OK
logo rumah123
logo rumah123
Pasang Iklan
Dijual
Disewa
Properti Baru
Panduan

Cara Menghitung Cicilan Rumah Subsidi Berdasarkan Tenornya

Terakhir diperbarui 06 Mei 2024 · 7 min read · by Miyanti Rahman

Cicilan Rumah Subsidi

Mari kita simak cara menghitung cicilan rumah subsidi berdasarkan tenornya. Salah satu manfaatnya agar lebih mudah membuat rencana keuangan.

Cicilan Kredit Pemilikan Rumah (KPR) subsidi memang tak seberat KPR komersial. Meskipun begitu, Anda harus tetap memperhitungkan biaya rumah subsidi dengan benar.

Besar cicilan rumah KPR subsidi harus diperhitungkan secara akurat. Caranya bisa dengan menggunakan kalkulator KPR Rumah123 atau yang disediakan oleh bank.

Simulasi Gaji KPR

Cari tahu kemampuan cicilan KPR berdasarkan penghasilan.

Rp
Rp

Kita akan membahasnya secara detail, tetapi sebelum itu simak dulu apa itu KPR subsidi, syarat mengajukan cicilan perumahan ini dan empat skema pembiayaannya.

Nah, pembahasan dalam artikel ini diharapkan dapat menjawab sederet pertanyaan berikut.

  • Berapa cicilan rumah KPR subsidi?
  • Berapa lama cicilan rumah KPR subsidi?
  • Berapa gaji minimal untuk KPR subsidi?
  • KPR 168 juta cicilan berapa?

Mengenal KPR Rumah Subsidi dan Syaratnya

KPR Rumah Subsidi

Mengutip informasi dari laman Otoritas Jasa Keuangan, KPR subsidi adalah suatu kredit yang diperuntukan kepada masyarakat berpenghasilan menengah ke bawah dalam rangka memenuhi kebutuhan perumahan atau perbaikan rumah yang telah dimiliki.

Ada beberapa bentuk subsidi yang dapat diberikan, yaitu:

  • subsidi meringankan kredit;
  • subsidi menambah dana pembangunan; atau
  • subsidi menambah dana perbaikan rumah.

Pemerintah memberikan batasan tentang siapa saja yang boleh mengajukan angsuran KPR rumah subsidi. Apabila tertarik, maka Anda harus memenuhi syarat berikut.

  • Warga Negara Indonesia (WNI) dan berdomisili di Indonesia.
  • Berusia 21 tahun atau telah menikah.
  • Penerima maupun pasangan (suami/istri) belum memiliki rumah dan belum pernah menerima subsidi pemilikan rumah.
  • Memiliki masa kerja atau minimal satu tahun.
  • Memiliki Nomor Pokok Wajib Pajak (NPWP) atau Surat Pemberitahuan Pajak Tahunan (SPPT) pajak penghasilan (PPh) orang pribadi, sesuai perundang-undangan yang berlaku.
  • Pendapatan dari calon debitur tidak melebihi Rp8.000.000 per bulan.
{"attributes":{"type":"banner","custom_title":"KPR dari Rumah123","custom_link":"https:\/\/www.rumah123.com\/kpr\/?utm_source=panduan123&utm_medium=artikel&utm_campaign=kpr&utm_term=kpr","custom_desc":"Solusi Punya Rumah Jadi Lebih Mudah","custom_cta":"Bantu Saya Dapatkan KPR","custom_background":"https:\/\/events.rumah123.com\/wp-content\/uploads\/sites\/38\/2021\/06\/13152029\/srp.jpg, https:\/\/events.rumah123.com\/wp-content\/uploads\/sites\/38\/2021\/06\/13152029\/srp.jpg","pdp_id":[""]},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}

Skema Pembiayaan KPR Subsidi

Tenor 10 Tahun

Fasilitas Likuiditas Pembiayaan Perumahan (FLPP)

Fasilitas Likuiditas Pembiayaan Perumahan (FLPP) adalah program bantuan pemerintah yang menyediakan dana murah bagi bank pelaksana untuk menyalurkan Kredit Pemilikan Rumah (KPR) dengan suku bunga subsidi kepada Masyarakat Berpenghasilan Rendah (MBR).

Tujuan fasilitas ini membantu MBR memiliki rumah yang layak huni, meningkatkan akses MBR terhadap KPR dan mempercepat pembangunan perumahan bagi MBR.

Subsidi Bantuan Uang Muka (SBUM)

Subsidi Bantuan Uang Muka (SBUM) adalah program bantuan pemerintah yang memberikan subsidi uang muka kepada MBR untuk membeli rumah.

Tujuan SBUM, yaitu membantu MBR yang memiliki kemampuan mencicil KPR, tetapi tidak memiliki cukup uang muka, serta meningkatkan akses MBR terhadap KPR.

Bantuan Pembiayaan Perumahan Berbasis Tabungan (BP2BT)

Bantuan Pembiayaan Perumahan Berbasis Tabungan (BP2BT) adalah bantuan dana dari pemerintah untuk MBR yang telah menabung secara rutin untuk membeli rumah.

Jika ingin mendapatkan bantuan ini, maka Anda harus membuka tabungan di bank pelaksana. Kemudian menabung secara rutin selama minimal 12 bulan.

Tabungan Perumahan Rakyat (Tapera)

Tabungan Perumahan Rakyat (Tapera) adalah program pemerintah yang mewajibkan seluruh pekerja di Indonesia untuk menabung secara rutin untuk membeli rumah.

Besar iuran Tapera sekitar 0,5% dari penghasilan. Dana terkumpul dapat digunakan untuk aneka keperluan, seperti pembiayaan perumahan, pengembangan perumahan sampai investasi.

Itulah empat skema pembiayaan yang perlu diketahui. Lalu bagaimana cara menghitung cicilan rumah subsidi berdasarkan tenornya? Mulai dari lima sampai 15 tahun?

Baca juga:

KPR Subsidi: Ketentuan, Syarat dan Tips agar KPR Diterima

Begini Cara Menghitung Cicilan Rumah Subsidi

Perhitungan Cicilan Rumah Subsidi

Apabila dibandingkan dengan KPR non-subsidi, DP rumah subsidi tentu saja lebih rendah. Besarnya yaitu sekitar 1% sampai 10% dari harga jual rumah. 

Angka tersebut tercantum dalam Keputusan Menteri Pekerjaan Umum dan Perumahan Rakyat (PUPR) Nomor 995/KPTS/202. Namun, mari kita asumsikan developer menawarkan promo DP 0.

Kemudian, Anda mengajukan KPR subsidi ke Bank Tabungan Negara (BTN). Bank ini mempunyai program KPR Sejahtera dengan bunga 5.46% fixed selama masa kredit.

Cicilan rumah subsidi berapa tahun paling lama kalau menggunakan KPR Sejahtera BTN? Bank menawarkan tenor panjang sampai 30 tahun. Nah, sekarang mari kita cari tahu besar cicilannya.

{"attributes":{"type":"udp","pdp_id":["nps3211"],"custom_title":"Detail Rumah Wijaya Asri Residence Kota Pakuwon Baru"},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[{"uuid":"1a48193c-4da4-42eb-bbb0-2e937a3ea238","agent":{"organization":{"uuid":"99fb876b-9325-4023-8537-560912af8d1f","name":"PT. Wijaya Perkasa Gemilang","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-fit\/developer\/logo\/developer-new-project-(85)-1672996591.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/developer\/logo\/developer-new-project-(85)-1672996591.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/developer\/logo\/developer-new-project-(85)-1672996591.png","order":0}]}],"contacts":[{"contactType":1,"type":"EMAIL","value":"nurul.hikmah@99.co"},{"contactType":2,"type":"PHONE_NUMBER","value":"+628128617820"},{"contactType":3,"type":"WHATSAPP","value":"+6281288336230"}],"url":"\/properti-baru\/developer\/pt-wijaya-perkasa-gemilang\/1699\/"}},"location":{"uuid":"0180d685-b6aa-47b7-ae6c-a60466eba59c","level":3,"name":"Bojong Genteng","locationType":9,"text":"Bojong Genteng, Sukabumi"},"originId":{"value":"nps3211","formattedValue":"nps3211"},"price":{"minValue":155500000,"maxValue":550000000,"currencyType":360,"display":"Rp 155 Juta - 550 Juta","offer":155500000,"unitType":0,"subDisplay":""},"title":"Wijaya Asri Residence Kota Pakuwon Baru","medias":[{"mediaType":"BACKGROUND","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676519755_background_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676519755_background_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676519755_background_3211.jpg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676519762_background_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676519762_background_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676519762_background_3211.jpg","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676519776_background_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676519776_background_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676519776_background_3211.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676519786_background_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676519786_background_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676519786_background_3211.jpg","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676522996_background_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676522996_background_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676522996_background_3211.jpg","order":4},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676867347_background_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676867347_background_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676867347_background_3211.jpg","order":5},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676519800_63eda978afa61ads_images_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676519800_63eda978afa61ads_images_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676519800_63eda978afa61ads_images_3211.jpg","order":6},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676519805_63eda97d5bb46ads_images_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676519805_63eda97d5bb46ads_images_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676519805_63eda97d5bb46ads_images_3211.jpg","order":7},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676519808_63eda980dfb3aads_images_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676519808_63eda980dfb3aads_images_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676519808_63eda980dfb3aads_images_3211.jpg","order":8},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676519813_63eda985ad702ads_images_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676519813_63eda985ad702ads_images_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676519813_63eda985ad702ads_images_3211.jpg","order":9},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676523006_63edb5fec4c27ads_images_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676523006_63edb5fec4c27ads_images_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676523006_63edb5fec4c27ads_images_3211.jpg","order":10},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676867356_63f2f71c6100bads_images_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676867356_63f2f71c6100bads_images_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676867356_63f2f71c6100bads_images_3211.jpg","order":11}]},{"mediaType":"LOGO","mediaInfo":[{"mediaUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3211\/1676000704_63e5bdc010592ads_logo_3211.jpg","thumbnailUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3211\/1676000704_63e5bdc010592ads_logo_3211.jpg","formatUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3211\/1676000704_63e5bdc010592ads_logo_3211.jpg","order":0}]},{"mediaType":"YOUTUBE","mediaInfo":[{"mediaUrl":"https:\/\/youtube.com\/embed\/qK9d9xDcEEg","thumbnailUrl":"https:\/\/youtube.com\/embed\/qK9d9xDcEEg","formatUrl":"https:\/\/youtube.com\/embed\/qK9d9xDcEEg","order":0},{"mediaUrl":"https:\/\/youtube.com\/embed\/iEcBgORT4SI","thumbnailUrl":"https:\/\/youtube.com\/embed\/iEcBgORT4SI","formatUrl":"https:\/\/youtube.com\/embed\/iEcBgORT4SI","order":1}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676523129_siteplan_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676523129_siteplan_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676523129_siteplan_3211.jpg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676522870_63edb5762afe9floorplan_7062.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676522870_63edb5762afe9floorplan_7062.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676522870_63edb5762afe9floorplan_7062.png","order":455},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676522889_63edb58935d89floorplan_7063.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676522889_63edb58935d89floorplan_7063.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676522889_63edb58935d89floorplan_7063.png","order":456},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676521655_63edb0b79ad9dfloorplan_7061.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676521655_63edb0b79ad9dfloorplan_7061.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676521655_63edb0b79ad9dfloorplan_7061.jpeg","order":457},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676521584_63edb07021ec6floorplan_7060.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676521584_63edb07021ec6floorplan_7060.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676521584_63edb07021ec6floorplan_7060.jpeg","order":459},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1710207607_65efb27766157floorplan_7064.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1710207607_65efb27766157floorplan_7064.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1710207607_65efb27766157floorplan_7064.jpg","order":461}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/3211\/1676519800_63eda978afa61ads_images_3211.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676519800_63eda978afa61ads_images_3211.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676519800_63eda978afa61ads_images_3211.jpg","order":0}]}],"primaryProject":{"subUnits":[{"name":"Subsidi","properties":[{"title":"Type 01","description":"[\"Pondasi : Pondasi Batu Kali Belah\",\"Sturktur Bangunan : Beton\",\"Dinding : Dinding Bata Ringan (Hebel)\\\/ Pleter Aci\",\"Finishing Dinding : Nippon Paint (Setara)\",\"Lantai : Keramik 40 x 40 Corak\",\"Kusen : Aluminium\",\"Pintu : Double multiplek lapis hpl\\\/decosit\",\"Rangka Atap : Baja Ringan\",\"Atap : Genteng Beton\\\/Metal\",\"Plafon : Gypsum & GRC\",\"Listrik : 900 Watt\",\"Intalasi Air : PDAM\\\/Sumber Air Perumahan\"]","uuid":"04639e33-3894-4ec9-80d0-6c1cff6866e6","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676867004_167686700463f2f5bcc7578ads_images_7060.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676867004_167686700463f2f5bcc7578ads_images_7060.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676867004_167686700463f2f5bcc7578ads_images_7060.jpeg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952756_167695275663f444b4321acads_images_7060.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952756_167695275663f444b4321acads_images_7060.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952756_167695275663f444b4321acads_images_7060.jpeg","order":1}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676521584_63edb07021ec6floorplan_7060.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676521584_63edb07021ec6floorplan_7060.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676521584_63edb07021ec6floorplan_7060.jpeg","order":0}]},{"mediaType":"YOUTUBE","mediaInfo":[{"mediaUrl":"https:\/\/youtube.com\/embed\/iEcBgORT4SI","thumbnailUrl":"https:\/\/youtube.com\/embed\/iEcBgORT4SI","formatUrl":"https:\/\/youtube.com\/embed\/iEcBgORT4SI","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"60","formattedValue":"60 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"30","formattedValue":"30 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"1","formattedValue":"1"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":155500000,"maxValue":155500000,"currencyType":360,"display":"Rp 155 Juta","offer":155500000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/sukabumi\/wijaya-asri-residence-kota-pakuwon-baru\/type-01\/hos17060\/"}]},{"name":"Semi Komersil","properties":[{"title":"Type 001","description":"[\"Pondasi : Pondasi Batu Kali Belah\",\"Sturktur Bangunan : Beton\",\"Dinding : Dinding Bata Ringan (Hebel)\\\/ Pleter Aci\",\"Finishing Dinding : Nippon Paint (Setara)\",\"Lantai : Keramik 40 x 40 Corak\",\"Kusen : Aluminium\",\"Pintu : Double multiplek lapis hpl\\\/decosit\",\"Rangka Atap : Baja Ringan\",\"Atap : Genteng Beton\\\/Metal\",\"Plafon : Gypsum & GRC\",\"Listrik : 900 Watt\",\"Intalasi Air : PDAM\\\/Sumber Air Perumahan\",\"Meja Kompor : Lebih panjang dan full keramik\",\"Carpot : Full keramik\",\"Toilet : Dinding; Full keramik, Closet duduk, Sanitary lengkap dan sudah terpasang\",\"Lampu Taman: Dinding dan lampu tangan\"]","uuid":"870e3085-dd61-45c9-90ab-d4754ea3d015","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676953526_167695352663f447b672fadads_images_7061.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676953526_167695352663f447b672fadads_images_7061.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676953526_167695352663f447b672fadads_images_7061.jpeg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676953532_167695353263f447bc157a3ads_images_7061.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676953532_167695353263f447bc157a3ads_images_7061.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676953532_167695353263f447bc157a3ads_images_7061.jpeg","order":1}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676521655_63edb0b79ad9dfloorplan_7061.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676521655_63edb0b79ad9dfloorplan_7061.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676521655_63edb0b79ad9dfloorplan_7061.jpeg","order":0}]},{"mediaType":"YOUTUBE","mediaInfo":[{"mediaUrl":"https:\/\/youtube.com\/embed\/qK9d9xDcEEg","thumbnailUrl":"https:\/\/youtube.com\/embed\/qK9d9xDcEEg","formatUrl":"https:\/\/youtube.com\/embed\/qK9d9xDcEEg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"60","formattedValue":"60 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"30","formattedValue":"30 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"1","formattedValue":"1"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":170000000,"maxValue":170000000,"currencyType":360,"display":"Rp 170 Juta","offer":170000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/sukabumi\/wijaya-asri-residence-kota-pakuwon-baru\/type-001\/hos17061\/"}]},{"name":"Komersil","properties":[{"title":"Type B 01","description":"[\"Pondasi : Pondasi Batu Kali Belah\",\"Sturktur Bangunan : Beton\",\"Dinding : Dinding Bata Ringan (Hebel)\\\/ Pleter Aci\",\"Finishing Dinding : Nippon Paint (Setara) dan Batu Alam\",\"Lantai : Keramik 60 x 60 Corak\",\"Kusen : UPVC\",\"Pintu : UPVC & Double multiplek lapis hpl\\\/decosit\",\"Kunci : Smart Lock\",\"Rangka Atap : Baja Ringan\",\"Sanitaries : Toto\",\"Atap : Genteng Beton\\\/Metal\",\"Plafon : Gypsum & GRC\",\"Listrik : 2200 Watt\",\"Intalasi Air : PDAM\\\/Sumber Air Perumahan & Sumur Bor\",\"Anti Rayap di Setiap Rumah\"]","uuid":"a1fd4ade-3efa-4948-a894-5d8deff5a46b","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952554_167695255463f443ea1b3a5ads_images_7062.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952554_167695255463f443ea1b3a5ads_images_7062.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952554_167695255463f443ea1b3a5ads_images_7062.jpeg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952556_167695255663f443ec9bcf0ads_images_7062.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952556_167695255663f443ec9bcf0ads_images_7062.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952556_167695255663f443ec9bcf0ads_images_7062.jpeg","order":1}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676522870_63edb5762afe9floorplan_7062.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676522870_63edb5762afe9floorplan_7062.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676522870_63edb5762afe9floorplan_7062.png","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"72","formattedValue":"72 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"60","formattedValue":"60 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"2","formattedValue":"2"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":350000000,"maxValue":350000000,"currencyType":360,"display":"Rp 350 Juta","offer":350000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/sukabumi\/wijaya-asri-residence-kota-pakuwon-baru\/type-b-01\/hos17062\/"},{"title":"Type B 02","description":"[\"Pondasi : Pondasi Batu Kali Belah\",\"Sturktur Bangunan : Beton\",\"Dinding : Dinding Bata Ringan (Hebel)\\\/ Pleter Aci\",\"Finishing Dinding : Nippon Paint (Setara) dan Batu Alam\",\"Lantai : Keramik 60 x 60 Corak\",\"Kusen : UPVC\",\"Pintu : UPVC & Double multiplek lapis hpl\\\/decosit\",\"Kunci : Smart Lock\",\"Rangka Atap : Baja Ringan\",\"Sanitaries : Toto\",\"Atap : Genteng Beton\\\/Metal\",\"Plafon : Gypsum & GRC\",\"Listrik : 2200 Watt\",\"Intalasi Air : PDAM\\\/Sumber Air Perumahan & Sumur Bor\",\"Anti Rayap di Setiap Rumah\"]","uuid":"1dd7fc34-a33c-424c-9213-31351d89733f","medias":[{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676522889_63edb58935d89floorplan_7063.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676522889_63edb58935d89floorplan_7063.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676522889_63edb58935d89floorplan_7063.png","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952370_167695237063f443328e190ads_images_7063.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952370_167695237063f443328e190ads_images_7063.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952370_167695237063f443328e190ads_images_7063.png","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952449_167695244963f44381309feads_images_7063.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952449_167695244963f44381309feads_images_7063.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952449_167695244963f44381309feads_images_7063.jpg","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952452_167695245263f443840d139ads_images_7063.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952452_167695245263f443840d139ads_images_7063.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952452_167695245263f443840d139ads_images_7063.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952478_167695247863f4439edb540ads_images_7063.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952478_167695247863f4439edb540ads_images_7063.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952478_167695247863f4439edb540ads_images_7063.jpg","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952482_167695248263f443a20fd00ads_images_7063.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952482_167695248263f443a20fd00ads_images_7063.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952482_167695248263f443a20fd00ads_images_7063.jpg","order":4},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952484_167695248463f443a4ba6cbads_images_7063.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952484_167695248463f443a4ba6cbads_images_7063.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952484_167695248463f443a4ba6cbads_images_7063.jpg","order":5}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"72","formattedValue":"72 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"60","formattedValue":"60 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"2","formattedValue":"2"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":400000000,"maxValue":400000000,"currencyType":360,"display":"Rp 400 Juta","offer":400000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/sukabumi\/wijaya-asri-residence-kota-pakuwon-baru\/type-b-02\/hos27063\/"}]},{"name":"Ruko","properties":[{"title":"Type C 01","description":"[\"Pondasi : Pondasi Batu Kali Belah\",\"Sturktur Bangunan : Beton\",\"Dinding : Dinding Bata Ringan (Hebel)\\\/ Pleter Aci\",\"Finishing Dinding : Nippon Paint (Setara) dan Batu Serai Bali\",\"Lantai : Keramik 60 x 60 Corak\",\"Kusen : UPVC\",\"Pintu : UPVC & Double multiplek lapis hpl\\\/decosit\",\"Kunci : Smart Lock\",\"Rangka Atap : Baja Ringan\",\"Sanitaries : Toto\",\"Atap : Genteng Beton\\\/Metal\",\"Plafon : Gypsum & GRC\",\"Listrik : 2200 Watt\",\"Intalasi Air : PDAM\\\/Sumber Air Perumahan & Sumur Bor\",\"Anti Rayap di Setiap Rumah\"]","uuid":"87d6fff7-7483-474a-aece-bc7a6d3fac42","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676522243_167652224363edb303cf65fads_images_7064.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676522243_167652224363edb303cf65fads_images_7064.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676522243_167652224363edb303cf65fads_images_7064.jpg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676952638_167695263863f4443ee6e56ads_images_7064.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676952638_167695263863f4443ee6e56ads_images_7064.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676952638_167695263863f4443ee6e56ads_images_7064.jpg","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676953027_167695302763f445c344a0eads_images_7064.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676953027_167695302763f445c344a0eads_images_7064.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676953027_167695302763f445c344a0eads_images_7064.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676953031_167695303163f445c7bd022ads_images_7064.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676953031_167695303163f445c7bd022ads_images_7064.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676953031_167695303163f445c7bd022ads_images_7064.jpg","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676953035_167695303563f445cb1afabads_images_7064.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676953035_167695303563f445cb1afabads_images_7064.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676953035_167695303563f445cb1afabads_images_7064.jpg","order":4},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676953037_167695303763f445cdec009ads_images_7064.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676953037_167695303763f445cdec009ads_images_7064.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676953037_167695303763f445cdec009ads_images_7064.jpg","order":5},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1676953040_167695304063f445d0ec81eads_images_7064.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1676953040_167695304063f445d0ec81eads_images_7064.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1676953040_167695304063f445d0ec81eads_images_7064.jpg","order":6}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3211\/1710207607_65efb27766157floorplan_7064.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3211\/1710207607_65efb27766157floorplan_7064.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3211\/1710207607_65efb27766157floorplan_7064.jpg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"72","formattedValue":"72 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"60","formattedValue":"60 m\u00b2"},"bedrooms":null,"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"2","formattedValue":"2"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"2","formattedValue":"Ruko"},"price":{"minValue":550000000,"maxValue":550000000,"currencyType":360,"display":"Rp 550 Juta","offer":550000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/sukabumi\/wijaya-asri-residence-kota-pakuwon-baru\/type-c-01\/shs17064\/"}]}]},"url":"\/perumahan-baru\/properti\/sukabumi\/wijaya-asri-residence-kota-pakuwon-baru\/nps3211\/"}]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}

Cicilan Rumah Subsidi 5 Tahun

Misalnya Anda membeli hunian di Wijaya Asri Residence Kota Pakuwon Baru dengan harga Rp155.000.000 dan DP rumah subsidi 0. Berikut besar cicilannya apabila tenor lima tahun.

Informasi Detail
Suku bunga fix per tahun 5,46%
Suku bunga floating 0%
Kredit fix 12 bulan
Lama pinjaman (tenor) 60 bulan
Jumlah pinjaman maksimal Rp155.000.000
Uang muka Rp0
Angsuran per bulan Rp2.983.424
Biaya Bank
Appraisal Rp1.500.000
Administrasi Rp0
Proses Rp0
Provisi Rp1.500.000
Asuransi Rp1.500.000
Total biaya bank Rp4.600.000
Biaya Notaris
Akta Jual Beli (AJB) Rp1.550.000
Bea Balik Nama Rp1.550.000
Surat Kuasa Membebankan Hak Tanggungan (SKMHT) Rp775.000
Akta Pemberian Hak Tanggungan (APHT) Rp1.550.000
Perjanjian Rp1.550.000
Cek sertifikat Rp775.000
Total biaya notaris Rp7.550.000

Berdasarkan detail di atas, jadi untuk cicilan rumah subsidi pertama yang harus dibayarkan adalah Rp15.333.424. Selanjutnya dapat melihat simulasi detail angsuran lima tahun.

Cicilan Rumah Subsidi 10 Tahun

Informasi Detail
Suku bunga fix per tahun 5,46%
Suku bunga floating 0%
Kredit fix 12 bulan
Lama pinjaman (tenor) 120 bulan
Jumlah pinjaman maksimal Rp155.000.000
Uang muka Rp0
Angsuran per bulan Rp1.710.339
Biaya Bank
Appraisal Rp1.500.000
Administrasi Rp0
Proses Rp0
Provisi Rp1.500.000
Asuransi Rp1.500.000
Total biaya bank Rp4.600.000
Biaya Notaris
Akta Jual Beli (AJB) Rp1.550.000
Bea Balik Nama Rp1.550.000
Surat Kuasa Membebankan Hak Tanggungan (SKMHT) Rp775.000
Akta Pemberian Hak Tanggungan (APHT) Rp1.550.000
Perjanjian Rp1.550.000
Cek sertifikat Rp775.000
Total biaya notaris Rp7.550.000

Berdasarkan detail di atas, jadi untuk cicilan rumah subsidi pertama yang harus dibayarkan adalah Rp14.060.339. Selanjutnya dapat melihat simulasi detail angsuran 10 tahun.

Cicilan Rumah Subsidi 15 Tahun

Informasi Detail
Suku bunga fix per tahun 5,46%
Suku bunga floating 0%
Kredit fix 12 bulan
Lama pinjaman (tenor) 180 bulan
Jumlah pinjaman maksimal Rp155.000.000
Uang muka Rp0
Angsuran per bulan Rp1.283.412
Biaya Bank
Appraisal Rp1.500.000
Administrasi Rp0
Proses Rp0
Provisi Rp1.500.000
Asuransi Rp1.500.000
Total biaya bank Rp4.600.000
Biaya Notaris
Akta Jual Beli (AJB) Rp1.550.000
Bea Balik Nama Rp1.550.000
Surat Kuasa Membebankan Hak Tanggungan (SKMHT) Rp775.000
Akta Pemberian Hak Tanggungan (APHT) Rp1.550.000
Perjanjian Rp1.550.000
Cek sertifikat Rp775.000
Total biaya notaris Rp7.550.000

Berdasarkan detail di atas, jadi untuk cicilan rumah subsidi pertama yang harus dibayarkan adalah Rp13.633.412. Selanjutnya dapat melihat simulasi detail angsuran 15 tahun.

Cicilan Rumah Subsidi 20 Tahun

Informasi Detail
Suku bunga fix per tahun 5,46%
Suku bunga floating 0%
Kredit fix 12 bulan
Lama pinjaman (tenor) 240 bulan
Jumlah pinjaman maksimal Rp155.000.000
Uang muka Rp0
Angsuran per bulan Rp1.077.274
Biaya Bank
Appraisal Rp1.500.000
Administrasi Rp0
Proses Rp0
Provisi Rp1.500.000
Asuransi Rp1.500.000
Total biaya bank Rp4.600.000
Biaya Notaris
Akta Jual Beli (AJB) Rp1.550.000
Bea Balik Nama Rp1.550.000
Surat Kuasa Membebankan Hak Tanggungan (SKMHT) Rp775.000
Akta Pemberian Hak Tanggungan (APHT) Rp1.550.000
Perjanjian Rp1.550.000
Cek sertifikat Rp775.000
Total biaya notaris Rp7.550.000

Berdasarkan detail di atas, jadi untuk cicilan rumah subsidi pertama yang harus dibayarkan adalah Rp13.427.274. Selanjutnya dapat melihat simulasi detail angsuran 20 tahun.

Perlu diingat kembali ini merupakan estimasi cicilan rumaha subsidi BTN. Jika mengajukan KPR subsidi ke bank lain, tentu akan terdapat perbedaan.

Alur Pengajuan KPR Rumah Subsidi Secara Online

Setelah mengetahui persyaratan dan rincian cicilan rumah subsidi, Anda pun perlu mengetahui alur pengajuannya. Sekarang lebih mudah, sebab dapat diajukan secara online via Rumah123.

Kunjungi halaman ini untuk memilih bank, dan terhubung dengan tim kami.

{"attributes":{"type":"banner","custom_title":"Ajukan KPR Online","custom_link":"https:\/\/www.rumah123.com\/kpr\/?utm_source=panduan123&utm_medium=artikel&utm_campaign=kpr&utm_term=kpr","custom_desc":"Cara mudah mengajukan KPR, lebih praktis, anti ribet","custom_cta":"Pelajari Lebih Lanjut","custom_background":"https:\/\/www.rumah123.com\/asset-core\/images\/wpBannerDesktop.png, https:\/\/www.rumah123.com\/asset-core\/images\/wpBannerMobile.png","pdp_id":[""]},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}

Tahapan Selanjutnya

{"attributes":{"type":"floatingbanner","widget_type":"overlay","custom_background":"https:\/\/events.rumah123.com\/wp-content\/uploads\/sites\/38\/2020\/09\/02173422\/floating-tebus-rumah.gif","custom_link":"https:\/\/www.rumah123.com\/properti-penawaran-khusus\/?utm_source=panduan123&utm_medium=floatingbanner&utm_campaign=penawarankhusus","position":"floating","pdp_id":[""]},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}