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5. Syarat Pengajuan Mudah
Keuntungan rumah subsidi selanjutnya adalah persyaratan pengajuan pembeliannya yang cukup mudah.
Berikut persyaratan pembelian rumah subsidi:
WNI berusia minimal 21 tahun;
Berpenghasilan tetap (maksimal Rp4 juta untuk rumah tapak dan Rp7 juta untuk rumah sejahtera susun);
Memiliki NPWP;
Mengumpulkan fotokopi SPT dan PPh;
Tidak memiliki rumah pribadi; dan
Belum pernah mendapatkan subsidi dari pemerintah untuk proses kepemilikan rumah.
6. Pengembang Tepercaya
Tidak sembarang pengembang bisa menjadi developer rumah subsidi, sebab mereka harus mengantongi izin dari pemerintah untuk mengembangkan perumahan tersebut.
Maka itu, pemerintah juga hanya menjalin kerja sama dengan pengembang yang memiliki rekam jejak yang baik dalam proses pengerjaannya.
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7. Kualitas Bangunan Lebih Baik
Meski dibanderol dengan harga murah, rumah subsidi tetap dibangun sesuai standar.
Pasalnya, syarat wajib yang harus dimiliki pengembang untuk membangun hunian dari pemerintah ini adalah memiliki Sertifikat Laik Fungsi (SLF).
Fungsi SLF adalah sebagai penunjang keamanan bangunan atau menyatakan bahwa bangunan tersebut aman.
Dengan adanya SLF, calon pembeli tidak perlu khawatir mengenai kualitas bangunan dan pelayanannya.
Selain itu, sudah banyak perumahan subsidi yang memiliki fasilitas memadai, mulai dari aliran listrik, air bersih hingga drainase yang baik.
Rumah KPR bersubsidi juga dibangun dengan konstruksi dan material sesuai standar.
Apalagi proses pembangunan perumahan tersebut dikawal dan diawasi secara ketat oleh pemerintah.
Kekurangan Rumah Subsidi
Sama halnya dengan jenis hunian lain, rumah subsidi pun tidak luput dari yang namanya kekurangan.
Berikut sejumlah kekurangan rumah subsidi:
1. Lokasinya di Kawasan Pinggiran
Meski dijual dengan harga miring, rumah subsidi biasanya berada jauh dari pusat kota.
Hal ini terbilang wajar, mengingat harga tanah di pinggiran kota relatif lebih murah dibandingkan di pusat kota.
Biasanya, lokasi pembangunan perumahan ini berada di kawasan satelit kota besar.
Karena itu, penting untuk mempertimbangkan jarak dan fasilitas umum di sekitar perumahan sebelum membeli unit.
Kekurangan lain dari rumah subsidi adalah ukuran rumah yang tidak terlalu luas.
Rata-rata luas tanah rumah subsidi berukuran 60–200 meter persegi.
Adapun untuk luas bangunannya adalah mulai dari 21–36 meter persegi.
Luas tanah dan bangunan yang tidak terlalu besar itu, membuat rumah subsidi dikategorikan sebagai hunian sangat sederhana.
Harga Rumah Subsidi Terbaru
Bagaimana, apakah Anda tertarik untuk membeli rumah subsidi? Jika iya, penting mengetahui harga rumah subsidi di tahun 2024.
Seperti diketahui, harga jual rumah subsidi mengalami perubahan pada awal tahun ini.
Per 1 Januari 2024, pemerintah resmi menaikkan harga jual rumah bersubsidi.
Namun, kenaikannya tidak signifikan, sehingga harga rumah tersebut tergolong masih sangat terjangkau.
Agar lebih jelas, inilah daftar harga rumah subsidi 2024:
Wilayah Jawa (kecuali Jakarta, Bogor, Depok, Tangerang, Bekasi) dan Sumatra (kecuali Kepulauan Riau, Bangka Belitung, Kepulauan Mentawai) harga jualnya menjadi Rp166 juta.
Wilayah Kalimantan (kecuali Kabupaten Murung Raya dan Kabupaten Mahakam Ulu) harga jualnya menjadi Rp177 juta.
Wilayah Sulawesi, Bangka Belitung, Kepulauan Mentawai, dan Kepulauan Riau (kecuali Kepulauan Anambas) harga jualnya menjadi Rp173 juta.
Wilayah Maluku, Maluku Utara, Bali dan Nusa Tenggara, Jabodetabek (Jakarta, Bogor, Depok, Tangerang, Bekasi), Kepulauan Anambas, Kabupaten Murung Raya, dan Kabupaten Mahakam Ulu harga jualnya menjadi Rp185 juta.
Wilayah Papua, Papua Barat, Papua Tengah, Papua Pegunungan, Papua Barat Daya dan Papua Selatan harga jualnya menjadi Rp240 juta.
Itulah sejumlah untung rugi membeli rumah subsidi yang harus diketahui.
Punya pertanyaan lain seputar properti? Yuk, diskusikan di Teras123!