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10 Cara Memilih Perumahan yang Bagus agar Tidak Menyesal
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Terakhir diperbarui 14 April 2026 · 6 min read · by Insan Fazrul

Cara-Memilih-Perumahan1

Ringkasan Artikel:

  • Cara memilih perumahan yang bagus dimulai dari mengumpulkan informasi, membandingkan harga, lokasi, desain, dan promo dari berbagai perumahan sebelum memutuskan membeli.
  • Survei langsung ke lokasi penting untuk mengecek akses, fasilitas umum, kondisi lingkungan, serta kualitas bangunan secara nyata.
  • Faktor penting lainnya meliputi kredibilitas developer, legalitas dokumen, sistem pembayaran, prospek kawasan, hingga penggunaan agen properti profesional.

Ada banyak aspek yang perlu diperhatikan saat memilih perumahan yang bagus.

Tidak cuma melihat kebutuhan, kita juga perlu memperhatikan kemampuan karena transaksi ini melibatkan uang yang besar.

Semua orang tentu ingin memiliki rumah yang bagus dengan harga murah.

Di Rumah123 Anda bisa mendapatkan semuanya, dari properti second dengan “Penawaran Khusus” hingga rumah baru persembahan developer terpercaya.

Lantas, selain harga, apalagi yang harus kita perhatikan saat memilih perumahan?

Simak cara memilih perumahan yang bagus agar tidak merugi di bawah ini.

Cara Memilih Perumahan yang Bagus dengan Tepat

1. Mengumpulkan Informasi Perumahan

Cara memilih rumah yang bagus dan tepat adalah dengan mengumpulkan informasi sebanyak-banyaknya tentang perumahan incaran.

Untuk mendapatkannya, Anda bisa menemukannya via internet atau brosur perumahan yang sering dibagikan di jalanan.

Anda dapat membandingkan beberapa perumahan yang diminati.

Bandingkan mulai dari harga, desain, lokasi, hingga promo yang ditawarkan.

Dengan begitu, Anda bisa mengetahui mana perumahan terbaik dengan rentang harga yang tidak jauh berbeda.

2. Lakukan Survei Langsung ke Perumahan

Melakukan Survey Langsung ke Perumahan

Setelah mengumpulkan informasi, cobalah untuk melakukan survei secara langsung.

Survei rumah dilakukan untuk mengetahui lokasi pasti perumahan incaran.

Melalui survei, Anda dapat memperhatikan akses transportasi serta fasilitas umum di sekitar perumahan.

Usahakan Anda memilih perumahan yang dekat dengan akses publik, sehingga dapat memudahkan aktivitas sehari-hari.

Contohnya bila Anda sedang mencari perumahan di Balikapapan dengan lokasi strategis, maka pilihannya bisa jatuh ke Grand City Balikpapan.

Selain strategis dan bebas macet, hunian di sini berada di lingkungan yang nyaman dengan mengusung green concept.

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3. Periksa Kredibilitas Pengembang

Mengetahui kredibilitas pengembang jadi aspek penting yang tidak boleh dilewatkan.

Pasalnya, saat ini banyak developer nakal yang tidak menuntaskan kewajibannya.

Dalam konteks tersebut tentu konsumen yang akan dirugikan.

Untuk mengetahui apakah pengembang tersebut tepercaya atau tidak, ada beberapa cara mengecek legalitas developer yang bisa dilakukan.

Salah satunya dengan melakukan riset di internet, lalu cari tahu beberapa proyek yang sudah dikerjakan oleh developer tersebut.

Jika track record-nya baik, dapat dipastikan bahwa pengembang tersebut cukup kredibel dan tepercaya.

Nah, salah satu pengembang yang sudah memiliki reputasi bagus adalah Sinar Mas Land.

4. Pastikan Lingkungan di Perumahan Baik

Cara memilih perumahan selanjutnya adalah dengan memperhatikan aspek lingkungan.

Pasanya, perumahan yang bagus biasanya mempunyai lingkungan yang baik.

Contoh lingkungan yang baik adalah memiliki sistem keamanan mumpuni, ada ruang terbuka hijau, dan terbebas dari banjir.

Salah satu perumahan yang memenuhi kriteria tersebut adalah Wisata Bukit Mas.

Perumahan di Surabaya ini berada di kawasan premium dan dilengkapi sistem keamanan yang memadai sehingga bisa jadi pilihan terbaik untuk Anda.

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5. Cek Kualitas dan Kondisi Bangunan

Cek Kualitas Bangunan

Dengan melakukan survei ke lokasi perumahan, Anda juga dapat melakukan pengecekan terhadap spesifikasi bangunan rumah.

Cek seluruh spesifikasi bangunan, terutama bahan dan material yang dipakai oleh pengembang.

Pastikan material yang dipakai berkualitas tinggi dan tahan lama.

6. Pertimbangkan Desain dan Konsep Perumahan

Aspek desain tidak jarang menjadi faktor yang memengaruhi seseorang untuk membeli sebuah rumah.

Beruntung, saat ini banyak developer yang mengembangkan hunian dengan desain aesthetic dan kekinian.

Contohnya Tanakayu, perumahan ini menawarkan unit rumah dengan konsep tropical modern resort.

Desain tersebut membuat unit rumah di salah satu perumahan di BSD City ini terlihat memikat.

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7. Pertimbangkan Prospek Kawasan Perumahan

Memiliki rumah yang berlokasi strategis serta dikelilingi fasilitas umum memang menjadi impian banyak orang.

Lokasi seperti ini tidak hanya memberikan kenyamanan dalam aktivitas sehari-hari, tetapi juga mendukung nilai investasi properti di masa depan.

Saat ini, banyak developer mengembangkan perumahan yang tidak hanya mudah dijangkau dari pusat kota, tetapi juga berada di kawasan yang terus berkembang dengan infrastruktur yang semakin lengkap.

Perumahan di kawasan seperti ini umumnya memiliki prospek jangka panjang yang menjanjikan, salah satunya seperti BSD City yang dikenal sebagai kawasan mandiri dengan pertumbuhan yang sangat pesat.

Contohnya adalah Sinar Mas Land dengan proyek hunian The Armont Residences BSD City.

Berlokasi di salah satu kawasan paling berkembang di Indonesia, hunian ini menawarkan lingkungan hunian modern dengan potensi investasi yang terus meningkat.

Dengan perkembangan kawasan yang pesat tersebut, The Armont Residences memiliki nilai investasi tinggi di masa depan.

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8. Perhatikan Dokumen-Dokumen Penting

Memperhatikan Dokumen-dokumen Penting

Perumahan yang bagus pasti memiliki dokumen legalitas lengkap.

Jika tidak, Anda patut curiga terhadap pengembang beserta produk yang ia tawarkan.

Pastikan dokumen-dokumen penting terkait keabsahan perumahan tersedia lengkap, salah satunya Izin Mendirikan Bangunan (IMB) atau PBG.

Jika membeli rumah second, pastikan surat kepemilikan rumah atas nama penjual dan tidak terikat jaminan dengan bank.

Perlu diketahui, ada tiga jenis sertifikat yang berlaku di Indonesia, yaitu Sertifikat Hak Milik (SHM), Sertifikat Hak Guna Bangunan (SHGB), dan Sertifikat Hak Pakai (SHP).

9. Cek Sistem Pembayaran dan Pelunasan

Setelah mengetahui cara memilih perumahan yang baik, selanjutnya Anda perlu memperhatikan cara pembayaran dan pelunasannya.

Anda bisa menanyakan sistem pembayaran pada developer secara jelas dan rinci. 

Biasanya ada tiga sistem dalam pembelian rumah, yakni:

  • Kredit Pemilikan Rumah (KPR)
  • Tunai Keras (Hard Cash)
  • Tunai Bertahap (Cash Installment)

Pilihlah skema pembayaran yang sesuai dengan kemampuan, sehingga kedepannya Anda tidak kesulitan untuk melunasi cicilan tersebut.

10. Gunakan Jasa Agen Properti Profesional

Bingung memilih perumahan yang tepat? Manfaatkan jasa agen properti profesional.

Agen nantinya dapat membantu Anda dalam menemukan rumah terbaik dan ideal.

Pasalnya, agen properti memiliki database perumahan yang lengkap.

Selain itu, agen profesional akan membantu Anda dalam proses pembelian rumah, mulai dari mencari, negosiasi, hingga pengurusan berkas.

Tabel Ringkasan Cara Memilih Perumahan yang Bagus

AspekPenjelasan
Informasi AwalMengumpulkan data harga; lokasi; desain; dan promo
Survei LokasiMengecek akses; fasilitas; dan lingkungan sekitar
DeveloperMemastikan kredibilitas dan rekam jejak pengembang
Kualitas BangunanMemeriksa material dan spesifikasi rumah
LingkunganAman; bebas banjir; dan memiliki ruang hijau
LegalitasMemastikan dokumen seperti SHM; SHGB; IMB lengkap
PembayaranMemilih KPR; tunai keras; atau cicilan bertahap
Prospek KawasanMelihat potensi perkembangan jangka panjang
Agen PropertiMembantu pencarian; negosiasi; dan administrasi

FAQ Cara Memilih Perumahan yang Bagus

Apa langkah pertama memilih perumahan yang bagus?
Langkah pertama adalah mengumpulkan informasi sebanyak mungkin tentang harga, lokasi, desain, dan fasilitas perumahan untuk dibandingkan.
Mengapa survei lokasi perumahan penting?
Survei penting untuk melihat langsung akses transportasi, fasilitas umum, serta kondisi lingkungan sekitar perumahan.
Bagaimana cara mengecek kredibilitas developer?
Dengan mencari rekam jejak proyek sebelumnya, legalitas perusahaan, dan ulasan dari pembeli lain.
Apa saja dokumen penting dalam membeli rumah?
Dokumen penting meliputi SHM, SHGB, SHP, serta IMB untuk memastikan legalitas properti.
Apa keuntungan menggunakan agen properti?
Agen properti membantu mencari rumah, melakukan negosiasi, hingga mengurus proses administrasi pembelian.

***

Itulah beberapa cara memilih rumah yang tepat agar tidak rugi di kemudian hari.

Punya pertanyaan lain seputar properti? Yuk, diskusikan di Teras123!

Semoga bermanfaat.

Tahapan Selanjutnya

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Simulasi KPR

Hitung pembiayaan kredit rumah dengan bunga KPR terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke-1
Bunga 4.5%
Rp. 1.333.998
Tahun ke-2 dan seterusnya
Estimasi Bunga 12%
Rp. 2.488.539

Simulasi KPR Syariah

Hitung pembiayaan KPR syariah dengan rekomendasi bank terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke 1 dan seterusnya
Margin 0%
Rp. 0

Bunga KPR Terbaru

Beli properti impian dengan memilih produk KPR terbaik di Rumah123

Bank CIMB Niaga
Bank CIMB Niaga
Suku bunga mulai dari4.5%
Tenor Max.25 Tahun
Bank Mandiri
Bank Mandiri
Suku bunga mulai dari2.6%
Tenor Max.20 Tahun
Bank BTN
Bank BTN
Suku bunga mulai dari3.75%
Tenor Max.20 Tahun