliar cash atau melalui KPR, kamu bisa mencari rumah bekas di area yang sudah terbentuk.
Coba cek halaman rumah dijual di Jakarta Selatan atau rumah dijual di Bekasi di Rumah123.
Pertanyaan Umum
Gaji 30 juta beli rumah harga berapa agar cicilannya aman?
Untuk menjaga keuangan tetap sehat, kamu disarankan mengambil rumah dengan harga Rp1,2 Miliar hingga Rp1,5 Miliar. Dengan harga ini, cicilan bulanan kamu akan berada di kisaran Rp9 juta hingga Rp10 juta (sekitar 30% dari penghasilan), sehingga arus kas kamu tetap aman untuk kebutuhan lain.
Apakah gaji 30 juta bisa beli rumah seharga Rp2 Miliar?
Bisa, namun disarankan kamu menyiapkan uang muka (DP) yang lebih besar, minimal 30% hingga 40%. Jika kamu hanya mengandalkan DP minimal, cicilan per bulan bisa mencapai Rp15 juta ke atas, yang berisiko mengganggu stabilitas finansial kamu.
Bagaimana cara menemukan rumah dijual di lokasi strategis?
Kamu bisa menggunakan fitur pencarian di Rumah123.com dan menggunakan filter harga serta lokasi untuk menemukan rumah dijual yang sesuai dengan profil gaji kamu, seperti di area BSD, Bintaro, atau Bekasi.
Apa saja dokumen yang diperlukan untuk mengajukan KPR dengan gaji 30 juta?
Dokumen yang umumnya diperlukan antara lain KTP, NPWP, slip gaji 3 bulan terakhir, rekening koran, dan surat keterangan kerja (SKK). Mengingat gaji kamu sudah di atas rata-rata, pastikan juga laporan pajak tahunan (SPT) kamu dalam kondisi rapi untuk mempercepat proses persetujuan bank.
Download Aplikasi Rumah123
Cari Agen
Aset Bank
Explore
Berita
Bantuan
Download Aplikasi
