Mau Ajukan KPR Bank Syariah? Ini Rekomendasi Produk & Jenis Akadnya
r123-share-title
Terakhir diperbarui 08 Nopember 2024 · 5 min read · by Yongky Yulius
Membeli rumah melalui KPR bank syariah bisa menjadi opsi bagi Anda yang ingin mengikuti program pembiayaan tanpa menggunakan sistem bunga.
Seperti namanya, jenis KPR ini memakai skema yang berlandaskan syariat Islam untuk menghindari praktik riba.
KPR syariah dijalankan melalui kesepakatan antara bank dan peminjam terkait besaran margin pembelian rumah.
Skema KPR ini dinilai lebih menguntungkan oleh sebagian orang sebab menutup kemungkinan naiknya cicilan per bulan secara tiba-tiba.
Lalu, apa sajakah KPR bank syariah yang ada di Indonesia? Untuk lebih jelasnya, mari simak daftarnya di bawah ini!
Produk KPR Bank Syariah Termurah
KPR Bank Syariah Indonesia
Foto: bankbsi
Rekomendasi produk KPR syariah pertama berasal dari Bank Syariah Indonesia (BSI), bernama BSI Griya Hasanah.
Margin KPR BSI mulai dari 2,5 persen untuk KPR/A Primary dengan masa kredit 1-15 tahun, serta margin mulai 4,56 persen untuk KPR/A secondary & take over untuk masa kredit 1-15 tahun.
Simulasi KPR
Hitung pembiayaan KPR dengan bunga terbaik di Rumah123
Rp
%
Rp
Angsuran/bulan mulai dari
Memuat hasil simulasi...
Tahun ke-
Bunga %
Rp. inf
Keunggulan lainnya dari KPR BSI Griya Hasanah yakni bisa memilih angsuran berjenjang atau tetap, jangka waktu hingga 30 tahun, dan bebas biaya-biaya.
Skema KPR bank syariah selanjutnya ditawarkan oleh salah satu anak perusahaan bank terbesar di Indonesia, yaitu BCA Syariah dengan produk KPR iB BCA Syariah.
Program tersebut berlaku untuk Anda yang ingin membeli rumah, melakukan renovasi, atau refinancing.
{"attributes":{"type":"udp","pdp_id":["nps1957"],"custom_title":"Rekomendasi Hunian"},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[{"uuid":"3e1e9dc6-810c-4a36-b726-9fbf7e5182ca","agent":{"organization":{"uuid":"589c2507-fa1d-4aa0-8b28-18c8eca22832","name":"Belaputera Intiland","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-fit\/developer\/logo\/developer-logo_kbpa-1598956545.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/developer\/logo\/developer-logo_kbpa-1598956545.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/developer\/logo\/developer-logo_kbpa-1598956545.png","order":0}]}],"contacts":[{"contactType":2,"type":"PHONE_NUMBER","value":"+628128617820"},{"contactType":3,"type":"WHATSAPP","value":"+6281288336230"},{"contactType":1,"type":"EMAIL","value":"evergreen@99.co"}],"url":"\/properti-baru\/developer\/belaputera-intiland\/1130\/"}},"location":{"uuid":"1041eccb-5470-43d4-b587-fe2034821fcf","level":3,"name":"Kota Baru Parahyangan","locationType":9,"text":"Kota Baru Parahyangan, Bandung"},"originId":{"value":"nps1957","formattedValue":"nps1957"},"price":{"minValue":2271904000,"maxValue":5300000000,"currencyType":360,"display":"Rp 2,27 Miliar - 5,3 Miliar","offer":2271903000,"unitType":0,"subDisplay":""},"title":"Kota Baru Parahyangan","medias":[{"mediaType":"FACILITY","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1599105596_facility_61957.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1599105596_facility_61957.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1599105596_facility_61957.png","order":8537},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1599105661_facility_141957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1599105661_facility_141957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1599105661_facility_141957.jpg","order":8538},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1599105735_facility_231957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1599105735_facility_231957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1599105735_facility_231957.jpg","order":8539},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1599105837_facility_221957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1599105837_facility_221957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1599105837_facility_221957.jpg","order":8540},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1599105922_facility_31957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1599105922_facility_31957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1599105922_facility_31957.jpg","order":8541},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1599105958_facility_191957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1599105958_facility_191957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1599105958_facility_191957.jpg","order":8542},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1599105988_facility_181957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1599105988_facility_181957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1599105988_facility_181957.jpg","order":8543},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1599106065_facility_391957.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1599106065_facility_391957.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1599106065_facility_391957.png","order":8544},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1599106141_facility_301957.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1599106141_facility_301957.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1599106141_facility_301957.png","order":8545}]},{"mediaType":"VR360","mediaInfo":[{"mediaUrl":"https:\/\/properview.rumah123.com\/kota-baru-parahyangan\/?src=pdp","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1718950708_66751b349f339ads_images_1957.jpg","formatUrl":"https:\/\/properview.rumah123.com\/kota-baru-parahyangan\/?src=pdp","order":8562}]},{"mediaType":"LOGO","mediaInfo":[{"mediaUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/1957\/1599104342_5f506556b3ca6ads_logo_1957.png","thumbnailUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/1957\/1599104342_5f506556b3ca6ads_logo_1957.png","formatUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/1957\/1599104342_5f506556b3ca6ads_logo_1957.png","order":0}]},{"mediaType":"BACKGROUND","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1718950708_66751b349f339ads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1718950708_66751b349f339ads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1718950708_66751b349f339ads_images_1957.jpg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1686198787_64815a038bedaads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1686198787_64815a038bedaads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1686198787_64815a038bedaads_images_1957.jpg","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1715154347_663b2dabb879dads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715154347_663b2dabb879dads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715154347_663b2dabb879dads_images_1957.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1715154368_663b2dc030618ads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715154368_663b2dc030618ads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715154368_663b2dc030618ads_images_1957.jpg","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1715154397_663b2ddd00479ads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715154397_663b2ddd00479ads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715154397_663b2ddd00479ads_images_1957.jpg","order":4},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1715154427_663b2dfb08481ads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715154427_663b2dfb08481ads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715154427_663b2dfb08481ads_images_1957.jpg","order":5},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1715154427_663b2dfaf316cads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715154427_663b2dfaf316cads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715154427_663b2dfaf316cads_images_1957.jpg","order":6},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1715154427_663b2dfb924fcads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715154427_663b2dfb924fcads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715154427_663b2dfb924fcads_images_1957.jpg","order":7},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1715154433_663b2e0137d83ads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715154433_663b2e0137d83ads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715154433_663b2e0137d83ads_images_1957.jpg","order":8},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1715154434_663b2e02181f7ads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715154434_663b2e02181f7ads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715154434_663b2e02181f7ads_images_1957.jpg","order":9}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1660791449_siteplan_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1660791449_siteplan_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1660791449_siteplan_1957.jpg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1715853920_6645da6059088floorplan_8538.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715853920_6645da6059088floorplan_8538.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715853920_6645da6059088floorplan_8538.png","order":8546},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1719567950_667e864e8059dfloorplan_8696.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719567950_667e864e8059dfloorplan_8696.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719567950_667e864e8059dfloorplan_8696.jpg","order":8550},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1719568516_667e888463a36floorplan_8697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719568516_667e888463a36floorplan_8697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719568516_667e888463a36floorplan_8697.jpg","order":8556},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1717488320_665ecac011ec0floorplan_8617.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1717488320_665ecac011ec0floorplan_8617.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1717488320_665ecac011ec0floorplan_8617.png","order":8558},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1686198238_648157de0e147floorplan_7316.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1686198238_648157de0e147floorplan_7316.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1686198238_648157de0e147floorplan_7316.jpg","order":8560}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-crop\/primary_property\/project\/1957\/1718950708_66751b349f339ads_images_1957.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1718950708_66751b349f339ads_images_1957.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1718950708_66751b349f339ads_images_1957.jpg","order":0}]}],"primaryProject":{"subUnits":[{"name":"Tarubhawana","properties":[{"title":"Tarukejora","description":"[\"Pondasi: Pancang\\\/Strauss Pile dan Pondasi Batu Kali\",\"Dinding: Pasangan Bata + Sistem Dry Mortar\\\/Setara\",\"Finishing Cat Interior : Cat tembok cendana, Ex. Mowilex\\\/setara\",\"Finishing Cat Eksterior: Cat tembok weathercoat, Ex. Mowilex\\\/setara \",\"Finishing Cat Dinding batas kavling: Finish plester + kamprot\",\"Finishing Lantai Teras: Roman gress 30x30\",\"Finishing Lantai utama: Roman granit 60x60\",\"Finishing Lantai R. Tidur lt. 1: Roman granit 60x60\",\"Finishing Lantai R. Tidur lt. 2: Roman granit 60x60\",\"Finishing Lantai R. Tidur utama: Roman granit 60x60\",\"Finishing Lantai Dapur: Roman gress 30x30\",\"Lantai KM\\\/WC Lt. 1 : Roman 30x30\",\"Dinding KM\\\/WC Lt.1 : Roman 30x30\",\"Lantai KM\\\/WC Lt. 2 : Roman 30x30\",\"Dinding KM\\\/WC Lt.2 : Roman 30x30\",\"Rangka Atap: Baja ringan\",\"Genteng: Genteng keramik Ex. Kanmuri\",\"Listplang: Woodplank, Fin. Cat\",\"Atap carport & dapur: Polycarbonate + Tanga Besi Holow\",\"Lantai carport: Paving Block\",\"Rangka Plafond: Hollow\\\/Metal Furing\",\"Penutup plafond utama: Gypsum 9mm + list\",\"Penutup plafond KM\\\/WC: Gypsum 9mm water resist + list\",\"Penutup teritisan atap utama: Gypsum 9mm water resist 99m + list\",\"Kusen Pintu Eksterior: Alumunium Ex. YKK, Anodized\\\/Setara\",\"Kusen Pintu Interior: Kayu Engineering + Veneer, Fin. Melamik\",\"Kusen Pintu Sliding: Alumunium Ex. YKK, Anodized\\\/Setara\",\"Kusen Jendela: Alumunium Ex. YKK, Anodized\\\/Setara\",\"Daun pintu utama: Pintu Panel: Pintu Panel Ex. YKK. Fin. Anodized Plus\",\"Daun pintu ruangan: Kayu Engineering + Veneer, Fin: Melamik\",\"Daun pintu KM\\\/WC: Kayu Engineering + Veneer, Fin: Melamik\",\"Daun Jendela: Alumunium Ex. YKK, Anodized\\\/Setara\",\"Sanitair: Toto\\\/Setara\",\"Listrik: 2200 VA\",\"Instalasi Air Panas: Listrik\",\"Tangki Air: 1000 lt. Fiberglass\",\"Septictank: 1 unit biofilter\"]","uuid":"b311346a-2944-4e33-bdc0-f81c637dc882","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1717488296_1717488296665ecaa80bd16ads_images_1717488296.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1717488296_1717488296665ecaa80bd16ads_images_1717488296.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1717488296_1717488296665ecaa80bd16ads_images_1717488296.png","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1717488320_665ecac011ec0floorplan_8617.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1717488320_665ecac011ec0floorplan_8617.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1717488320_665ecac011ec0floorplan_8617.png","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1717488300_1717488300665ecaac22d77ads_images_8617.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1717488300_1717488300665ecaac22d77ads_images_8617.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1717488300_1717488300665ecaac22d77ads_images_8617.png","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1717488307_1717488307665ecab34bee0ads_images_8617.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1717488307_1717488307665ecab34bee0ads_images_8617.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1717488307_1717488307665ecab34bee0ads_images_8617.png","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1717488312_1717488312665ecab82fd14ads_images_8617.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1717488312_1717488312665ecab82fd14ads_images_8617.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1717488312_1717488312665ecab82fd14ads_images_8617.png","order":3}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"136","formattedValue":"136 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"97","formattedValue":"97 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"3","formattedValue":"3"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"2","formattedValue":"2"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":2271903500,"maxValue":2271903500,"currencyType":360,"display":"Rp 2,27 Miliar","offer":2271903500,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/kota-baru-parahyangan\/tarukejora\/hos18617\/"}]},{"name":"Simakirana","properties":[{"title":"Simawarni","description":"[\"Pondasi Pancang \",\"Pasang Bata + Sistem Dry Mortar \\\/ Setara\",\"Keramik 60 x 60\",\"Instalasi Air Panas Listrik\"]","uuid":"46699eea-3acd-489f-a925-a9c44ca91372","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1715853907_17158539076645da534c79aads_images_1715853907.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715853907_17158539076645da534c79aads_images_1715853907.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715853907_17158539076645da534c79aads_images_1715853907.jpeg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1715853920_6645da6059088floorplan_8538.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1715853920_6645da6059088floorplan_8538.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1715853920_6645da6059088floorplan_8538.png","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"160","formattedValue":"160 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"97","formattedValue":"97 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"3","formattedValue":"3"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":2550558000,"maxValue":2550558000,"currencyType":360,"display":"Rp 2,55 Miliar","offer":2550558000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/kota-baru-parahyangan\/simawarni\/hos18538\/"}]},{"name":"Surawisesa","properties":[{"title":"Wisesa Asih","description":"[\"Pondasi: Pondasi Pancang\\\/Strauss Pile dan Pondasi Batu Kali\",\"Dinding: Pasangan Bata+Sistem Dry Mortar\\\/Setara\",\"Finishing Cat Interior: Cat Tembok Emulsion, Ex. Mowilex\\\/Setara\",\"Finishing Cat Exterior: Cat Tembok Weathercoat, Ex. Mowilex.\\\/Setara\",\"Finishing Cat Dinding Batas Kavling: Finish Plester + Kamprot Halus + Cat Tembok Weathercoat Ex. Mowilex\\\/Setara\",\"Finishing Cat Dinding Pagar Depan: Finish Plester + Kamprot Halus + Cat Tembok Weathercoat Ex. Mowilex\\\/Setara\",\"Finishing Lantai 1: 15x90, Ex. Roman Granit\\\/Setara\",\"Finishing Lantai 2: Teras: 15x90, Ex. Roman Granit\\\/Setara\",\"Finishing Lantai Dapur & R. Makan: 80x80, Ex. Roman Granit\\\/Setara\",\"Finishing Lantai R. Keluarga: 80x80, Ex. Roman Granit\\\/Setara\",\"Finishing Lantai Tangga: 30x120, Ex. Roman Granit\\\/Setara\",\"Finishing Lantai Powder room: Lantai Powder Room: 30x30, Ex. Roman\\\/Setara\",\"Finishing Lantai Dinding powder room: 30x60, Ex. Roman\\\/Setara\",\"Finishing Lantai 3: Hall 80x80, Ex. Roman\\\/ Granit Setara\",\"Finishing Lantai R. Tidur 1: 80x80, Ex. Roman\\\/ Granit Setara\",\"Finishing Lantai R. Tidur 2: 80x80, Ex. Roman\\\/ Granit Setara\",\"Finishing Lantai R. Tidur Utama: 80x80, Ex. Roman\\\/ Granit Setara\",\"Finishing Lantai Tangga: 30x120 Ex. Riman Granit\\\/Setara\",\"Atap: Dak Beton\",\"Atap miring: Zincalume Ex. BlueScope\\\/Setara\",\"Atap carport: Polycarbonate + Rangka Besi Hollow\",\"Lantai Carport : Paving Blok\",\"Rangka Atap Carport : Besi Hollow Fin. Duco\",\"Penutup Atap Carport : Polycarbonate Ex. Exeet\",\"Plafond: Rangka Plafond Hollow\\\/Metal Furing\",\"Plafond utama: Gypsum 9mm + List alumunium\",\"Plafond KM.WC: Gypsum 9mm Water Resistant + List alumunium\",\"Kusen: Pintu Foyer: Besi Hollow, Fin. Duco\",\"Pintu Eksterior: Alumunium Ex. YKK\",\"Pintu interior: Kayu Engineering, Fin. Veneer\",\"Pintu Sliding: Alumunium Ex. YKK\",\"Jendela: Alumunium Ex. YKK\",\"Pintu Foyer: Besi Hollow, Fin. Duco\",\"Pintu Ruangan: Daun Pintu Kayu Engineering Fin. Venner\",\"Pintu Powder Room: Daun Pintu Kayu Engineering Fin. Venner\",\"Pintu KM.WC Lt.3: Daun Pintu Kayu Engineering Fin. Venner\",\"Jendela Ruangan: Alumunium Ex. YKK\",\"Sanitair: Toto\\\/Setara\",\"Kitchen Sink: Stainless steel\",\"Listrik: 2200 VA\",\"Instalasi air panas: Ada\",\"Tangki Air: 1000lt\",\"Septitank: 1 unit biofilter\"]","uuid":"ca531b30-e949-45a8-815e-371b3536acaa","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1719567922_1719567922667e863264d03ads_images_8696.JPG","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719567922_1719567922667e863264d03ads_images_8696.JPG","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719567922_1719567922667e863264d03ads_images_8696.JPG","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1719567950_667e864e8059dfloorplan_8696.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719567950_667e864e8059dfloorplan_8696.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719567950_667e864e8059dfloorplan_8696.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1719570917_1719570917667e91e57cd2dads_images_8696.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719570917_1719570917667e91e57cd2dads_images_8696.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719570917_1719570917667e91e57cd2dads_images_8696.png","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1719570921_1719570921667e91e95067bads_images_8696.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719570921_1719570921667e91e95067bads_images_8696.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719570921_1719570921667e91e95067bads_images_8696.png","order":2}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"180","formattedValue":"180 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"205","formattedValue":"205 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"3","formattedValue":"3"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"2","formattedValue":"2"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":4226103000,"maxValue":4226103000,"currencyType":360,"display":"Rp 4,22 Miliar","offer":4226103000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/kota-baru-parahyangan\/wisesa-asih\/hos18696\/"},{"title":"Wisesa Asri","description":"[\"Pondasi: Pondasi Pancang\\\/Strauss Pile dan Pondasi Batu Kali\",\"Dinding: Pasangan Bata+Sistem Dry Mortar\\\/Setara\",\"Finishing Cat Interior: Cat Tembok Emulsion, Ex. Mowilex\\\/Setara\",\"Finishing Cat Exterior: Cat Tembok Weathercoat, Ex. Mowilex.\\\/Setara\",\"Finishing Cat Dinding Batas Kavling: Finish Plester + Kamprot Halus + Cat Tembok Weathercoat Ex. Mowilex\\\/Setara\",\"Finishing Cat Dinding Pagar Depan: Finish Plester + Kamprot Halus + Cat Tembok Weathercoat Ex. Mowilex\\\/Setara\",\"Finishing Lantai 1: Teras 15x90, Ex. Roman Granit\\\/Setara\",\"Finishing Lantai Tangga: Plat Besi, Fin. Duco\",\"Finishing Lantai 2: Teras: 15x90, Ex. Roman Granit\\\/Setara\",\"Finishing Lantai Dapur & R. Makan: 80x80, Ex. Roman Granit\\\/Setara\",\"Finishing Lantai R. Keluarga: 80x80, Ex. Roman Granit\\\/Setara\",\"Finishing Lantai Tangga: 30x120, Ex. Roman Granit\\\/Setara\",\"Lantai Powder Room: 30x30, Ex. Roman\\\/Setara\",\"Dinding powder room: 30x60, Ex. Roman\\\/Setara\",\"Finishing Lantai 3: Hall 80x80, Ex. Roman\\\/ Granit Setara\",\"Finishing Lantai R. Tidur 1: 80x80, Ex. Roman\\\/ Granit Setara\",\"Finishing Lantai R. Tidur 2: 80x80, Ex. Roman\\\/ Granit Setara\",\"Finishing Lantai R. Tidur Utama: 80x80, Ex. Roman\\\/ Granit Setara\",\"KM\\\/WC: Lantai KMWX Lantai 3 30x30 Ex. Roman\\\/Setara\",\"Dinding KM\\\/WC Lantai 3 30x60 Ex. Roman\\\/Setara\",\"Lantai KM.WC R.Tidur Utama 60x60 Ex. Roman Granit\\\/Setara\",\"Dinding KM\\\/WC R. Tidur utama 60x60 Ex. Roman Granit\\\/Setara\",\"Atap: Beton\",\"Lantai Carport : Paving Blok\",\"Rangka Atap: Besi Hollow Fin. Duco\",\"Penutup Atap: Polycarbonate Ex. Exeet\",\"Plafond: Rangka Plafond Hollow\\\/Metal Furing\",\"Plafond utama: Gypsum 9mm + List alumunium\",\"Plafond KM.WC: Gypsum 9mm Water Resistant + List alumunium\",\"Kusen: Pintu Foyer: Besi Hollow, Fin. Duco\",\"Pintu Eksterior: Alumunium Ex. YKK\",\"Pintu interior: Kayu Engineering, Fin. Veneer\",\"Pintu Sliding: Alumunium Ex. YKK\",\"Jendela: Alumunium Ex. YKK\",\"Pintu Foyer: Besi Hollow, Fin. Duco\",\"Pintu Ruangan: Daun Pintu Kayu Engineering Fin. Venner\",\"Pintu Powder Room: Daun Pintu Kayu Engineering Fin. Venner\",\"Pintu KM.WC Lt.3: Daun Pintu Kayu Engineering Fin. Venner\",\"Jendela Ruangan: Alumunium Ex. YKK\",\"Sanitair: Toto\\\/Setara\",\"Kitchen Sink: Stainless steel\",\"Listrik: 2200 VA\",\"Instalasi air panas: Ada\",\"Tangki Air: 1000lt\",\"Septitank: 1 unit biofilter\"]","uuid":"1e5042d3-24e3-4515-bdea-b3e97e6bd549","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1719568509_1719568509667e887db4bfeads_images_1719568509.JPG","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719568509_1719568509667e887db4bfeads_images_1719568509.JPG","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719568509_1719568509667e887db4bfeads_images_1719568509.JPG","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1719568516_667e888463a36floorplan_8697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719568516_667e888463a36floorplan_8697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719568516_667e888463a36floorplan_8697.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1719570943_1719570943667e91ffc7e63ads_images_8697.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719570943_1719570943667e91ffc7e63ads_images_8697.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719570943_1719570943667e91ffc7e63ads_images_8697.png","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1719570949_1719570949667e920523e13ads_images_8697.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1719570949_1719570949667e920523e13ads_images_8697.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1719570949_1719570949667e920523e13ads_images_8697.png","order":2}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"180","formattedValue":"180 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"220","formattedValue":"220 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"3","formattedValue":"3"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"2","formattedValue":"2"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":4382613000,"maxValue":4382613000,"currencyType":360,"display":"Rp 4,38 Miliar","offer":4382613000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/kota-baru-parahyangan\/wisesa-asri\/hos28697\/"}]},{"name":"Tatar Nilapadmi","properties":[{"title":"Nilapadmi","description":"[\".\"]","uuid":"9d5d8c06-7932-45ba-a84d-83bccec4eba2","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527353_1716527353665020f9e1514ads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527353_1716527353665020f9e1514ads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527353_1716527353665020f9e1514ads_images_7316.png","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1686198238_648157de0e147floorplan_7316.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1686198238_648157de0e147floorplan_7316.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1686198238_648157de0e147floorplan_7316.jpg","order":0}]},{"mediaType":"VR360","mediaInfo":[{"mediaUrl":"https:\/\/properview.rumah123.com\/kota-baru-parahyangan\/?src=pdp","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527353_1716527353665020f9e1514ads_images_7316.png","formatUrl":"https:\/\/properview.rumah123.com\/kota-baru-parahyangan\/?src=pdp","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527370_17165273706650210acf414ads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527370_17165273706650210acf414ads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527370_17165273706650210acf414ads_images_7316.png","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527378_171652737866502112e4fb9ads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527378_171652737866502112e4fb9ads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527378_171652737866502112e4fb9ads_images_7316.png","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527392_17165273926650212010834ads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527392_17165273926650212010834ads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527392_17165273926650212010834ads_images_7316.png","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527397_1716527397665021255e07fads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527397_1716527397665021255e07fads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527397_1716527397665021255e07fads_images_7316.png","order":4},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527402_17165274026650212a906eaads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527402_17165274026650212a906eaads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527402_17165274026650212a906eaads_images_7316.png","order":5},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527419_17165274196650213b4f2dbads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527419_17165274196650213b4f2dbads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527419_17165274196650213b4f2dbads_images_7316.png","order":6},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527424_171652742466502140650a6ads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527424_171652742466502140650a6ads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527424_171652742466502140650a6ads_images_7316.png","order":7},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527428_171652742866502144b38cdads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527428_171652742866502144b38cdads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527428_171652742866502144b38cdads_images_7316.png","order":8},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1957\/1716527435_17165274356650214b6953bads_images_7316.png","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1957\/1716527435_17165274356650214b6953bads_images_7316.png","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1957\/1716527435_17165274356650214b6953bads_images_7316.png","order":9}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"290","formattedValue":"290 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"265","formattedValue":"265 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"4","formattedValue":"4"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"4","formattedValue":"4"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":5300000000,"maxValue":5300000000,"currencyType":360,"display":"Rp 5,3 Miliar","offer":5300000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/kota-baru-parahyangan\/nilapadmi\/hos17316\/"}]}]},"url":"\/perumahan-baru\/properti\/bandung\/kota-baru-parahyangan\/nps1957\/"}]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}
BCA memberlakukan akad berbeda-beda untuk setiap programnya, yakni akad murabahah untuk rumah ready stock dan renovasi rumah, akad istishna untuk rumah inden, dan akad ijarah muntahiya bittamlik (IMBT) untuk refinancing.
Salah satu keunggulan dari iB BCA Syariah adalah pembiayaan KPR mulai dari Rp100 juta, dengan margin berjenjang dari rate 7,5% sampai dengan 20 tahun pembiayaan.
KPR BTN Syariah
Foto: infobanknews
Skema KPR bank syariah selanjutnya adalah BTN Syariah yang menawarkan produk KPR berupa Pembiayaan Properti BTN iB.
Salah satu program pembiayaan unggulannya bernama BTN Platinum iB dengan margin mulai dari 7,75 persen dan masa kredit dari 1-20 tahun.
Program KPR ini memiliki keunggulan seperti angsuran tetap hingga lunas, dilindungi asuransi jiwa dan kebakaran, nilai pembiayaan bebas, hingga jangka waktu sampai 20 tahun.
{"attributes":{"type":"banner","custom_title":"KPR BTN Syariah","custom_link":"https:\/\/www.rumah123.com\/kpr\/btn-syariah\/?utm_source=panduan123&utm_medium=artikel&utm_campaign=kprbtnsyariah&utm_term=kpr","custom_desc":"Angsuran Tetap, Sesuai Prinsip Syariah","custom_cta":"Lihat Selengkapnya","custom_background":"https:\/\/www.rumah123.com\/asset-core\/images\/wpBannerDesktop.png, https:\/\/www.rumah123.com\/asset-core\/images\/wpBannerMobile.png","pdp_id":[""]},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}
Selain untuk rumah komersial, BTN Syariah juga memiliki program KPR untuk rumah subsidi, bernama KPR BTN Bersubsidi iB.
Bekerja sama dengan Kementerian Pekerjaan Umum dan Perumahan Rakyat, program KPR ini memberlakukan akad murabahah (jual beli) yang memberikan berbagai macam manfaat.
Beberapa keunggulannya adalah angsuran ringan dan tetap hingga lunas, bebas PPN, perlindungan asuransi jiwa dan kebakaran, subsidi uang muka hingga Rp4 juta, dan jangka waktu sampai 20 tahun.
KPR syariah Bank Muamalat atau lebih dikenal dengan KPR iB Muamalat memiliki program KPR dengan margin mulai 8,5 persen untuk masa kredit hingga 7 tahun.
Tak hanya untuk pembelian rumah tinggal, fasilitas pembiayaan tersebut juga berlaku untuk renovasi rumah, pembangunan rumah di tanah pribadi, take over, dan top up plafon KPR.
Untuk akad atau perjanjian jual belinya, KPR iB Muamalat menerapkan sistem akad murabahah (jual beli) ataupun musyarakah mutanaqisah (kerja sama).
Simulasi KPR Syariah
Hitung pembiayaan KPR syariah dengan rekomendasi bank terbaik di Rumah123
Melalui Unit Usaha Syariah (UUS), Maybank meluncurkan KPR syariah dengan margin mulai 4,25 persen dengan masa kredit hingga 20 tahun.
Lewat program ini, pembelian properti akan dilakukan sesuai akad musyarakah mutanaqishah (MMQ).
Nasabah juga dapat memilih fitur take over KPR apabila memilih untuk memindahkan fasilitas KPR dari bank sebelumnya ke fasilitas pembiayaan Maybank Syariah.
Jenis-jenis Akad KPR Bank Syariah di Indonesia
Saat memutuskan untuk mengambil KPR di bank syariah, Anda mesti memiliki bekal pengetahuan yang cukup dulu mengenai akad.
Singkatnya, akad kredit adalah rangkaian proses dalam KPR atau KPA, dengan tujuan agar terjadinya kesepakatan antara pihak bank dan debitur.
Dalam KPR syariah, terdapat akad murabahah, akad istishna, akad ijarah muntahiyah bi tamlik, dan akad musyarakah mutanaqishah (MMQ). Ketahui penjelasan akad tersebut di bawah ini.
Akad Murabahah atau Jual Beli
Seperti namanya, pada akad ini akan ada perjanjian jual-beli antara pihak bank dan calon nasabah KPR syariah.
Mekanismenya, pihak bank akan membeli rumah yang dipilih oleh calon nasabah, lalu menjualnya kembali dengan harga yang ditetapkan berdasarkan kesepakatan.
Harga jual, termasuk jumlah cicilan plus margin-nya, telah disepakati dan transparan sejak kesepakatan tersebut.
Akad Musyarakah Mutanaqishah
Dalam akad musyarakah mutanaqishah (MMQ), bank akan menjalankan kesepakatan dalam membeli rumah secara bersama-sama atau patungan dengan nasabah.
Secara bertahap, porsi kepemilikan nasabah akan terus bertambah hingga 100 persen karena terus membayar cicilan beserta jumlah margin-nya kepada pihak bank.
Akad ini memberikan kepastian besaran cicilan yang tetap setiap bulannya, sehingga tidak perlu khawatir akan fluktuasi ekonomi yang tak menentu.
Akad Ijarah Muntahiyah Bi Tamlik atau Sewa Beli
Pada akad ini, nasabah akan berperan sebagai penyewa dari rumah yang telah dibeli oleh pihak bank.
Namun, pembayaran sewa tersebut dianggap juga oleh bank sebagai pelunasan pembiayaan.
Nantinya, bank akan menghibahkan rumah tersebut berdasarkan kesepakatan kepada pihak nasabah.
Akad Istishna’ atau Pesan Bangun
Akad ini biasa digunakan untuk KPR syariah yang kondisi rumahnya masih inden.
Selama masa pembangunan berjalan, nasabah akan diminta untuk membuat rekening yang disetor secara rutin.
Begitu proses pembangunan selesai, diharapkan pembayaran cicilan rumahnya juga sudah selesai.
Itulah tadi beberapa bank syariah dengan produk KPR syariah yang bisa diapakai untuk membeli rumah tanpa riba.
Temukan berbagai properti menarik seperti Casa Valli dan Anvaya Townhouse hanya di Rumah123, ya.
Semoga menemukan hunian idaman!
Mau ngobrolin apapun soal properti? Yuk ke Teras123, dari jual beli properti, KPR sampai share pengalaman kamu juga bisa lho di sini!