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WNA Beli Rumah di Indonesia, Apa Bisa? Begini Peraturan dan Syaratnya

Terakhir diperbarui 20 Oktober 2023 · 4 min read · by Rachmi Arin Timomor

WNA Beli Rumah di Indonesia

Membeli hunian tidak hanya diperuntukkan bagi warga lokal, karena Warga Negara Asing alias WNA beli rumah di Indonesia pun ternyata diperbolehkan.

Ketentuan tersebut tertuang di dalam peraturan kepemilikan properti, yang diatur oleh Peraturan Pemerintah (PP) Nomor 13 Tahun 2015.

Kebijakan pemerintah ini mengatur tentang kepemilikan rumah tempat tinggal atau hunian oleh orang asing yang berkedudukan di Indonesia.

Namun, jika orang asing tersebut sudah tidak berkedudukan di Indonesia dan menetap di negara berbeda, maka kewenangan kebijakannya dialihkan kepada menteri terkait.

Sehubungan dengan hal tersebut, diterbitkanlah Peraturan Menteri Hukum dan Hak Asasi Manusia RI Nomor 23 Tahun 201.

Namun perlu diketahui, tidak semua WNA bisa membeli aset di dalam negeri, karena terdapat peraturan dan syarat yang hadis dipenuhi terlebih dahulu.

Lebih lengkap yuk, simak beberapa peraturan serta syaratnya di bawah ini.

Peraturan Kepemilikan Properti untuk Orang Asing

Peraturan Kepemilikan Properti untuk Orang Asing

Untuk membeli properti di Indonesia sebagai Warga Negara Asing (WNA), syarat utamanya adalah memiliki KITAS (Kartu Izin Tinggal Terbatas).

KITAS ini sesuai dengan Peraturan Pemerintah Nomor 103 pasal 2 ayat 2 yang menegaskan bahwa WNA yang ingin membeli properti harus mendapatkan izin menetap di Indonesia terlebih dahulu.

Selain itu, PP Nomor 102 pasal 1 ayat 2 dan 3 mengatur jenis-jenis properti yang dapat dibeli oleh WNA, yaitu hanya rumah tapak dan apartemen.

Jenis Properti yang Boleh Dibeli oleh WNA

WNA hanya diperbolehkan untuk membeli rumah tapak dan rumah susun saja.

Untuk pembelian rumah tapak, ada beberapa kriteria yang wajib dipenuhi yaitu satu rumah atau bidang tanah hanya untuk per orang atau per keluarga saja.

Kemudian, tanah yang dibeli memiliki luas maksimal 2.000 meter persegi, serta untuk pembelian rumah mewah wajib sesuai dengan ketentuan peraturan perundang-undangan.

Sementara untuk kategori rumah susun, WNA harus membeli kategori komersial.

Regulasi Kepemilikan Properti untuk WNA

Regulasi Kepemilikan Properti untuk WNA

Dilansir dari Kompas.com, terdapat sejumlah regulasi di Indonesia yang telah mengatur tentang status kepemilikan properti untuk WNA.

Hal ini dimaksudkan agar properti yang dibeli berkekuatan hukum tetap.

Regulasi yang pertama termaktub dalam Undang-Undang Nomor 5 Tahun 1960 tentang Peraturan Dasar Pokok-pokok Agraria (UUPA).

Selanjutnya, UU Nomor 11 Tahun 2020 tentang Cipta Kerja (UUCK) beserta turunannya yakni Peraturan Menteri (Permen) ATR/BPN Nomor 18 Tahun 2021 tentang Cara Penerapan Hak Pengelolaan dan Hak Atas Tanah.

Selain itu untuk memiliki rumah di Indonesia, WNA diwajibkan memenuhi beberapa persyaratan seperti berikut.

Syarat WNA Beli Rumah di Indonesia

Memiliki KITAS

Syarat WNA Beli Rumah di Indonesia Memiliki KITAS

Seperti yang disinggung di atas, untuk membeli properti di Indonesia sebagai WNA, persyaratan utama yang harus dipenuhi adalah memiliki KITAS.

KITAS sendiri dikeluarkan oleh Kementerian Hukum dan HAM.  Kartu ini harus diperpanjang setiap 2 tahun sekali.

Sementara untuk mendapatkan KITAS, seorang WNA harus bekerja di Indonesia terlebih dahulu.

Dengan adanya KITAS, motivasi bagi WNA untuk membeli properti tidak hanya sebatas investasi, tetapi juga untuk ditinggali.

Ada Batas Waktu Hak Pakai

Jangka waktu penggunaan hak pakai bagi orang asing memiliki batas waktu maksimal 80 tahun selama mereka memiliki izin tinggal di Indonesia.

Peraturan mengenai batas waktu hak pakai terdapat dalam Pasal 6 Ayat 1-3 yang berbunyi sebagai berikut:

  1. Rumah tunggal yang diberikan atas tanah hak pakai berlaku selama 30 tahun.
  2. Hak pakai dapat diperpanjang selama 20 tahun.

Setelah periode perpanjangan berakhir, hak pakai bisa diperbaharui untuk 30 tahun lagi.

Batasan Harga Hunian yang Bisa Dibeli WNA

Batasan Harga Hunian yang Bisa Dibeli WNA

Terdapat batasan harga yang ditetapkan apabila WNA beli rumah di Indonesia.

Peraturan batasan harga tersebut dikeluarkan oleh Kementerian Pekerjaan Umum dan Perumahan (PUPR) tentang kepemilikan properti oleh orang asing.

Keputusan Menteri Nomor 1241/SK-HK/IX/2022 tentang Perolehan dan Harga Rumah Tempat Tinggal/Hunian untuk Orang Asing adalah sebagai berikut.

Batasan Harga Rumah Tapak

  • DKI Jakarta Rp10 miliar
  • Banten Rp5 miliar
  • Jawa Barat Rp5 miliar
  • Jawa tengah Rp3 miliar
  • Daerah Istimewa Yogyakarta Rp5 miliar
  • Jawa Timur Rp5 miliar
  • Bali Rp5 miliar
  • NTB Rp3 miliar
  • Sumatra Utara Rp3 miliar
  • Kalimantan Timur Rp2 miliar
  • Sulawesi Selatan Rp2 miliar
  • Daerah atau Provinsi lainnya Rp1 miliar

Batasan Harga Rumah Susun

Sementara untuk harga satuan rumah susun untuk WNA adalah sebagai berikut:

  • DKI Jakarta Rp3 miliar
  • Banten Rp2 miliar
  • Jawa Barat Rp1 miliar
  • Daerah Istimewa Yogyakarta Rp1 miliar
  • Jawa Timur Rp1,5 miliar
  • Bali Rp2 miliar
  • NTB Rp1 miliar
  • Sumatra Utara Rp1 miliar
  • Kalimantan Timur Rp1 miliar
  • Sulawesi Selatan Rp1 miliar
  • Daerah atau Provinsi lainnya Rp750 juta.

*Kebijakan batas harga bisa berubah sewaktu-waktu.

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