Kapan cicilan pertama setelah akad kredit rumah KPR dibayarkan?
Itu adalah pertanyaan yang bisa jadi terpikirkan saat hendak membeli rumah menggunakan Kredit Pemilikan Rumah (KPR).
Perlu diketahui, waktu pembayaran cicilan pertama setelah akad kredit rumah dibayar itu berbeda-beda.
Misalnya saja BTN, angsuran pertama KPR BTN dibayarkan 1-2 bulan setelah akad dilakukan.
Untuk bank lain, bisa saja waktu pembayarannya sama atau berbeda.
Agar tak bingung, Anda mesti melihat penjelasan terkait cicilan rumah pertama setelah akad di bawah ini.
Jadi bisa lebih matang dalam mempersiapkan biaya saat beli rumah baru seperti di Podomoro Park Bandung.
{"attributes":{"type":"udp","pdp_id":["nps1697"],"custom_title":"Rekomendasi Rumah KPR"},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[{"uuid":"3aa6b560-7090-49a0-bd1b-accf2eead042","agent":{"organization":{"uuid":"d33c6916-4681-46ac-82ae-eecc73f3ad7e","name":"PT. Agung Podomoro Land, Tbk","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/250x250-fit\/developer\/logo\/developer-index-1481083146.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/developer\/logo\/developer-index-1481083146.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/developer\/logo\/developer-index-1481083146.jpg","order":0}]}],"contacts":[{"contactType":1,"type":"EMAIL","value":"evergreen@99.co"},{"contactType":3,"type":"WHATSAPP","value":"+6281952984809"},{"contactType":2,"type":"PHONE_NUMBER","value":"+6281952984809"}],"url":"\/properti-baru\/developer\/pt-agung-podomoro-land-tbk\/824\/"}},"location":{"uuid":"0c673d74-8635-4c53-9377-99b710c03908","level":0,"name":"Buah Batu","locationType":0,"text":"Buah Batu, Bandung"},"originId":{"value":"nps1697","formattedValue":"nps1697"},"price":{"minValue":900000000,"maxValue":8000000000,"currencyType":360,"display":"Rp 900 Juta - 8 Miliar","offer":900000000,"unitType":0,"subDisplay":""},"title":"Podomoro Park Bandung","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715153492_663b2a5438f73ads_images_1697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715153492_663b2a5438f73ads_images_1697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715153492_663b2a5438f73ads_images_1697.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715153883_siteplan_1697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715153883_siteplan_1697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715153883_siteplan_1697.jpg","order":0}]},{"mediaType":"FACILITY","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623060475_facility_121697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623060475_facility_121697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623060475_facility_121697.jpg","order":304},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623060497_facility_191697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623060497_facility_191697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623060497_facility_191697.jpg","order":305},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623060542_facility_371697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623060542_facility_371697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623060542_facility_371697.jpg","order":306},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623060588_facility_101697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623060588_facility_101697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623060588_facility_101697.jpg","order":307},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623060729_facility_41697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623060729_facility_41697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623060729_facility_41697.jpg","order":308},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623061006_facility_11697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623061006_facility_11697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623061006_facility_11697.jpg","order":309},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1649736343_facility_151697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1649736343_facility_151697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1649736343_facility_151697.jpg","order":310},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1681362659_facility_131697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1681362659_facility_131697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1681362659_facility_131697.jpg","order":311},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1681362734_facility_261697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1681362734_facility_261697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1681362734_facility_261697.jpg","order":312},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1681362771_facility_171697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1681362771_facility_171697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1681362771_facility_171697.jpg","order":313},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1681362799_facility_61697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1681362799_facility_61697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1681362799_facility_61697.jpg","order":314},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1681362827_facility_111697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1681362827_facility_111697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1681362827_facility_111697.jpg","order":315},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1681362906_facility_71697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1681362906_facility_71697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1681362906_facility_71697.jpg","order":316}]},{"mediaType":"VR360","mediaInfo":[{"mediaUrl":"https:\/\/properview.rumah123.com\/podomoro-park\/?src=pdp","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715153492_663b2a5438f73ads_images_1697.jpg","formatUrl":"https:\/\/properview.rumah123.com\/podomoro-park\/?src=pdp","order":1}]},{"mediaType":"BACKGROUND","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715153492_663b2a5438f73ads_images_1697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715153492_663b2a5438f73ads_images_1697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715153492_663b2a5438f73ads_images_1697.jpg","order":0},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1668500448_63734be07802cads_images_1697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1668500448_63734be07802cads_images_1697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1668500448_63734be07802cads_images_1697.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1686883851_648bce0bceefbads_images_1697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1686883851_648bce0bceefbads_images_1697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1686883851_648bce0bceefbads_images_1697.jpg","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1686885061_648bd2c5aa609ads_images_1697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1686885061_648bd2c5aa609ads_images_1697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1686885061_648bd2c5aa609ads_images_1697.jpg","order":4},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1686902006_648c14f6034adads_images_1697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1686902006_648c14f6034adads_images_1697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1686902006_648c14f6034adads_images_1697.jpg","order":5},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707011770_65beeeba6b530ads_images_1697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707011770_65beeeba6b530ads_images_1697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707011770_65beeeba6b530ads_images_1697.jpg","order":6},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715153478_663b2a46b487cads_images_1697.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715153478_663b2a46b487cads_images_1697.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715153478_663b2a46b487cads_images_1697.jpg","order":7}]},{"mediaType":"LOGO","mediaInfo":[{"mediaUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/1697\/1594705208_5f0d45384b671ads_logo_1697.png","thumbnailUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/1697\/1594705208_5f0d45384b671ads_logo_1697.png","formatUrl":"https:\/\/d3p0bla3numw14.cloudfront.net\/primary_property\/project\/1697\/1594705208_5f0d45384b671ads_logo_1697.png","order":0}]}],"primaryProject":{"subUnits":[{"name":"Patragriya","properties":[{"title":"Avanya","description":" ","uuid":"2caa8656-0d69-41ce-be34-1977d10d814d","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1710917361_171091736165fa86f11e349ads_images_8322.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1710917361_171091736165fa86f11e349ads_images_8322.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1710917361_171091736165fa86f11e349ads_images_8322.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1710917329_65fa86d1b31d0floorplan_1710917329.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1710917329_65fa86d1b31d0floorplan_1710917329.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1710917329_65fa86d1b31d0floorplan_1710917329.jpeg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"70","formattedValue":"70 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"31","formattedValue":"31 m\u00b2"},"bedrooms":null,"bathrooms":null,"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":1000000000,"maxValue":1000000000,"currencyType":360,"display":"Rp 1 Miliar","offer":1000000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/avanya\/hos18322\/"},{"title":"Avega","description":" ","uuid":"d0ac00e5-d118-421a-89aa-13c54edddc1d","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1710917446_171091744665fa8746bad97ads_images_8323.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1710917446_171091744665fa8746bad97ads_images_8323.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1710917446_171091744665fa8746bad97ads_images_8323.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1710917438_65fa873ed5cc0floorplan_1710917438.jpeg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1710917438_65fa873ed5cc0floorplan_1710917438.jpeg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1710917438_65fa873ed5cc0floorplan_1710917438.jpeg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"60","formattedValue":"60 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"29","formattedValue":"29 m\u00b2"},"bedrooms":null,"bathrooms":null,"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":900000000,"maxValue":900000000,"currencyType":360,"display":"Rp 900 Juta","offer":900000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/avega\/hos28323\/"}]},{"name":"Wangsagriya","properties":[{"title":"Arana Eka","description":"[\"Pondasi : Tiang pancang \",\"Struktur : Beton Bertulang \",\"Dinding luar & dalam : bata plester aci \",\"Lantai : Kamar Utama & Ruang Utama: Homogeneous Tile, Carport : Keramik \"]","uuid":"06c7663f-12b4-43dc-830c-cbd7b84ce258","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715150995_1715150995663b2093bc5b7ads_images_1715150995.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715150995_1715150995663b2093bc5b7ads_images_1715150995.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715150995_1715150995663b2093bc5b7ads_images_1715150995.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715151125_663b21154e15bfloorplan_8512.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715151125_663b21154e15bfloorplan_8512.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715151125_663b21154e15bfloorplan_8512.jpg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"82","formattedValue":"82 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"72","formattedValue":"72 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"1","formattedValue":"1"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":1700000000,"maxValue":1700000000,"currencyType":360,"display":"Rp 1,7 Miliar","offer":1700000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/arana-eka\/hos18512\/"},{"title":"Grand Calya","description":"[\"Pondasi : Tiang pancang \",\"Struktur : Beton Bertulang \",\"Dinding luar & dalam : bata plester aci \",\"Lantai : Kamar Utama & Ruang Utama: Homogeneous Tile, Carport : Keramik \"]","uuid":"7d7a94ae-3218-473e-acff-25796f0a45f6","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715151617_1715151617663b230119dcbads_images_8515.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715151617_1715151617663b230119dcbads_images_8515.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715151617_1715151617663b230119dcbads_images_8515.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715151560_663b22c8db496floorplan_1715151560.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715151560_663b22c8db496floorplan_1715151560.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715151560_663b22c8db496floorplan_1715151560.jpg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"130","formattedValue":"130 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"126","formattedValue":"126 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"3","formattedValue":"3"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":2900000000,"maxValue":2900000000,"currencyType":360,"display":"Rp 2,9 Miliar","offer":2900000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/grand-calya\/hos38515\/"}]},{"name":"Sadyagriya","properties":[{"title":"Amala Eka","description":"[\"Pondasi : Tiang pancang \",\"Struktur : Beton Bertulang \",\"Dinding luar & dalam : bata plester aci \",\"Lantai : Kamar Utama & Ruang Utama: Homogeneous Tile, Carport : Bare Concrete\"]","uuid":"238632d1-df8e-4157-a617-74b298ce424b","medias":[{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715150053_663b1ce53fea0floorplan_8508.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715150053_663b1ce53fea0floorplan_8508.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715150053_663b1ce53fea0floorplan_8508.jpg","order":0}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715150016_1715150016663b1cc0a3bc9ads_images_1715150016.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715150016_1715150016663b1cc0a3bc9ads_images_1715150016.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715150016_1715150016663b1cc0a3bc9ads_images_1715150016.jpg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"90","formattedValue":"90 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"73","formattedValue":"73 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"1","formattedValue":"1"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":1600000000,"maxValue":1600000000,"currencyType":360,"display":"Rp 1,6 Miliar","offer":1600000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/amala-eka\/hos18508\/"},{"title":"Asha Deluxe","description":"[\"Pondasi : Tiang pancang \",\"Struktur : Beton Bertulang \",\"Dinding luar & dalam : bata plester aci \",\"Lantai : Kamar Utama & Ruang Utama: Homogeneous Tile, Carport : Bare Concrete\"]","uuid":"78eccec7-1600-4cce-bb31-de5b4d3454f1","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715150656_1715150656663b1f40505a3ads_images_1715150656.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715150656_1715150656663b1f40505a3ads_images_1715150656.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715150656_1715150656663b1f40505a3ads_images_1715150656.jpg","order":0}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1715150769_663b1fb109f70floorplan_8511.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1715150769_663b1fb109f70floorplan_8511.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1715150769_663b1fb109f70floorplan_8511.jpg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"96","formattedValue":"96 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"94","formattedValue":"94 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"2","formattedValue":"2"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"2","formattedValue":"2"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":2100000000,"maxValue":2100000000,"currencyType":360,"display":"Rp 2,1 Miliar","offer":2100000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/asha-deluxe\/hos28511\/"}]},{"name":"Brahmapuri","properties":[{"title":"Tanaya","description":"[\"Pondasi : Tiang Pancang \",\"Struktur : Beton Bertulang \",\"Dinding : Bata Plester Aci \",\"Penutup Atap : Genteng Bitumen \",\"Daya Listirk : 4400 VA\"]","uuid":"79946f45-94b7-44c9-adc4-43a08fdd3770","medias":[{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623052033_60bdcf0189736floorplan_5132.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623052033_60bdcf0189736floorplan_5132.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623052033_60bdcf0189736floorplan_5132.jpg","order":0}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623052261_162305226160bdcfe5c7c86ads_images_5132.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623052261_162305226160bdcfe5c7c86ads_images_5132.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623052261_162305226160bdcfe5c7c86ads_images_5132.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707012026_170701202665beefba9564eads_images_5132.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707012026_170701202665beefba9564eads_images_5132.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707012026_170701202665beefba9564eads_images_5132.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707012032_170701203265beefc03837eads_images_5132.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707012032_170701203265beefc03837eads_images_5132.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707012032_170701203265beefc03837eads_images_5132.jpg","order":3}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"140","formattedValue":"140 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"147","formattedValue":"147 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"4","formattedValue":"4"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":4000000000,"maxValue":4000000000,"currencyType":360,"display":"Rp 4 Miliar","offer":4000000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/tanaya\/hos15132\/"},{"title":"Askara","description":"[\"Pondasi : Tiang Pancang \",\"Struktur : Beton Bertulang \",\"Dinding : Bata Plester Aci \",\"Penutup Atap : Genteng Bitumen \",\"Daya Listirk : 4400 VA\"]","uuid":"29138c7c-2779-4907-8323-db82f8730598","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707011805_170701180565beeeddd36d5ads_images_5133.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707011805_170701180565beeeddd36d5ads_images_5133.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707011805_170701180565beeeddd36d5ads_images_5133.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623052109_162305210960bdcf4d6617aads_images_5133.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623052109_162305210960bdcf4d6617aads_images_5133.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623052109_162305210960bdcf4d6617aads_images_5133.jpg","order":1},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1668500433_166850043363734bd1539dfads_images_5133.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1668500433_166850043363734bd1539dfads_images_5133.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1668500433_166850043363734bd1539dfads_images_5133.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707012105_170701210565bef00993471ads_images_5133.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707012105_170701210565bef00993471ads_images_5133.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707012105_170701210565bef00993471ads_images_5133.jpg","order":4},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707012110_170701211065bef00def8f6ads_images_5133.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707012110_170701211065bef00def8f6ads_images_5133.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707012110_170701211065bef00def8f6ads_images_5133.jpg","order":5},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707012110_170701211065bef00e0fc6fads_images_5133.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707012110_170701211065bef00e0fc6fads_images_5133.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707012110_170701211065bef00e0fc6fads_images_5133.jpg","order":6}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623052123_60bdcf5b73266floorplan_5133.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623052123_60bdcf5b73266floorplan_5133.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623052123_60bdcf5b73266floorplan_5133.jpg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"176","formattedValue":"176 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"172","formattedValue":"172 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"4","formattedValue":"4"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":5000000000,"maxValue":5000000000,"currencyType":360,"display":"Rp 5 Miliar","offer":5000000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/askara\/hos25133\/"},{"title":"Sagara","description":"[\"Pondasi : Tiang Pancang \",\" Struktur : Beton Bertulang \",\"Dinding : Bata Plester Aci \",\"Penutup Atap : Genteng Bitumen \",\"Daya Listirk : 4400 VA\"]","uuid":"c34e2e7f-360b-4ec8-bea3-00d21f982936","medias":[{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623052301_162305230160bdd00d6da7eads_images_5134.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623052301_162305230160bdd00d6da7eads_images_5134.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623052301_162305230160bdd00d6da7eads_images_5134.jpg","order":0}]},{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707012134_170701213465bef026c1e11ads_images_5134.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707012134_170701213465bef026c1e11ads_images_5134.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707012134_170701213465bef026c1e11ads_images_5134.jpg","order":2},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707012139_170701213965bef02b7b241ads_images_5134.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707012139_170701213965bef02b7b241ads_images_5134.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707012139_170701213965bef02b7b241ads_images_5134.jpg","order":3},{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1707012139_170701213965bef02b8fd74ads_images_5134.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1707012139_170701213965bef02b8fd74ads_images_5134.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1707012139_170701213965bef02b8fd74ads_images_5134.jpg","order":4}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/pic.rumah123.com\/r123\/750x560-crop\/primary_property\/project\/1697\/1623052321_60bdd021ae9e0floorplan_5134.jpg","thumbnailUrl":"https:\/\/pic.rumah123.com\/r123\/250x160-fit\/primary_property\/project\/1697\/1623052321_60bdd021ae9e0floorplan_5134.jpg","formatUrl":"https:\/\/pic.rumah123.com\/r123\/{width}x{height}-{scale}\/primary_property\/project\/1697\/1623052321_60bdd021ae9e0floorplan_5134.jpg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"198","formattedValue":"198 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"230","formattedValue":"230 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"4","formattedValue":"4"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":8000000000,"maxValue":8000000000,"currencyType":360,"display":"Rp 8 Miliar","offer":8000000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/sagara\/hos35134\/"}]},{"name":"Naragriya","properties":[{"title":"Student House","description":" ","uuid":"e15018e0-664c-4b4d-b61c-9e1cd42fcb5f","medias":[{"mediaType":"REGULAR","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-26-12-39-59-e75901dc-8a23-42ee-898c-50d43bcd9d7a.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-26-12-39-59-e75901dc-8a23-42ee-898c-50d43bcd9d7a.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-26-12-39-59-e75901dc-8a23-42ee-898c-50d43bcd9d7a.jpg","order":1}]},{"mediaType":"SITEPLAN","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-26-12-40-20-5d3d13e5-8112-4aa9-b499-45c1fff9738c.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-26-12-40-20-5d3d13e5-8112-4aa9-b499-45c1fff9738c.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-26-12-40-20-5d3d13e5-8112-4aa9-b499-45c1fff9738c.jpg","order":0}]},{"mediaType":"COVER","mediaInfo":[{"mediaUrl":"https:\/\/picture.rumah123.com\/r123-images\/750x560-crop\/customer\/543233\/2024-07-26-12-39-17-31213f54-9cb6-43f7-8fe7-35c11c9896b1.jpg","thumbnailUrl":"https:\/\/picture.rumah123.com\/r123-images\/250x160-fit\/customer\/543233\/2024-07-26-12-39-17-31213f54-9cb6-43f7-8fe7-35c11c9896b1.jpg","formatUrl":"https:\/\/picture.rumah123.com\/r123-images\/{width}x{height}-{scale}\/customer\/543233\/2024-07-26-12-39-17-31213f54-9cb6-43f7-8fe7-35c11c9896b1.jpg","order":0}]}],"attributes":{"landSize":{"name":"landSize","label":"Luas Tanah","value":"70","formattedValue":"70 m\u00b2"},"buildingSize":{"name":"buildingSize","label":"Luas Bangunan","value":"146","formattedValue":"146 m\u00b2"},"bedrooms":{"name":"bedrooms","label":"Kamar","value":"10","formattedValue":"10"},"bathrooms":{"name":"bathrooms","label":"Kamar Mandi","value":"3","formattedValue":"3"},"carports":null},"propertyType":{"name":"propertyType","label":"Tipe Properti","value":"0","formattedValue":"Rumah"},"price":{"minValue":2300000000,"maxValue":2300000000,"currencyType":360,"display":"Rp 2,3 Miliar","offer":2300000000,"unitType":0,"subDisplay":""},"location":{"uuid":"","level":0,"name":"","locationType":0,"text":""},"subtitle":"","url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/student-house\/hos8957\/"}]}]},"url":"\/perumahan-baru\/properti\/bandung\/podomoro-park-bandung\/nps1697\/"}]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}
Mengenal Pelaksanaan Pra-akad Kredit Rumah
Ada pelaksanaan pra-akad kredit rumah sebelum melaksanakan akad kredit.
Pada tahap ini, pihak bank menjelaskan beberapa hal, seperti:
ketentuan umum,
jangka waktu kredit,
ketentuan suku bunga, dan
besaran angsuran yang mesti dibayar.
Kemudian, pihak bank juga akan bertanya mengenai skema yang sesuai dan diinginkan oleh calon debitur.
Lalu, pihak bank juga akan meminta calon debitur menjelaskan informasi seputar data diri dan memilih tenor pinjaman.
Pada tahap ini, banyak juga calon debitur yang tidak lolos verifikasi setelah proses analisis dari pihak bank.
Karena itu, calon debitur mesti mengetahui dulu kemampuan KPR masing-masing. Caranya, bisa melalui fitur yang disediakan Rumah123 berikut ini:
Simulasi Kemampuan KPR
Cari tahu kemampuan cicilan KPR berdasarkan penghasilan.
Hasil Simulasi
Memuat hasil simulasi...
Harga Properti Maksimal
Rp.
3.673.377.053
Angsuran maksimal yang disarankan
Rp.
30.000.000
Uang muka yang harus disiapkan
Rp.
734.675.411
*Hasil berdasarkan suku bunga terendah di Rumah123, dan asumsi kamu tidak
memiliki cicilan bulanan lain yang berjalan saat ini.
Bantu Saya Dapatkan KPR
Jika pengajuan KPR disetujui, akan terbit Surat Penegasan Persetujuan Pemberian Kredit (SP3K) yang berisi biaya dan ketentuan proses akad.
Berikutnya, tanda tangan akad kredit pun akan dilakukan.
Dokumen yang Diterima Setelah Akad Kredit KPR
Setelah proses akad kredit KPR, debitur akan menerima hak sebagai pembeli rumah.
Hak yang dimaksud adalah dokumen penting yang menjadi bukti adanya perjanjian pembelian rumah melalui kredit dan dokumen penting lainnya.
Berikut beberapa dokumen yang didapatkan setelah akad kredit KPR:
Akta Jual Beli ( AJB )
Fotokopi Sertifikat Hak Atas Tanah
Surat Perjanjian Kredit
Surat Pengakuan Hutang dan Kuasa Menjual
Polis Asuransi
Sertifikat Izin Mendirikan Bangunan ( IMB )
Surat Kuasa Memberikan Hak Tanggungan ( SKMHT )
Nah, setelah proses ini, barulah Anda akan melakukan pembayaran cicilan pertama setelah akad kredit rumah.
Pembayaran Cicilan Pertama Setelah Akad Kredit
Anda otomatis menjadi pemilik sah dari rumah yang dibeli setelah proses akad.
Namun untuk serah terima kunci, waktunya berbeda-beda.
Jika Anda membeli rumah siap huni , serah terima kunci bisa segera dilakukan.
Namun apabila rumahnya berstatus inden, Anda masih harus menunggu lagi beberapa waktu hingga pembangunannya selesai.
Simulasi KPR Bank OCBC
Hitung pembiayaan KPR Bank OCBC dengan bunga terbaik di Rumah123
Angsuran/bulan mulai dari
Memuat hasil simulasi...
Tahun ke-4 dan Seterusnya
Estimasi Bunga 12%
Rp. 2.539.642
Tanya KPR
Dan meski rumahnya belum bisa ditempati, proses cicilan pertama setelah akad kredit masih tetap harus dibayarkan.
Jadi, pastikan Anda mengetahui nomor debitur yang dikeluarkan pihak bank ketika akad kredit berlangsung.
Nomor 16 digit itu dapat ditemukan pada surat perjanjian kredit.
Fungsinya adalah sebagai kode pembayaran nonautodebit dan sebagai nomor identitas debitur.
Perlu diketahui pula, pada saat pembayaran cicilan pertama setelah akad kredit, Anda biasanya wajib membayar biaya lainnya, mulai dari biaya provisi , asuransi, dan appraisal.
Baca juga :
Rincian Biaya Akad KPR dalam Transaksi Jual-Beli Rumah
Metode Pembayaran dan Konsekuensi Telat Bayar KPR
Ada beberapa cara yang bisa dipilih oleh debitur dalam membayar cicilan KPR.
Pertama, ada sistem autodebit dari rekening. Proses in membuat debitur tak perlu repot menyetorkan uang melalui teller atau mesin ATM.
Kedua, ada cara membayar dengan secara langsung menyetorkannya ke bank.
Hal lain yang mesti diperhatikan seputar pembayaran cicilan KPR adalah soal konsekuensi telat bayar.
Ambil contoh, Anda dan pihak bank telah sepakat, cicilan KPR wajib dibayarkan pada tanggal 7 setiap bulannya.
Jika ingin setor langsung ke bank, Anda harus membayarnya sebelum tanggal 7.
Sementara itu, apabila ingin menggunakan sistem autodebit, Anda harus memastikan jumlah saldo dalam rekeningnya cukup sebelum tanggal 7.
{"attributes":{"type":"banner","custom_title":"KPR dari Rumah123","custom_link":"https:\/\/www.rumah123.com\/kpr\/?utm_source=panduan123&utm_medium=artikel&utm_campaign=kpr&utm_term=kpr","custom_desc":"Solusi Punya Rumah Jadi Lebih Mudah","custom_cta":"Bantu Saya Dapatkan KPR","custom_background":"https:\/\/events.rumah123.com\/wp-content\/uploads\/sites\/38\/2021\/06\/13152029\/srp.jpg, https:\/\/events.rumah123.com\/wp-content\/uploads\/sites\/38\/2021\/06\/13152029\/srp.jpg","pdp_id":[""]},"pdp":{"data":{"GetPropertiesByOriginID":{"properties":[]}}},"strapi":null,"baseUrl":"https:\/\/www.rumah123.com"}
Tips agar Cicilan KPR Berjalan Lancar
Setelah membayar cicilan KPR pertama, tentu Anda harus membayar cicilan-cicilan berikutnya, sampai lunas.
Berikut adalah beberapa tips yang bisa diikuti agar cicilan KPR berjalan lancar.
1. Siapkan Dana Khusus
Sebaiknya, buat rekening terpisah untuk pembayaran cicilan agar tidak tercampur dengan kebutuhan lain.
Atau, jika Anda memiliki tabungan di bank digital, bisa memanfaatkan fitur pemisahan pocket agar dana untuk cicilan bisa dipisahkan.
2. Pantau Keuangan
Evaluasi secara rutin pengeluaran bulanan untuk memastikan alokasi dana KPR tetap stabil.
Pastikan tidak ada pengeluaran berlebihan pada aspek yang tidak terlalu krusial.
3. Pertimbangkan Refinancing
Jika bunga terlalu tinggi, pertimbangkan untuk mengajukan refinancing untuk meringankan cicilan.
Ada juga beberapa bank yang menerima take over KPR, sehingga Anda bisa mendapatkan tenor lebih panjang agar cicilan lebih ringan.
4. Siapkan Dana Darurat
Siapkan juga dana cadangan setara 3-6 bulan cicilan, untuk mengantisipasi kondisi darurat.
Dana ini bisa digunakan jika Anda tidak memiliki penghasilan karena alasan tertentu.
Baca juga: Biaya Take Over KPR dari Sejumlah Bank di Indonesia
***
Nah, itu dia beberapa penjelasan seputar waktu pembayaran cicilan pertama setelah akad kredit rumah.
Sudah paham proses pembayaran cicilan pertama setelah akad kredit?
Jika belum, Anda bisa bertanya di forum Teras123!
Tentang Saya
Yongky Yulius adalah penulis yang memiliki pengalaman lebih dari lima tahun. Pernah jadi reporter & editor berita di media massa. Kini fokus mengulas soal desain rumah, info KPR, dan tips jual-beli properti.
10 Februari 2025
25 Ide Rumah Minimalis Modern yang Simpel tapi Cantik
Rumah minimalis modern memiliki desain yang cantik, simpel, mudah dirawat, dan gampang didekorasi. Keunggulan lainnya, rumah minimalis modern pun memiliki nilai yang tinggi karena tampilannya yang trendi. Dengan berbagai kelebihannya tersebut, rumah minimalis adalah konsep hunian yang ini sekarang tengah digandrungi masyarakat. Banyak yang ingin merenovasi rumah jadulnya agar memiliki desain minimalis modern. Apakah kamu…
Yongky Yulius
11 min read
07 Februari 2025
Mengenal Fitur Sundul untuk Agen Properti: Kegunaan & Cara Pakainya
Beragam fitur telah dihadirkan Rumah123 agar iklan dari agen properti bisa mendapatkan banyak leads. Salah satu fitur bermanfaat adalah Sundul. Salah satu fitur Rumah123 ini memungkinkan agen bisa meningkatkan posisi iklannya secara instan ke paling atas di kelasnya. Hanya dengan menekan satu tombol saja, agen properti sudah bisa mengaktifkan fitur Sundul. Bagaimana langkah-langkah Sundul iklan?…
Yongky Yulius
4 min read
11 Februari 2025
Begini Cara Menjual Rumah Melalui Agen Properti & Keunggulannya
Ingin mengetahui cara menjual rumah melalui agen properti? Ada beberapa langkah mudah yang bisa Anda ikuti. Seperti diketahui, agen properti adalah pihak yang menjembatani antara penjual dan pembeli properti. Dengan bantuan agen properti, rumah yang dijual berpotensi lebih cepat laku ketimbang Anda harus memasarkannya sendiri. Itu karena agen properti yang berpengalaman pasti memiliki cara kerja…
Yongky Yulius
8 min read
03 Februari 2025
8 Desain Roster Keramik, Pas Buat Rumah Minimalis hingga Klasik
Selain roster bermaterial beton, kini roster keramik juga ada yang lebih mengkilap dan anti tampias. Kendati demikian, penggunaannya memang belum sepopuler roster beton. Padahal, roster keramik memiliki banyak keunggulan: tampilannya bisa membuat rumah lebih elegan, materialnya tahan lama, dan perawatannya lebih mudah. Bagi kamu yang berencana menggunakan roster keramik, lihat dulu beberapa contoh desainnya berikut…
Yongky Yulius
4 min read
03 Februari 2025
7 Variasi Roster untuk Dapur yang Stylish dan Fungsional
Memasang roster untuk dapur adalah sebuah keharusan, apalagi jika kamu tak ingin menggunakan exhaust fan. Roster menjadi ventilasi yang baik, tempat keluarnya asap hasil dari proses memasak di dapur. Dengan memasang dinding roster untuk dapur, ruangan tempat memasak jadi tidak pengap. Ingin memasang lubang angin roster untuk dapur dalam waktu dekat? Mari lihat beberapa variasi…
Yongky Yulius
4 min read
11 Februari 2025
13 Aplikasi Jual Beli Rumah, Gratis & Berbayar
Sekarang ini sudah banyak aplikasi jual beli rumah yang tersedia. Anda bisa mengunduhnya dan menggunakannya untuk keperluan menjual, membeli, atau menyewa properti. Masing-masing aplikasi jual beli rumah online tersebut pun memiliki fitur dan keunggulannya tersendiri. Misalnya ada fitur pengajuan KPR, fitur cari agen, fitur mencari properti sesuai lokasi kota, dan yang paling penting bisa digunakan…
Yongky Yulius
9 min read
11 Februari 2025
5 Rekomendasi Jasa Jual Rumah Cepat, Harga Terjangkau!
Memasarkan rumah sampai bisa terjual adalah proses yang tidak sebentar. Terkadang, membutuhkan waktu bertahun-tahun sampai rumah yang ditawarkan akhirnya dibeli. Di sinilah jasa jual rumah cepat hadir, menjadi solusi untuk membantu proses penjualan properti residensial agar cepat laku. Jika tertarik menggunakan jasa jual rumah cepat, kami memiliki beberapa rekomendasi penyedia jasanya. 1. Situs Jual Beli…
Yongky Yulius
9 min read
03 Februari 2025
8 Rekomendasi Perumahan Sawangan Depok & Sekitarnya, Harga Terjangkau!
Memilih tinggal di perumahan Sawangan Depok atau daerah sekitarnya bisa membuat Anda hidup nyaman. Pasalnya, daerah Sawangan memiliki akses tol melalui Gerbang Tol Sawangan yang memudahkan akses dari Depok ke Jakarta. Selain itu, fasilitas publik di Sawangan termasuk lengkap. Ada pusat perbelanjaan seperti Lulu Hypermart, Farmers Market, hingga beberapa sekolah negeri dan swasta. Jika tertarik…
Yongky Yulius
5 min read
03 Februari 2025
10 Daftar Perumahan Karawang dengan Harga Terbaik
Karawang adalah salah satu lokasi yang banyak diincar untuk berburu kerja. Itu karena kawasan ini memiliki banyak lapangan kerja berupa pabrik, memiliki UMK tinggi, dan infrastruktur yang sudah terbangun secara baik. Seiring dengan hal tersebut, kebutuhan akan tempat tinggal pun meningkat. Para pekerja tentu membutuhkan hunian yang nyaman sebagai tempat istirahat setelah lelah bekerja. Untungnya,…
Yongky Yulius
7 min read
31 Januari 2025
10 Ide Warna Cat Kamar Anak Laki-laki, Nyaman Buat Belajar
Berencana membuat kamar tidur untuk anak laki-lakimu? Kamu mesti memilih warna cat kamar yang pas. Biasanya, warna yang dipilih oleh anak laki-laki adalah yang bernuansa cerah atau maskulin. Misalnya, warna merah yang memiliki kesan dinamis dan berani, dan warna biru yang memberikan kesan tenang dan nyaman. Melalui artikel ini, kamu bisa menemukan sejumlah ide warna…
Yongky Yulius
5 min read
31 Januari 2025
10 Ide Pagar Rumah Subsidi Bergaya Minimalis Modern
Ada banyak inspirasi untuk membangun pagar rumah subsidi yang bisa mempercantik hunianmu. Mulai dari desain pagar minimalis, pagar bernuansa gelap, hingga pagar yang cocok dipadukan dengan unsur alami seperti tanaman hijau. Ya, rumah subsidi boleh direnovasi termasuk mengganti atau menambahkan pagar, asalkan renovasi tersebut tidak melanggar aturan yang telah ditetapkan oleh pemerintah. Jadi, jika kamu…
Yongky Yulius
5 min read
31 Januari 2025
10 Model Rumah Mewah 2 Lantai Klasik, Tampilannya Berkelas!
Desain rumah mewah 2 lantai klasik merupakan desain berkelas yang memberikan kenyamanan serta kebanggaan. Tak heran menjadi salah satu desain favorit bagi siapa pun yang punya bujet berlebih untuk membangun hunian. Ketika ditempatkan di kompleks perumahan, desain rumah klasik bernuansa mewah bisa tampil mencolok. Yang melintas akan memperhatikan setiap detail yang ada pada ornamen dan…
Yongky Yulius
5 min read