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13 Tips Membeli Apartemen untuk Pemula agar Berjalan Aman

Terakhir diperbarui 04 Maret 2024 · 5 min read · by Yuhan Al Khairi

tips membeli apartemen untuk pemula

Tips membeli apartemen untuk pemula memang sangat dibutuhkan. 

Sebagai orang awam, kita harus mengetahui apa saja yang harus diperhatikan sebelum memilih unit apartemen yang tepat.

Banyak orang menjadikan apartemen sebagai alternatif hunian, untuk menyiasati kurangnya ketersediaan lahan di kota besar. 

Bukan cuma itu, apartemen juga dianggap sebagai instrumen investasi properti yang menggiurkan.

Meski begitu, membeli apartemen tentu tidak semudah membalik telapak tangan.

Agar tidak keliru saat memilih unit apartemen yang tepat, berikut tips membeli apartemen untuk pemula yang bisa kamu ikuti.

Pilih Unit Apartemen sesuai Kebutuhan

pilih apartemen sesuai kebutuhan

Tipe apartemen ada bermacam-macam, mulai dari studio, 1 bedroom, 2 bedroom, dan sebagainya.

Selain tipe, hunian vertikal fully furnished, semi furnished, dan non-furnished.

Sementara untuk desain yang disediakan juga cukup bervariasi, mulai dari apartemen minimalis hingga apartemen mewah.

Harga dari masing-masing tipe unit tentunya berbeda-beda.

Agar tidak rugi, pilih tipe unit sesuai kebutuhanmu saja, misalnya apartemen untuk keluarga atau perorangan.

Jika mencari apartemen di Jakarta dengan konsep apartemen SOHO, ada Southgate Residence di Jakarta Selatan yang bisa dipilih.

Namun, apabila Anda menginginkan apartemen dengan lokasi strategis di Jakarta Barat, pilihannya bisa jatuh ke apartemen Aerium Residence.

Pilih Apartemen di Dekat Lokasi Kerja dan Sekolah

Tips pertama yang bisa kamu ikuti adalah, pilih lokasi apartemen yang strategis serta berdekatan dengan lokasi kerja atau sekolah anak.

Ini penting, dengan begitu kamu bisa menghemat biaya transportasi sehari-hari.

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Bahkan, saat ini banyak developer yang mengembangkan apartemen mahasiswa berharga terjangkau.

Tipe unitnya pun cukup lengkap, mulai dari apartemen studio, 1 Bedroom, hingga 2 bedroom

Jika tertarik, kamu bisa melirik unit apartemen dan kondiminium yang terdapat di EleVee Condominium dan Apartemen Tower Alexandria – Silk Town.

Berlokasi di jantung Kota Tangerang, keduanya sangat layak dipertimbangkan sebagai lokasi tempat tinggal dan instrumen investasi properti.

Perhatikan Akses Jalan dan Transportasi Umum

Berhubungan dengan poin sebelumnya, pilihlah lokasi apartemen yang berdekatan dengan akses jalan tol dan moda transportasi publik.

Seperti halnya stasiun KRL, halte bus, stasiun MRT, dan sebagainya.

Selain dapat memudahkanmu dalam beraktivitas, apartemen dengan akses terbaik biasanya memiliki nilai investasi lebih tinggi.

Beli saat Soft Launching atau Pre-Order

beli apartemen saat soft launching atau preorder

Bagi kamu yang ingin membeli unit apartemen baru, tips membeli apartemen untuk pemula berikutnya adalah beli saat soft launching atau pre-order.

Biasanya, pengembang memberi diskon harga apartemen secara besar-besaran kepada calon pembeli di masa soft launching. 

Hal ini bisa jadi trik tersendiri, untuk mengurangi biaya pembelian unit.

Cari Tahu Kredibilitas dan Track Record Pengembang

Hal satu ini sangat penting untuk kamu yang pertama kali beli apartemen, apalagi jika ingin membeli unit saat soft launching. 

Pada proses tersebut, apartemen yang ingin kamu beli mungkin belum dibangun.

Agar terhindar dari modus developer nakal, cari tahu kredibilitasnya lebih dahulu.

Kamu bisa mencari informasi ini lewat Asosiasi Perhimpunan Penghuni Rumah Susun Seluruh Indonesia (APERSSI).

Cek Izin dan Legalitas Bangunan Apartemen

Supaya lebih yakin, kamu bisa cek kredibilitas pengembang dari izin dan legalitas apartemen.

Pastikan pihak developer sudah mengantongi sertifikat HGB, IMB dan SIPPT dari pemerintah setempat.

Tidak cuma baru, hal ini juga berlaku untuk kamu yang berencana membeli unit apartemen seken/bekas.

Gunakan Jasa Agen Properti Profesional

agen properti untuk membeli apartemen

Bagi kamu yang masih baru, urusan jual-beli apartemen mungkin akan sedikit merepotkan.

Sebagai tips membeli apartemen untuk pemula, kamu bisa menggunakan agen properti untuk mengurus hal tersebut.

Nantinya, segala urusan terkait jual-beli apartemen akan dilakukan sepenuhnya oleh agen properti.

Tanyakan Fasilitas Pendukung Apartemen

Fasilitas apartemen terbagi menjadi dua, yakni fasilitas pendukung dan fasilitas umum.

Fasilitas pendukung adalah fasilitas yang tersedia di area apartemen, serta diperuntukkan bagi para penghuni saja.

Misalnya kolam renang, taman, tempat bermain anak, area BBQ, sarana kebugaran, dan sebagainya.

Jika ada, perabotan yang ada di dalam unit juga termasuk fasilitas pendukung, sehingga pastikan apa saja fasilitas yang kamu dapatkan.

Bila membeli unit full furnished, tanyakan kelengkapan perabot di dalam unit.

Biasanya perabotan tersebut meliputi kitchen set, kasur, lemari, sofa, hingga AC.

Amati Fasilitas Umum di Sekitar Apartemen

Tips membeli apartemen untuk pemula berikutnya adalah, amati fasilitas umum di sekitar apartemen.

Cari tahu apakah lokasi apartemen dekat dengan pusat perbelanjaan, rumah sakit, dan sekolah.

Hal ini sangat penting, dengan begitu kamu bisa melakukan aktivitas sehari-hari secara mudah dan cepat.

Hitung Pajak dan Biaya Lainnya

pajak pembelian apartemen

Ketika membeli apartemen, kamu biasanya akan dikenakan pajak beserta biaya lain yang tidak terduga.

Tanyakan berapa besaran pajak dan biaya lain-lain, seperti biaya keamanan, parkir, air, dan sebagainya.

Persiapkan Dana Pembelian Apartemen

Tentu saja, ketika berniat membeli apartemen tentu kamu harus mempersiapkan sejumlah uang.

Bukan cuma biaya pokoknya saja, biaya-biaya lain seperti pajak dan iuran apartemen juga harus diperhitungkan.

Pertimbangkan Fasilitas KPA

Sebagai tips membeli apartemen untuk pemula, kamu bisa memanfaatkan fasilitas kredit pemilikan apartemen (KPA) dari bank.

Sistem KPA mirip dengan KPR, hanya saja khusus untuk hunian vertikal.

Dengan KPA, kamu bisa mencicil biaya pembelian apartemen per bulannya selama jangka waktu tertentu.

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Manfaatkan Situs Jual-Beli Properti

Terakhir, tips membeli apartemen untuk pemula yang bisa dilakukan adalah memanfaatkan situs jual-beli properti.

Bukan cuma mencari, situs ini juga bisa kamu gunakan untuk membandingkan harga apartemen.

Masukkan lokasi apartemen sesuai yang diinginkan.

Nantinya, akan keluar beberapa listing apartemen yang berada di lokasi tersebut. 

Bandingkan fasilitas dan harga apartemen, lalu pilihlah unit yang terbaik.

Itulah beberapa tips membeli apartemen untuk pemula, agar transaksi berjalan aman dan lancar.

Punya pertanyaan lain seputar properti? Yuk, ngobrol bareng di Teras123!

Semoga bermanfaat.

Tahapan Selanjutnya

Simulasi KPR

Hitung pembiayaan kredit rumah dengan bunga KPR terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke-1
Bunga 2.83%
Rp. 1.117.000
Tahun ke-2 dan seterusnya
Estimasi Bunga 12%
Rp. 2.473.887

Simulasi KPR Syariah

Hitung pembiayaan KPR syariah dengan rekomendasi bank terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke 1 dan seterusnya
Margin 9%
Rp. 2.434.240

Bunga KPR Terbaru

Beli properti impian dengan memilih produk KPR terbaik di Rumah123

Bank OCBC
Bank OCBC
Suku bunga mulai dari2.83%
Tenor Max.25 Tahun
Bank Mandiri
Bank Mandiri
Suku bunga mulai dari2.65%
Tenor Max.30 Tahun
Bank BRI
Bank BRI
Suku bunga mulai dari5%
Tenor Max.20 Tahun