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Mengenal SiKasep Rumah Subsidi dan Panduan Penggunaannya

Terakhir diperbarui 02 Agustus 2023 · 5 min read · by Septian Nugraha

sikasep rumah subsidi

Aplikasi SiKasep adalah platform digital yang dikembangkan oleh Pusat Pengelolaan Dana Pembiayaan Perumahan (PPDPP) Kementerian PUPR.

Aplikasi ini dibuat untuk memudahkan masyarakat yang ingin mengakses berbagai informasi terkait rumah subsidi dan pengajuan Kredit Pemilikan Rumah (KPR) bersubsidi.

Informasi yang termuat dalam aplikasi SiKasep rumah subsidi terbilang lengkap.

Selain informasi mengenai harga, lokasi dan pengembang, calon pembeli dapat melihat bentuk rumah secara jelas.

Sehingga masyarakat tidak perlu melakukan survey rumah langsung untuk mengetahui bentuk dan spesifikasi bangunan.

Bahkan di dalam aplikasi yang mulai dikembangkan sejak Desember 2019 itu, sudah ada informasi mengenai proses transaksi dan cara pengajuan KPR subsidi ke lembaga perbankan.

Nah, untuk mengetahui fitur-fitur yang tersedia di aplikasi SiKasep rumah subsidi dan cara menggunakannya, Anda bisa menyimak ulasan lengkapnya dalam artikel ini.

Baca juga:

Begini Ketentuan Gaji Minimal KPR Subsidi Terbaru

Fitur-Fitur dan Persyaratan Registrasi SiKasep Rumah Subsidi

fitur aplikasi sikasep rumah subsidi

Aplikasi SiKasep perumahan subsidi memiliki beragam fitur yang memudahkan masyarakat untuk mengakses berbagai informasi mengenai ketersediaan rumah, harga dan proses pembeliannya.

Informasi-informasi tersebut termuat dalam sejumlah fitur yang terdiri dari:

Lokasi Rumah Idaman

Fitur “Lokasi Rumah Idaman” memuat informasi mengenai ketersediaan unit hunian bersubsidi yang berada di lokasi sekitar pengguna.

Mengingat aplikasi SiKasep rumah subsidi sudah berbasis koordinat, sehingga pengguna dapat dengan mudah menemukan rumah idaman sesuai titik lokasinya saat ini.

Perumahan Sekitar Rumah Idaman

Namun apabila di lokasi pengguna tidak tersedia daftar perumahan subsidi, maka pengguna bisa mengakses fitur “Perumahan Sekitar Rumah Idaman”.

Fitur ini akan membantu pengguna menemukan perumahan subsidi yang lokasinya tidak jauh dari titik lokasi mereka.

Pilih Bank KPR FLPP

Jika sudah menemukan hunian idaman, pengguna dapat mengakses fitur “Pilih Bank KPR FLPP”.

Dalam fitur tersebut, pengguna dapat mengakses pilihan bank penyedia layanan KPR FLPP beserta tata cara pengajuannya.

Cek Status Pengajuan KPR

Apabila KPR telah diajukan, pengguna juga bisa mengecek status pengajuan KPR lewat fitur “Cek Status Pengajuan KPR”.

Kalkulator KPR Sejahtera FLPP

Fitur menarik lain yang ada di aplikasi SiKasep perumahan subsidi adalah, fitur Kalkulator KPR Sejahtera FLPP.

Fitur ini dapat dimanfaatkan pengguna untuk melakukan simulasi KPR untuk mengetahui kisaran jumlah cicilan per bulan, dan harga rumah yang bisa dibeli sesuai kemampuan finansial.

Masih banyak fitur-fitur lain yang tersedia di aplikasi SiKasep, mulai dari fitur “Galeri Rumah Sejahtera FLPP”, “Tata Cara Penggunaan Aplikasi” dan lain sebagainya.

Jika hendak menggunakan aplikasi SiKasep untuk menemukan hunian idaman, ada 2 persyaratan registrasi yang harus dipenuhi.

Pertama, Anda harus mengaktifkan GPS pada ponsel, sebelum mengunduh aplikasi tersebut.

Kedua, data diri yang dimasukan ketika melakukan registrasi harus valid. Artinya, Anda harus memasukan data diri sesuai dengan yang tercantum dalam KTP.

Baca juga:

Inilah Syarat KPR untuk Rumah Komersil dan Subsidi

Cara Menggunakan SiKasep Rumah Subsidi

cara menggunakan sikasep rumah subsidi

Bagaimana, apakah Anda tertarik menggunakan aplikasi SiKasep rumah subsidi untuk menemukan rumah idaman?

Jika tertarik, berikut ini ada ulasan mengenai panduan penggunaan aplikasi tersebut. Berikut pembahasannya:

Unduh di Google Play Store

Tidak sulit untuk menemukan SiKasep rumah subsidi, karena aplikasi ini telah tersedia di platform PlayStore.

Jadi, Anda tinggal masuk ke aplikasi PlayStore dan mengetikkan “SiKasep” setelah itu Anda bisa langsung menginstal aplikasi tersebut.

Daftarkan Diri

Setelah proses install, Anda bisa masuk ke aplikasi tersebut dan memilih menu “daftar”. Di sana, Anda bisa memasukkan data diri sesuai KTP.

Swafoto dan Foto KTP

Setelah itu, sistem akan meminta verifikasi wajah dan KTP Anda. Pada tahap ini, Anda tinggal berswafoto sembari memegang KTP.

Setelah itu, sistem pada aplikasi akan meminta Anda untuk memfoto KTP, di frame yang telah disediakan.

Masuk ke Aplikasi

Setelah berhasil melewati proses verifikasi Anda bisa masuk ke aplikasi, dan mencoba berbagai fitur yang telah disebutkan di atas.

Jika ingin langsung mencari rumah, Anda bisa langsung masuk ke fitur “Lokasi Rumah Idaman”.

Setelah menemukan hunian yang sesuai, selanjutnya Anda bisa masuk ke fitur “Bank KPR FLPP”.

Di sini Anda bisa memilih program KPR bersubsidi yang disediakan oleh sejumlah lembaga perbankan layanan KPR yang sudah ditunjuk oleh pemerintah.

Lakukan proses pengajuan sesuai instruksi yang termuat dalam aplikasi.

Cara Cek Status Pengajuan KPR Subsidi

Apabila sudah mengajukan KPR untuk membeli rumah subsidi, Anda dapat memantau status pengajuan tersebut lewat fitur “Cek Status Pengajuan KPR”.

Nantinya informasi mengenai status pengajuan KPR Anda akan memuat keterangan status 1 hingga status 6. Berikut adalah arti dari keterangan informasi tersebut:

  • Status 1: Menandakan bahwa data diri Anda sudah masuk dalam data base PPDPP dan terdaftar pada Sistem Informasi KPR Subsidi Perumahan.
  • Status 2: Ini berarti pengajuan KPR sudah masuk dalam proses BI checking.
  • Status 3: Pada tahap ini, Anda akan diberitahu apakah lolos BI checking atau tidak.
  • Status 4: Apabila dinyatakan lolos BI checking, status pengajuan KPR akan masuk ke tahap pengajuan verifikasi pada bank FLPP pilihan Anda.
  • Status 5: Pada tahap ini, Anda akan diberitahu apakah Anda lolos dalam proses verifikasi yang sudah dilakukan bank atau tidak.
  • Status 6: Yaitu pengajuan dana FLPP oleh pihak bank kepada PPDPP. Prosesnya, membutuhkan waktu sekitar 3 hari kerja.

Baca juga:

Inilah Beberapa Aturan Rumah Subsidi dari Kementerian PUPR

Itulah ulasan mengenai SiKasep rumah subsidi. Semoga informasi ini bermanfaat.

Selain memanfaatkan aplikasi tersebut, Anda juga dapat mengunduh aplikasi Rumah123  di PlayStore atau App Store untuk menemukan lebih banyak pilihan.

Di sini Anda bisa memilih mulai dari rumah subsidi dijual dan rumah komersial yang terjangkau di berbagai kota seperti Seion Serang dan Wang Residence Sukodono.

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Punya pertanyaan seputar properti? Yuk, Tanya Rumah123 di sini!

Simulasi KPR

Hitung pembiayaan kredit rumah dengan bunga KPR terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke-1
Bunga 4.56%
Rp. 1.526.143
Tahun ke-2 dan seterusnya
Estimasi Bunga 12%
Rp. 2.592.985

Simulasi KPR Syariah

Hitung pembiayaan KPR syariah dengan rekomendasi bank terbaik di Rumah123

Rp
%
Rp
Angsuran/bulan mulai dari
Tahun ke 1 dan seterusnya
Margin 9%
Rp. 2.434.240

Bunga KPR Terbaru

Beli properti impian dengan memilih produk KPR terbaik di Rumah123

Bank DKI
Bank DKI
Suku bunga mulai dari4.56%
Tenor Max.20 Tahun
Bank Mandiri
Bank Mandiri
Suku bunga mulai dari2.65%
Tenor Max.30 Tahun
Bank BRI
Bank BRI
Suku bunga mulai dari3.25%
Tenor Max.25 Tahun