OK
logo rumah123
logo rumah123
Pasang Iklan
Dijual
Disewa
Properti Baru
Panduan

Beli Rumah Cash Bertahap, Kenali Untung Ruginya

Terakhir diperbarui 10 Mei 2024 · 5 min read · by Miyanti Rahman

Rumah Cash Bertahap

Pembelian rumah cash bertahap memberikan sejumlah keuntungan bagi pembeli. Namun, di samping itu ada pula beberapa hal yang perlu diperhatikan. Simak ulasan selengkapnya!

Seperti diketahui, ada tiga metode pembayaran yang umum digunakan saat transaksi properti, yaitu hard cash, cash bertahap/cash lunak/cash tempo dan Kredit Pemilikan Rumah (KPR).

Kita tahu bahwa hard cash artinya pembayaran tunai tanpa perlu mengajukan KPR via bank. Ini adalah metode paling mudah dan cepat, lalu apa itu KPR juga sudah familiar.

Sementara itu, terkait metode pembayaran kedua masih banyak yang mempertanyakannya. Ada sejumlah pertanyaan yang sering diajukan oleh netizen seperti berikut.

  • Apa itu cash bertahap rumah?
  • Cash bertahap maksudnya apa?
  • Apa beda cash keras dan cash bertahap?

Oleh karena itu, lewat artikel ini Rumah123 akan menjelaskan secara lengkap cash tempo artinya serta untung rugi membeli rumah dengan cara begini.

Cash Bertahap Adalah

{"attributes":{"type":"banner","custom_title":"Perumahan Baru","custom_link":"https:\/\/www.rumah123.com\/perumahan-baru\/?utm_source=panduan123&utm_medium=artikel&utm_campaign=perumahanbaru&utm_term=pdp","custom_desc":"Temukan perumahan baru dari developer terpercaya Indonesia dengan penawaran terbaik!","custom_cta":"Lihat Sekarang","custom_background":"https:\/\/www.rumah123.com\/asset-core\/images\/wpBannerDesktop.png, https:\/\/www.rumah123.com\/asset-core\/images\/wpBannerMobile.png","pdp_id":[""]},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}

Cash bertahap disebut juga soft cash atau cash lunak adalah metode pembayaran dengan cara mencicil dengan kurun waktu lebih lama dari tunai keras, tetapi lebih sebentar dari KPR.

Biasanya waktu yang ditetapkan oleh developer untuk pembayaran cash bertahap rumah adalah enam sampai 24 bulan. Jadi pembeli dapat mencicil rumah sesuai perjanjian.

Selain waktu angsuran, besar suku bunga juga ditetapkan sendiri oleh developer. Banyak yang memilih metode pembayaran ini, karena dinilai lebih praktis tanpa bank.

Bahkan jarang developer yang menetapkan rate bagi pembeli yang memilih metode cash tempo rumah. Kebanyakan cukup mencicil seharga rumah saja tanpa ditambah suku bunga.

Apabila tertarik membeli rumah dengan metode pembayaran cash tempo rumah, silakan cari pilihannya di perumahan baru Rumah123. Banyak project baru dari developer terpercaya!

Keuntungan Beli Rumah Cash Bertahap

Cicil Rumah Tanpa Bunga

Keuntungan Beli Rumah Cash Bertahap Cicil Rumah Tanpa Bunga

Jika membeli rumah dengan metode KPR, maka penerapan bunga sesuai dengan ketentuan bank dan rate Bank Indonesia (BI). Lain halnya ketika membeli rumah secara tunai bertahap.

Umumnya developer menawarkan cicilan bebas bunga kepada pembeli soft cash. Jadi, Anda cukup mengeluarkan dana seharga rumah dijual tanpa tambahan suku bunga apa pun.

Bahkan developer sering menawarkan diskon tambahan untuk pembelian rumah cash bertahap. Contohnya seperti AERRA at EONNA dari Sinarmas Land.

Cek promonya (periode, syarat dan ketentuan promo dapat berubah sewaktu-waktu).

{"attributes":{"type":"udp","pdp_id":["nps3172"],"custom_title":"Detail AERRA at EONNA, BSD City"},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[{"uuid":"109659fb-d272-4e65-8a79-694868e642df","agent":{"organization":{"uuid":"375c5096-65af-459d-9acc-d55cb2dd2ab8","name":"Sinar Mas Land","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-fit\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/developer\/logo\/developer-logo-sinar-mas-land-01-1600160450.jpg","order":0}]}],"contacts":[{"contactType":1,"type":"EMAIL","value":"evergreen@99.co"},{"contactType":2,"type":"PHONE_NUMBER","value":"+6281212666003"},{"contactType":3,"type":"WHATSAPP","value":"+6285929937789"}],"url":"\/properti-baru\/developer\/sinar-mas-land\/1142\/"}},"location":{"uuid":"d5a79deb-3763-4fb5-a0ff-d78359281f66","level":3,"name":"BSD City","locationType":9,"text":"BSD City, Tangerang"},"originId":{"value":"nps3172","formattedValue":"nps3172"},"price":{"minValue":4700000000,"maxValue":11400000000,"currencyType":360,"display":"Rp 4,7 Miliar - 11,4 Miliar","offer":4700000000,"unitType":0,"subDisplay":""},"title":"AERRA at EONNA, BSD City","medias":[{"mediaType":"LOGO","mediaInfo":[{"mediaUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3172\/1707096828_65c03afc22287ads_logo_3172.jpg","thumbnailUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3172\/1707096828_65c03afc22287ads_logo_3172.jpg","formatUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3172\/1707096828_65c03afc22287ads_logo_3172.jpg","order":0}]},{"mediaType":"FACILITY","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1670225288_facility_283172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225288_facility_283172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225288_facility_283172.jpg","order":25414},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1670225319_facility_113172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225319_facility_113172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225319_facility_113172.jpg","order":25415},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1670225338_facility_73172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225338_facility_73172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225338_facility_73172.jpg","order":25416},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1670385927_facility_153172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670385927_facility_153172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670385927_facility_153172.jpg","order":25417},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1670386012_facility_13172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670386012_facility_13172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670386012_facility_13172.jpg","order":25418}]},{"mediaType":"VR360","mediaInfo":[{"mediaUrl":"https:\/\/properview.rumah123.com\/aerra-at-eonna\/?src=pdp","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1685504067_6476c0439c8a5ads_images_3172.jpg","formatUrl":"https:\/\/properview.rumah123.com\/aerra-at-eonna\/?src=pdp","order":25422}]},{"mediaType":"BACKGROUND","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1685504067_6476c0439c8a5ads_images_3172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1685504067_6476c0439c8a5ads_images_3172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1685504067_6476c0439c8a5ads_images_3172.jpg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1685504096_6476c06030ad6ads_images_3172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1685504096_6476c06030ad6ads_images_3172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1685504096_6476c06030ad6ads_images_3172.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1685504110_6476c06e0cc81ads_images_3172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1685504110_6476c06e0cc81ads_images_3172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1685504110_6476c06e0cc81ads_images_3172.jpg","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1685504150_6476c0969bff0ads_images_3172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1685504150_6476c0969bff0ads_images_3172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1685504150_6476c0969bff0ads_images_3172.jpg","order":4}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1685504067_6476c0439c8a5ads_images_3172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1685504067_6476c0439c8a5ads_images_3172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1685504067_6476c0439c8a5ads_images_3172.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1685699825_siteplan_3172.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1685699825_siteplan_3172.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1685699825_siteplan_3172.jpg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1670225570_638d9ea2d0d09floorplan_6835.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225570_638d9ea2d0d09floorplan_6835.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225570_638d9ea2d0d09floorplan_6835.jpg","order":25419},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1670225652_638d9ef443671floorplan_6836.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225652_638d9ef443671floorplan_6836.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225652_638d9ef443671floorplan_6836.jpg","order":25422},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x420-crop\/primary_property\/project\/3172\/1670225718_638d9f363e1affloorplan_6837.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225718_638d9f363e1affloorplan_6837.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225718_638d9f363e1affloorplan_6837.jpg","order":25423}]},{"mediaType":"YOUTUBE","mediaInfo":[{"mediaUrl":"https:\/\/youtube.com\/embed\/P4Drdu6r2Us","thumbnailUrl":"https:\/\/youtube.com\/embed\/P4Drdu6r2Us","formatUrl":"https:\/\/youtube.com\/embed\/P4Drdu6r2Us","order":0}]},{"mediaType":"BROCHURE","mediaInfo":[{"mediaUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3172\/1685698419_pdf_3172.pdf","thumbnailUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3172\/1685698419_pdf_3172.pdf","formatUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/3172\/1685698419_pdf_3172.pdf","order":0}]}],"primaryProject":{"subUnits":[{"name":"Aerra","properties":[{"title":"Type 10","description":"[\"Pondasi: Mini Pile\",\"Dinding: Batu bata, plester aci, finishing cat\",\"Atap: Rangka atap baja ringan\",\"Penutup Atap: Genteng metal. Dak beton dengan waterproofing system\",\"Plafond: Gypsum board, finishin cat (Ruang Dalam), GRC Board, Finishing cat (Overstek)\",\"Finishing Dinding: Finishing cat weathercoat (Luar). Plester aci finishing cat (ruang keluarga, ruang makan, ruang tidur, ruang servis). homogenous Tile (KM\\\/WC Utama, tamu, powder room, anak)\",\"Lantai: Homogenous tile ( Ruang utama dan tangga). Homogeneous tile (Carport, tangga entrance, teras, balkon, kamar mandi). Laminated floor (kamar tidur utama, tamu, dan anak). keramik (Area Servis)\",\"Jendela: frame aluminium powder coating dengan kaca\",\"Pintu: kusen aluminium dan daun pintu solid engineering door (Utama). kusen aluminium dan daun pintu engineering door (Ruang dalam). Pintu dan kusen aluminium (Taman Belakang). PVC (KM, servis)\",\"Sanitair: KOHLER\\\/Setara\",\"Air: Standard PDAM\",\"Listrik: 4400 VA\",\"Smart Home Package\"]","uuid":"a61a4e0c-ec49-4e4d-ae8e-4ce97222a83c","medias":[{"mediaType":"VR360","mediaInfo":[{"mediaUrl":"https:\/\/properview.rumah123.com\/aerra-at-eonna\/?src=pdp","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225564_1670225564638d9e9c1adb5ads_images_1670225564.jpg","formatUrl":"https:\/\/properview.rumah123.com\/aerra-at-eonna\/?src=pdp","order":0}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225564_1670225564638d9e9c1adb5ads_images_1670225564.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225564_1670225564638d9e9c1adb5ads_images_1670225564.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225564_1670225564638d9e9c1adb5ads_images_1670225564.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225570_638d9ea2d0d09floorplan_6835.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225570_638d9ea2d0d09floorplan_6835.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225570_638d9ea2d0d09floorplan_6835.jpg","order":0}]},{"mediaType":"YOUTUBE","mediaInfo":[{"mediaUrl":"https:\/\/youtube.com\/embed\/P4Drdu6r2Us","thumbnailUrl":"https:\/\/youtube.com\/embed\/P4Drdu6r2Us","formatUrl":"https:\/\/youtube.com\/embed\/P4Drdu6r2Us","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"180","formattedValue":"180 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"325","formattedValue":"325 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"6","formattedValue":"6"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"7","formattedValue":"7"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":11400000000,"maxValue":11400000000,"currencyType":360,"display":"Rp 11,4 Miliar","offer":11400000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/tangerang\/aerra-at-eonna-bsd-city\/type-10\/hos16835\/"},{"title":"Type 9","description":"[\"Pondasi: Mini Pile\",\"Dinding: Batu bata, plester aci, finishing cat\",\"Atap: Rangka atap baja ringan\",\"Penutup Atap: Genteng metal. Dak beton dengan waterproofing system\",\"Plafond: Gypsum board, finishin cat (Ruang Dalam), GRC Board, Finishing cat (Overstek)\",\"Finishing Dinding: Finishing cat weathercoat (Luar). Plester aci finishing cat (ruang keluarga, ruang makan, ruang tidur, ruang servis). homogenous Tile (KM\\\/WC Utama, tamu, powder room, anak)\",\"Lantai: Homogenous tile ( Ruang utama dan tangga). Homogeneous tile (Carport, tangga entrance, teras, balkon, kamar mandi). Laminated floor (kamar tidur utama, tamu, dan anak). keramik (Area Servis)\",\"Jendela: frame aluminium powder coating dengan kaca\",\"Pintu: kusen aluminium dan daun pintu solid engineering door (Utama). kusen aluminium dan daun pintu engineering door (Ruang dalam). Pintu dan kusen aluminium (Taman Belakang). PVC (KM, servis)\",\"Sanitair: KOHLER\\\/Setara\",\"Air: Standard PDAM\",\"Listrik: 4400 VA\",\"Smart Home Package\"]","uuid":"ba651a32-9dfa-4ba7-81cb-4dccc7bf313c","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225647_1670225647638d9eef28758ads_images_1670225647.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225647_1670225647638d9eef28758ads_images_1670225647.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225647_1670225647638d9eef28758ads_images_1670225647.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225652_638d9ef443671floorplan_6836.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225652_638d9ef443671floorplan_6836.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225652_638d9ef443671floorplan_6836.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225660_1670225660638d9efce8ab6ads_images_6836.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225660_1670225660638d9efce8ab6ads_images_6836.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225660_1670225660638d9efce8ab6ads_images_6836.jpg","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225661_1670225661638d9efd5810bads_images_6836.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225661_1670225661638d9efd5810bads_images_6836.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225661_1670225661638d9efd5810bads_images_6836.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225661_1670225661638d9efd5ebc8ads_images_6836.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225661_1670225661638d9efd5ebc8ads_images_6836.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225661_1670225661638d9efd5ebc8ads_images_6836.jpg","order":3}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"144","formattedValue":"144 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"255","formattedValue":"255 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"6","formattedValue":"6"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"5","formattedValue":"5"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":6300000000,"maxValue":6300000000,"currencyType":360,"display":"Rp 6,3 Miliar","offer":6300000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/tangerang\/aerra-at-eonna-bsd-city\/type-9\/hos26836\/"},{"title":"Type 8","description":"[\"Pondasi: Mini Pile\",\"Dinding: Batu bata, plester aci, finishing cat\",\"Atap: Rangka atap baja ringan\",\"Penutup Atap: Genteng metal. Dak beton dengan waterproofing system\",\"Plafond: Gypsum board, finishin cat (Ruang Dalam), GRC Board, Finishing cat (Overstek)\",\"Finishing Dinding: Finishing cat weathercoat (Luar). Plester aci finishing cat (ruang keluarga, ruang makan, ruang tidur, ruang servis). homogenous Tile (KM\\\/WC Utama, tamu, powder room, anak)\",\"Lantai: Homogenous tile ( Ruang utama dan tangga). Homogeneous tile (Carport, tangga entrance, teras, balkon, kamar mandi). Laminated floor (kamar tidur utama, tamu, dan anak). keramik (Area Servis)\",\"Jendela: frame aluminium powder coating dengan kaca\",\"Pintu: kusen aluminium dan daun pintu solid engineering door (Utama). kusen aluminium dan daun pintu engineering door (Ruang dalam). Pintu dan kusen aluminium (Taman Belakang). PVC (KM, servis)\",\"Sanitair: KOHLER\\\/Setara\",\"Air: Standard PDAM\",\"Listrik: 4400 VA\",\"Smart Home Package\"]","uuid":"6e74953a-f9db-4be8-9668-d1c22701e4c9","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225713_1670225713638d9f31cfcbbads_images_1670225713.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225713_1670225713638d9f31cfcbbads_images_1670225713.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225713_1670225713638d9f31cfcbbads_images_1670225713.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225718_638d9f363e1affloorplan_6837.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225718_638d9f363e1affloorplan_6837.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225718_638d9f363e1affloorplan_6837.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225723_1670225723638d9f3be7a95ads_images_6837.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225723_1670225723638d9f3be7a95ads_images_6837.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225723_1670225723638d9f3be7a95ads_images_6837.jpg","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225724_1670225724638d9f3c84919ads_images_6837.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225724_1670225724638d9f3c84919ads_images_6837.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225724_1670225724638d9f3c84919ads_images_6837.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/3172\/1670225724_1670225724638d9f3cb6ff7ads_images_6837.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/3172\/1670225724_1670225724638d9f3cb6ff7ads_images_6837.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/3172\/1670225724_1670225724638d9f3cb6ff7ads_images_6837.jpg","order":3}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"112","formattedValue":"112 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"192","formattedValue":"192 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"6","formattedValue":"6"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"5","formattedValue":"5"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":4700000000,"maxValue":4700000000,"currencyType":360,"display":"Rp 4,7 Miliar","offer":4700000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/tangerang\/aerra-at-eonna-bsd-city\/type-8\/hos36837\/"}]}]},"url":"\/perumahan-baru\/properti\/tangerang\/aerra-at-eonna-bsd-city\/nps3172\/"}]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}

Cicilan Tetap dan Ada Diskon Developer

Keuntungan Beli Rumah Cash Bertahap Cicilan Fixed Rate

Seperti diketahui, ketika beli rumah dengan skema pembayaran KPR konvensional, maka fix rate hanya berlaku beberapa tahun. Selanjutnya, bank menerapkan floating rate.

Sedangkan beli rumah cash bertahap bebas bunga, karena itu jumlah cicilan tetap setiap bulannya. Dengan begitu, pembeli lebih mudah merencanakan keuangan.

Metode pembayaran rumah cash bertahap cocok untuk mereka yang ingin mempunyai stabilitas dalam pembayaran kredit. Pasalnya, terhindar dari fluktuasi pasar bunga BI.

Tidak Ada Biaya Administrasi Tambahan

Ketika membeli rumah secara KPR, Anda harus bersiap-siap dengan pengurusan administrasi yang memakan waktu dan biaya.  Lain halnya dengan skema cash tempo rumah.

Keuntungan selanjutnya beli rumah kes tempo adalah tak ada biaya adminitrasi tambahan terkait suku bunga bank maupun jaminan lainnya.

Itulah beberapa keuntungan beli rumah cash bertahap. Jika sudah mantap memilih skema pembayaran ini, simak artikel begini cara beli rumah dengan cash bertahap yang aman.

Di sana terdapat informasi tentang langkah-langkah pembelian dan syarat beli rumah cash bertahap. Namun sebelum itu, sebaiknya Anda memperhatikan hal berikut ini.

Kerugian Beli Rumah Cash Tempo

Biaya Uang Muka Besar

Kerugian Beli Rumah Cash Bertahap Biaya DP Besar

Cara beli rumah cash bertahap memang sangat mudah, lain halnya dengan KPR. Namun sebagai gantinya, Anda harus menyiapkan uang muka atau down payment (DP) lebih besar.

Uang yang dipersiapkan pun cukup banyak di awal pembayaran. Mungkin, Anda harus menabung lebih lama agar mampu beli rumah dengan metode ini.

Waktu Pelunasan Singkat

Biasanya saat membeli rumah melalui bank, maka terdapat tenor yang sudah dipatok sebelumnya. Waktunya pun terbilang cukup lama, berkisar 10 tahun hingga 25 tahun.

Berbeda dengan metode cash bertahap, di mana jangka waktu pelunasannya lebih singkat, misalnya enam sampai 24 bulan, tetapi jumlah cicilan besar.

Berikut contoh cash bertahap AERRA at EONNA.

  • Cash bertahap enam kali diskon 10%
  • Cash bertahap 12 kali diskon 7%
  • Cash bertahap 18 kali diskon 4%
  • Cash bertahap 24 kali diskon 1 %

Maka dari itu, bila hendak menggunakan metode ini, nasabah diharapkan menyediakan dana dalam jumlah yang lebih besar setiap bulannya.

Sekarang Anda sudah mengetahui cash bertahap artinya, serta plus minus menggunakan metode pembayaran ini. Berikutnya mari simak tips beli rumah cash bertahap.

Tips Beli Rumah Cash Bertahap

  • Perhatikan kemampuan finansial.
  • Lakukan riset secara detail terlebih dahulu mengenai project dan reputasi developer.
  • Jika sudah menentukan rumah dari developer mana, maka pastikan lah untuk menjalin komunikasi yang baik dengan pengembang bersangkutan.
  • Hindari menambah hutang lain yang bisa mengganggu kemampuan membayar cicilan rumah.
  • Bila perlu, konsultasi dengan perencana keuangan.

Demikian informasi tentang rumah cash bertahap. Semoga informasi yang disampaikan bermanfaat!

Ada pertanyaan tentang beli rumah cash bertahap? Dapatkan jawaban di Teras123!

{"attributes":{"type":"floatingbanner","widget_type":"overlay","custom_background":"https:\/\/events.rumah123.com\/wp-content\/uploads\/sites\/38\/2023\/11\/19132620\/HOMEOWNER-FLOATING-ICON-PANDUAN-PAGE-MOBILE-80x80px.gif","custom_link":"https:\/\/www.rumah123.com\/pemilik-properti\/?utm_source=panduan123&utm_medium=floatingbanner&utm_campaign=homeowner&utm_term=owner","position":"floating","pdp_id":[""]},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}

Simulasi KPR

Hitung pembiayaan kredit rumah dengan bunga KPR terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke-1
Bunga 4.56%
Rp. 1.526.143
Tahun ke-2 dan seterusnya
Estimasi Bunga 12%
Rp. 2.592.985

Simulasi KPR Syariah

Hitung pembiayaan KPR syariah dengan rekomendasi bank terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke 1 dan seterusnya
Margin 9%
Rp. 2.434.240

Bunga KPR Terbaru

Beli properti impian dengan memilih produk KPR terbaik di Rumah123

Bank DKI
Bank DKI
Suku bunga mulai dari4.56%
Tenor Max.20 Tahun
Bank Mandiri
Bank Mandiri
Suku bunga mulai dari4.65%
Tenor Max.30 Tahun
Bank BRI
Bank BRI
Suku bunga mulai dari3.25%
Tenor Max.25 Tahun