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5 Penyebab Kenaikan Harga Properti Per Tahunnya yang Harus Diketahui Pembeli

Terakhir diperbarui 09 Agustus 2023 · 5 min read · by Septian Nugraha

Kenaikan Harga Properti Per Tahun (Cover)

Properti merupakan salah satu instrumen investasi jangka panjang yang sangat menjanjikan.

Harga jualnya yang terus melambung pada setiap tahunnya, dianggap sebagai lahan basah bagi para investor. 

Pasalnya, kenaikan harga properti per tahun bisa saja terjadi, meski kondisi ekonomi negara sedang labil atau penjualan sedang lesu. 

Persentase kenaikannya pun cukup tinggi, ditaksir mencapai 10 hingga 15 persen pada setiap tahunnya. 

Karena itu, dari sudut pandang investasi, properti dianggap sebagai bisnis yang menjanjikan.

Hal ini berlaku pada semua jenis properti, termasuk residensial seperti rumah tapak, apartemen, hingga rumah susun.  

Akan tetapi, dari sudut pandang konsumen, kenaikan harga properti per tahun menyebabkan sulitnya memenuhi kebutuhan akan hunian.

Saat ini, harga rumah minimalis tipe 21 hingga 45 saja dibanderol dengan harga ratusan juta rupiah. 

Dalam upaya mendapatkan hunian idaman, masyarakat memang bisa memanfaatkan Kredit Pemilikan Rumah (KPR) yang ditawarkan lembaga perbankan. 

Meski demikian, jalan untuk membeli rumah secara mencicil tentu saja tidak dapat dikatakan mudah. 

Setidaknya, mereka harus menyiapkan dana hingga puluhan juta untuk membayar uang muka rumah.

Belum lagi, memikirkan cicilan yang harus dibayar setiap bulannya. 

Inilah Penyebab Kenaikan Harga Properti Setiap Tahun

Lantas, kenapa harga properti selalu naik pada setiap tahunnya? Ada sejumlah aspek yang melatarbelakangi kenaikan harga tersebut.

Sebagai referensi, berikut kami hadirkan ulasan mengenai faktor pendorong kenaikan harga properti per tahunnya.

1. Inflasi

Inflasi

Salah satu faktor yang membuat harga properti melambung adalah inflasi.

Sejatinya, inflasi terjadi setiap tahun serta berpengaruh pada kenaikan harga barang dan jasa secara umum. 

Dilansir dari laman resmi Kementerian Keuangan, ada empat faktor yang dapat menyebabkan terjadinya inflasi, seperti:

  • Permintaan yang tinggi terhadap suatu barang atau jasa;
  • Peningkatan biaya produksi;
  • Bertambahnya uang yang beredar di masyarakat; dan
  • Kekacauan ekonomi dan politik. 

Dalam dunia properti, inflasi berpengaruh pada kenaikan harga material bangunan yang membuat biaya pembangunan membengkak. 

Inflasi juga berpengaruh pada kenaikan suku bunga KPR.

Apalagi saat ini, ketika kondisi ekonomi global terpuruk akibat pandemi Covid-19.

2. Tingginya Permintaan

Tingginya Permintaan

Hukum ekonomi menyebut, semakin tinggi permintaan maka semakin tinggi pula harga dari suatu komoditas baik barang ataupun jasa. 

Hal tersebut juga berlaku dalam dunia properti, di mana laju pertumbuhan penduduk sejalan dengan meningkatnya kebutuhan masyarakat terhadap hunian.

Merujuk pada bunyi hukum ekonomi di atas, tingginya permintaan masyarakat akan hunian berpengaruh pada nilai jual properti.

Semakin tinggi permintaan, maka semakin mahal pula harga jualnya.

Baca juga:

Panduan Rumah Tipe 45 | Luas, Denah dan Harga Terbaru

3. Menipisnya Ketersediaan Lahan 

Menipisnya Ketersediaan Lahan

Sayangnya, tingginya kebutuhan masyarakat akan tempat tinggal tidak dibarengi dengan ketersediaan hunian yang memadai.  

Hal tersebut disebabkan karena sejumlah faktor, salah satunya adalah ketersediaan lahan yang terbatas terutama di kota besar. 

Minimnya ketersediaan lahan menjadi salah satu penyebab kenaikan harga tanah per tahun di kawasan perkotaan.

Persentase kenaikan harga tanah per tahun pun terbilang tinggi, berkisar antara 5 hingga 20 persen. 

Tingginya harga tanah di perkotaan, tentu sejalan dengan tingginya harga hunian di kota besar. 

Banyak developer yang mengalihkan fokus untuk membangun proyek properti di area pinggiran, yang lokasinya tidak jauh dari kota utama. 

Misalnya seperti Bekasi, Depok atau Bogor, yang merupakan kawasan penyangga dari Ibu Kota Jakarta. 

Kemudian kawasan Cimahi, Kabupaten Sumedang, Kabupaten Bandung Barat dan Kabupaten Bandung, yang menjadi area penyangga Kota Bandung

Hal tersebut dilakukan guna menekan biaya pembelian tanah, sehingga bisa mengakomodasi kebutuhan hunian masyarakat kelas menengah.

4. Perkembangan Infrastruktur

Perkembangan Infrastruktur

Lokasi dan aksesibilitas menjadi faktor lain yang menyebabkan kenaikan harga properti per tahunnya. 

Rumah yang berada di lokasi strategis dan memiliki kemudahan aksesibilitas dalam menjangkau sejumlah fasilitas publik, pasti dijual dengan harga tinggi. 

Maka itu, jangan heran kalau harga rumah atau properti yang berada di pusat kota dibanderol dengan nilai selangit. 

Hanya saja, saat ini tidak cuma rumah di pusat kota yang dijual dengan harga tinggi. 

Properti di daerah pinggiran pun harganya mulai merangkak naik. 

Hal tersebut disebabkan karena masifnya pembangunan infrastruktur di sejumlah daerah pinggiran.

Beberapa properti di daerah itu pun bisa dikategorikan memiliki akses yang mudah. 

Ciri properti strategis adalah berada di area tumbuh dan berkembang. 

Selain itu, ia juga memiliki kemudahan akses menuju fasilitas publik seperti pusat perbelanjaan, pusat pendidikan, rumah sakit, dan lain-lain.

5. Kenaikan Harga Bahan Bangunan di Pasar Global

Kenaikan Harga Material Bangunan

Penyebab lainnya adalah kenaikan harga material bangunan di pasar global.

Tidak cuma satu faktor, hal ini disebabkan oleh berbagai hal. 

Selain inflasi, kondisi politik dunia juga turut memengaruhi kondisi tersebut, contohnya saja invasi Rusia ke Ukraina. 

Konflik itu membuat harga minyak sawit dunia melambung, sehingga berpengaruh pada kenaikan harga sejumlah komoditas.

Kenaikan harga material tentu berdampak pada melambungnya ongkos pembangunan properti, baik tapak maupun vertikal. 

Seperti pada 2022 lalu, harga besi yang merupakan material utama pembangunan saja sudah naik hingga 30 persen. 

Hal tersebut tentu berpengaruh pada kenaikan harga properti secara keseluruhan, sebab ongkos pembangunannya sudah membengkak.

Baca juga:

5 Cara Mengetahui Harga Tanah di Suatu Daerah secara Mudah

Demikian ulasan yang patut Anda ketahui terkait faktor-faktor kenaikan harga properti per tahunnya.

Jangan lupa untuk terus memperbarui informasi Anda dalam bidang properti melalui laman rumah123.com

Di sini, kamu bisa mendapatkan banyak rekomendasi perumahan nyaman dengan harga kompetitif, di antaranya:

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Simulasi KPR

Hitung pembiayaan kredit rumah dengan bunga KPR terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke-1
Bunga 2.83%
Rp. 1.117.000
Tahun ke-2 dan seterusnya
Estimasi Bunga 12%
Rp. 2.473.887

Simulasi KPR Syariah

Hitung pembiayaan KPR syariah dengan rekomendasi bank terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke 1 dan seterusnya
Margin 9%
Rp. 2.434.240

Bunga KPR Terbaru

Beli properti impian dengan memilih produk KPR terbaik di Rumah123

Bank OCBC
Bank OCBC
Suku bunga mulai dari2.83%
Tenor Max.25 Tahun
Bank Mandiri
Bank Mandiri
Suku bunga mulai dari2.65%
Tenor Max.30 Tahun
Bank BRI
Bank BRI
Suku bunga mulai dari5%
Tenor Max.20 Tahun